Comparison

Spendıng Tracker vs Float

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendıng Tracker

This app helps you save money automatically by calculating your personal spending limit based on your income and savings goals. Create flexible budgets for various needs and track your progress with visual indicators and smart alerts.

Highlights
  • Automated spending limit calculation
  • Flexible budget creation
  • Visual spending progress dashboard
  • Smart overspending alerts
  • Customizable expense tagging
  • iCloud sync for multi-device access
Features
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Stop wondering where your money goes. Start saving automatically every month with BudgetPad – the app that calculates your personal spending limit so you can build real wealth effortlessly. SAVE MONEY ON AUTOPILOT Tell BudgetPad your income and savings goal. The app instantly calculates your monthly spending limit, ensuring you save consistently without constantly checking your balance. What you don't spend, you automatically save. Transform your financial future: consistent monthly savings compound into serious wealth over time – vacation funds, emergency cushions, dream purchases, and long-term security. BUDGETS THAT FIT YOUR LIFE Create flexible budgets that match how you actually spend: - Weekly budgets for groceries, coffee, and dining out - Monthly budgets for subscriptions, shopping, and entertainment - Yearly budgets for vacations, insurance, and big-ticket items - One-time budgets for special purchases like furniture or renovations STAY ON TRACK EFFORTLESSLY Know exactly where you stand at a glance: - Beautiful dashboard shows your monthly spending progress - Visual indicators reveal budget health instantly - Smart alerts warn you before you overspend - Color-coded status keeps you accountable without stress UNDERSTAND YOUR SPENDING Add custom tags to see exactly where your money flows. Break down your food budget into restaurants, groceries, and takeout. Spot patterns and make smarter decisions. PREMIUM FEATURES Unlock unlimited budgeting power with a premium subscription: - Unlimited Budgets: Track every aspect of your financial life - Unlimited Tags: Categorize expenses your way - iCloud Sync: Access your data seamlessly across all devices - Export Reports: Download budget data as PDF, CSV, HTML Start building wealth today! Try premium free for three days, then choose weekly or annual subscription. Free version includes multiple budgets and tags to get started. Download BudgetPad now and turn saving money into an effortless habit that builds the future you want. Terms of use: https://budgetpad.app/terms Privacy Policy: https://budgetpad.app/privacy Support address: appsupp23@gmail.com

About

Float

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The #1 personal finance tracking app that works fully offline and never asks for bank access. Float makes it effortless to track your daily spending from contactless payments using Apple Shortcuts.  • No bank linking.  • No syncing delays.  • No privacy compromises. Why Float? Float is the easiest, most private way to see how much you've spent today — instantly. Whether you're tapping your card or adding an expense manually, Float updates in real time and works fully offline. → Track Spending Automatically Log transactions directly from Apple Wallet using Shortcuts. Float integrates with your tap-to-pay automations, so every time you pay, your spend total updates instantly. - Works with Apple Wallet and Apple Pay - Configure it to run only for certain cards, merchants, or categories - 100% on-device — your data never leaves your phone → Know Your Total at a Glance - Float’s beautiful home screen widget shows your daily or 24-hour total spend, so you’re always in control without opening the app. - Live-updating widget - No bank syncing delays - Fully offline and private → Add Manual Expenses in Seconds Not every purchase is digital — Float makes it simple to manually add cash payments or any other expense with just a few taps. → Privacy by Design Float never asks for bank logins or transaction access. Your spending data is yours — stored securely on your device, and never on our servers. Float is perfect for minimalists, privacy advocates, and anyone who wants to know: “How much have I spent today?” Get Float now and track your money your way. Privately, instantly, and effortlessly.

Screenshots

Spendıng Tracker4 screens
Float4 screens

Verdict

The call

The clearest difference is in-app purchases: Float at none against Spendıng Tracker's 3. Float also leads on update cadence (daily vs weekly) and iOS requirement (17.6 vs 26.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spendıng Tracker sells 3 in-app purchases, starting at $2.99 per 7 days. Float asks for nothing beyond the download.

UpkeepUpdate frequency

Spendıng Tracker ships an update weekly, Float daily. The most recent releases landed on November 3, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 5 level
Spendıng Tracker versus Float: the parameters behind the verdict, then further details
ParameterSpendıng TrackerFloat
PriceFreeFree
Positive reviews100.0% of reviews—
Update frequencyWeeklyDaily — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhoneiPhone
Requires iOS26.017.6 — better
Further details — not scored
Size35 MB1 MB
Age rating4+4+
DeveloperValentin TotskiThe Trustee for Friday Investments Trust

In-app purchases

3 purchases

Spendıng Tracker

Subscriptions2
  • BudgetPad Pro - Weekly3 Days trial$2.997 Days
  • BudgetPad Pro - Yearly3 Days trial$29.991 Year
One-time1
  • BudgetPad Premium$4.99
None

Float

No in-app purchases

Questions

Is Spendıng Tracker free?
Spendıng Tracker is free to download, with in-app purchases available.
Is Float free?
Float is free to download, with no in-app purchases.
Do Spendıng Tracker or Float have ads?
Neither Spendıng Tracker nor Float shows ads.
Which is updated more often, Spendıng Tracker or Float?
Spendıng Tracker ships an update weekly, and Float daily. Most recently, Spendıng Tracker was updated on November 3, 2026 and Float on October 25, 2026.

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