Comparison

Rational Spending vs MetalBuddy Portfolio

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Rational Spending

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Rational Spending is a simple money tracker with native iOS interface. The app helps you keep track of your finances - expenses and earnings. With this app, you can easily note your own costs or earnings - input manually, import from file or automatically load bank accounts statement from available banks. At the moment Ukrainian bank Monobank is available. View charts and graphs to help you better understand your finances. Filter your money flows data by different parameters. This makes it easy to identify spending trends, track your expenses, and plan for the future. Control you week/month/year expenses by Spending Limits feature. Rational Spending has convenient transactions importing tool. So if your bank is not present in integrations yet you can manually import bank statement via transactions importing tool. Just load bank statement via CSV file or paste as string from clipboard, match fields and correct format if you need. It's easy to migrate your transactions data from other app or source. Whether you're an entrepreneur, freelancer, or just looking to get a better handle on your finances, Rational Spending is the perfect tool for you. With its intuitive interface, powerful features, and flexible options, it's the ultimate financial management app for anyone who wants to keep their finances under control.

About

MetalBuddy Portfolio

Features
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MetalBuddy helps you track physical precious metal holdings in one private, local-first portfolio. Add bars, coins, and other holdings with weight, purity, purchase details, notes, and photos. Follow your portfolio value over time, compare gold, silver, platinum, and palladium spot prices, switch display currency and weight unit, and keep an eye on performance from the Home Screen and Lock Screen. No account is required and your data stays on your device, with optional iCloud sync.

Screenshots

Rational Spending4 screens
MetalBuddy Portfolio3 screens

Verdict

The call

The clearest difference is iOS requirement: Rational Spending at 15.5 against MetalBuddy Portfolio's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Rational Spending ships an update every 9 days, MetalBuddy Portfolio fortnightly. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.

Scorecard1 real difference ยท 5 level
Rational Spending versus MetalBuddy Portfolio: the parameters behind the verdict, then further details
ParameterRational SpendingMetalBuddy Portfolio
PriceFreeFree
Update frequencyEvery 9 days โ€” betterFortnightly
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPad
Requires iOS15.5 โ€” better26.0
Further details โ€” not scored
Size8 MB4 MB
Age rating4+4+
DeveloperSerhii RomankoFlorian Kuehne

In-app purchases

None

Rational Spending

No in-app purchases

None

MetalBuddy Portfolio

No in-app purchases

Questions

Is Rational Spending free?
Rational Spending is free to download, with no in-app purchases.
Is MetalBuddy Portfolio free?
MetalBuddy Portfolio is free to download, with no in-app purchases.
Do Rational Spending or MetalBuddy Portfolio have ads?
Neither Rational Spending nor MetalBuddy Portfolio shows ads.
Which is updated more often, Rational Spending or MetalBuddy Portfolio?
Rational Spending ships an update every 9 days, and MetalBuddy Portfolio fortnightly. Most recently, Rational Spending was updated on November 7, 2026 and MetalBuddy Portfolio on November 5, 2026.

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