Debt Note vs Paid
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Debt Note
Easily track and manage all your financial obligations, whether you're lending or borrowing. This iOS app helps you keep a clear record of debts to friends, family, or colleagues, ensuring no amount is forgotten.
- Track debt notes
- Manage financial obligations
- Record lent and borrowed funds
- User-friendly interface
- iOS compatible
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DebtNote is a powerful and user-friendly iOS app designed to help you keep track of your debt notes and manage your financial obligations with confidence. Whether you are lending money to friends, family, or colleagues, or you are on the receiving end of borrowed funds, DebtNote ensures that you never lose sight of your debts.
Paid
Manage all your debts effortlessly with this intuitive application. It offers one-tap reminders to ensure you never miss a payment and an AI-powered receipt splitter for easy expense division.
- Intuitive debt tracking
- One-tap payment reminders
- AI Receipt Splitter
- Individual and group debts
- Recurring debt management
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Paid is the ultimate debt management app. Track your debts and send reminders with one tap — You'll never lose out on a payment ever again. Also, our AI Receipt Splitter makes it easy to figure out who's paying what at the dinner table — tax, tip, and everything else are automatically calculated. Features: - Easy to use, intuitive interface - One-tap reminders - AI Receipt Splitter - Individual Debts - Group Debts - Recurring Debts - Paid Link (Find out more at trypaid.io) Contact us: benjaminsoo@ucsb.edu
Screenshots
Verdict
The clearest difference is in-app purchases: Paid at none against Debt Note's 3. Paid also leads on update cadence (every 11 days vs every 15 months) and iOS requirement (15.1 vs 17.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Debt Note sells 3 in-app purchases, starting at $2.99 per 3 months. Paid asks for nothing beyond the download.
Debt Note ships an update every 15 months, Paid every 11 days. The most recent releases landed on October 5, 2026 and October 6, 2026 respectively.
| Parameter | Debt Note | Paid |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (6 ratings) — better |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | — | 6 — better |
| Update frequency | Every 15 months | Every 11 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 1 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | Oleksandr Shtykhno | Benjamin Soo |
Customer experience
Debt Note
Paid
In-app purchases
Debt Note
- All access - Quarterly renewal1 Month trial$2.993 Months
- All Access1 Month trial$9.991 Year
- All access - Annual renewal2 Months trial$9.991 Year
Paid
No in-app purchases
