Rational Spending vs Expensia
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Rational Spending
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Rational Spending is a simple money tracker with native iOS interface. The app helps you keep track of your finances - expenses and earnings. With this app, you can easily note your own costs or earnings - input manually, import from file or automatically load bank accounts statement from available banks. At the moment Ukrainian bank Monobank is available. View charts and graphs to help you better understand your finances. Filter your money flows data by different parameters. This makes it easy to identify spending trends, track your expenses, and plan for the future. Control you week/month/year expenses by Spending Limits feature. Rational Spending has convenient transactions importing tool. So if your bank is not present in integrations yet you can manually import bank statement via transactions importing tool. Just load bank statement via CSV file or paste as string from clipboard, match fields and correct format if you need. It's easy to migrate your transactions data from other app or source. Whether you're an entrepreneur, freelancer, or just looking to get a better handle on your finances, Rational Spending is the perfect tool for you. With its intuitive interface, powerful features, and flexible options, it's the ultimate financial management app for anyone who wants to keep their finances under control.
Expensia
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Expensia is a personal finance app built for people who want clarity over their money ā without the complexity. Log income and expenses in seconds with a clean, fast form. ACCOUNTS & BALANCES ⢠Track all your liquid accounts: cash, debit cards, and digital wallets ⢠Add credit cards and always know exactly what you owe ⢠See your net liquidity at a glance ā liquid assets minus credit card debt ⢠Transfer funds between accounts instantly SMART TRANSACTION TRACKING ⢠Browse all your transactions with infinite scroll ⢠Filter by type, account, category, or date range ⢠Sort by date or amount in any direction ⢠Search with accent-tolerant text matching CATEGORIES ⢠Choose from built-in categories for expenses and income ⢠Create fully custom categories with your own name and icon MONTHLY OVERVIEW ⢠Calendar view showing which days have activity ⢠Monthly income and expense summary ⢠Category breakdown with pie charts to see where your money goes PRIVACY ⢠Hide all balances and totals with one tap Expensia is designed to make personal finance feel effortless.
Screenshots
Verdict
The clearest difference is update cadence: Rational Spending at every 9 days against Expensia's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Rational Spending ships an update every 9 days, Expensia every 6 weeks. The most recent releases landed on October 9, 2026 and October 3, 2026 respectively.
| Parameter | Rational Spending | Expensia |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 9 days ā better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.5 | 15.1 ā better |
| Further details ā not scored | ||
| Size | 8 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | Serhii Romanko | E-MEXICO COMERCIO INTELIGENTE SAPI DE CV |
In-app purchases
Rational Spending
No in-app purchases
Expensia
No in-app purchases
Questions
Is Rational Spending free?
Is Expensia free?
Do Rational Spending or Expensia have ads?
Which is updated more often, Rational Spending or Expensia?
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