Rational Spending vs Waller
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Rational Spending
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Rational Spending is a simple money tracker with native iOS interface. The app helps you keep track of your finances - expenses and earnings. With this app, you can easily note your own costs or earnings - input manually, import from file or automatically load bank accounts statement from available banks. At the moment Ukrainian bank Monobank is available. View charts and graphs to help you better understand your finances. Filter your money flows data by different parameters. This makes it easy to identify spending trends, track your expenses, and plan for the future. Control you week/month/year expenses by Spending Limits feature. Rational Spending has convenient transactions importing tool. So if your bank is not present in integrations yet you can manually import bank statement via transactions importing tool. Just load bank statement via CSV file or paste as string from clipboard, match fields and correct format if you need. It's easy to migrate your transactions data from other app or source. Whether you're an entrepreneur, freelancer, or just looking to get a better handle on your finances, Rational Spending is the perfect tool for you. With its intuitive interface, powerful features, and flexible options, it's the ultimate financial management app for anyone who wants to keep their finances under control.
Waller
This app helps you manage your daily spending, track income and expenses, and monitor accounts, loans, and subscriptions. It offers features like custom categories, spending limits, and secure local data storage. Unlock advanced features with a Pro subscription.
- Expense and income tracking
- Account balance management
- Subscription monitoring
- Loan and EMI tracking
- Customizable categories and limits
- Local data storage
- PIN and biometric security
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Waller is a money manager and expense tracker for people who want one app for daily spending, account balances, subscriptions, loans, and EMIs. Use Waller to: Track income, expenses, and transfers Manage cash, bank, and credit card accounts View total balance, monthly income, monthly spending, and category breakdowns Set incoming, outgoing, and spending limits with daily, monthly, or yearly resets Organize transactions with custom categories, notes, and filters Track recurring and one time subscriptions in one place Manage loans and EMIs, payment history, due amounts, and reminders Add contacts manually or import phone contacts for easier loan tracking Protect the app with a 4 digit PIN and optional biometric unlock Recover changes with automatic backup snapshots Personalize your setup with currency, language, and appearance settings All your data is stored locally on your device. Nothing is sent to any server or cloud. Waller does not track users and does not collect or share personal data. Your data stays on your device, fully under your control. Whether you are managing household spending, side income, recurring payments, or borrowed money, Waller gives you a clear personal finance workspace that is easy to update and easy to review. Waller Pro Subscription Waller Pro unlocks advanced features including: - CSV export - Encrypted manual backups - Unlimited accounts - Multi profile management - Extra themes - Receipt attachments - Subscription auto deduct Subscription Details: - Waller Pro Monthly (1 Month): USD 0.99/month - Waller Pro Yearly (1 Year): USD 9.99/year - Payment will be charged to your Apple ID account at confirmation of purchase - Subscription automatically renews unless cancelled at least 24 hours before the end of the current period - Your account will be charged for renewal within 24 hours before the end of the current period - You can manage or cancel your subscription in your App Store account settings Legal Privacy Policy: https://voidsquare.co/waller/privacy-policy Terms of Use (EULA): https://voidsquare.co/waller/terms-and-conditions
Screenshots
Verdict
The clearest difference is in-app purchases: Rational Spending at none against Waller's 2. Rational Spending also leads on update cadence (every 9 days vs every 2 months) and iOS requirement (15.5 vs 17.6). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Waller sells 2 in-app purchases, starting at $0.99 per month. Rational Spending asks for nothing beyond the download.
Rational Spending ships an update every 9 days, Waller every 2 months. The most recent releases landed on October 27, 2026 and October 31, 2026 respectively.
| Parameter | Rational Spending | Waller |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 9 days — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.5 — better | 17.6 |
| Further details — not scored | ||
| Size | 8 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | Serhii Romanko | VoidSquare |
In-app purchases
Rational Spending
No in-app purchases
Waller
- Waller Pro Monthly (1 Month)$0.991 Month
- Waller Pro Yearly (1 Year)$9.991 Year








