Rational Spending vs Clario

Rational Spending is a simple money tracker with native iOS interface. The app helps you keep track of your finances - expenses and earnings. With this app, you can easily note your own costs or earnings - input manually, import from file or automatically load bank accounts statement from available banks. At the moment Ukrainian bank Monobank is available. View charts and graphs to help you better understand your finances. Filter your money flows data by different parameters. This makes it easy to identify spending trends, track your expenses, and plan for the future. Control you week/month/year expenses by Spending Limits feature. Rational Spending has convenient transactions importing tool. So if your bank is not present in integrations yet you can manually import bank statement via transactions importing tool. Just load bank statement via CSV file or paste as string from clipboard, match fields and correct format if you need. It's easy to migrate your transactions data from other app or source. Whether you're an entrepreneur, freelancer, or just looking to get a better handle on your finances, Rational Spending is the perfect tool for you. With its intuitive interface, powerful features, and flexible options, it's the ultimate financial management app for anyone who wants to keep their finances under control.

Clario is the first finance app built natively for Ukrainians. Connect Monobank in one tap. The AI assistant explains where your money goes - in plain language. No graphs you don't understand. No "this week's budget" lifted from American tutorials. Just an honest conversation about your finances. AI ASSISTANT IN UKRAINIAN Ask "how much did I spend on coffee this month?" and get an answer in seconds. Understands the Ukrainian context: ATB, Silpo, Nova Poshta, FOP accounts, Monobank cashback categories. DEEP MONOBANK INTEGRATION Cards, transactions, balances, savings jars - all in one calm view. Other Ukrainian banks are on the roadmap. SHARED JARS Create a shared savings goal with the people closest to you - for a renovation, a vacation, a big purchase. AI suggests how much to set aside each month. DEEP ANALYTICS See where your money actually goes. Trends, categories, end-of-month spending forecast. MONTHLY REPORT On the first of each month, a short digest lands in the app: what you earned, where you spent, which habits grew, which faded. Like a quick letter from a smart accountant. SUBSCRIPTION DETECTION Clario finds your forgotten subscriptions automatically. One tap to open the App Store and cancel. NO COMPROMISES ON SECURITY Clario never sees your bank passwords. AES-256 encryption at rest. Servers in Frankfurt (GDPR-compliant). PLANS Basic - free (3 jars, 3 AI messages per month) Pro - from 4.99 USD per month (10 jars, unlimited AI) Elite - from 9.99 USD per month (unlimited everything, early access to new features) Support: hello@clarioapp.net Website: clarioapp.net Built in Ukraine. For Ukraine. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/