Comparison

Debt Note vs WhoOwes

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Debt Note

Easily track and manage all your financial obligations, whether you're lending or borrowing. This iOS app helps you keep a clear record of debts to friends, family, or colleagues, ensuring no amount is forgotten.

Highlights
  • Track debt notes
  • Manage financial obligations
  • Record lent and borrowed funds
  • User-friendly interface
  • iOS compatible
Features
Read full description

DebtNote is a powerful and user-friendly iOS app designed to help you keep track of your debt notes and manage your financial obligations with confidence. Whether you are lending money to friends, family, or colleagues, or you are on the receiving end of borrowed funds, DebtNote ensures that you never lose sight of your debts.

About

WhoOwes

Read full description

WhoOwes – the easiest way to track shared expenses and split bills with anyone, anywhere. Tired of arguing over who owes what? Whether you're traveling with friends, sharing rent with roommates, or splitting dinner costs, WhoOwes helps you keep everything fair and transparent. Key Features: – Track shared expenses: Add payments and instantly see who owes whom. – Split costs your way: Equally, by shares, percentages, or custom amounts. – Organize by group or event: Trips, dinners, rent, or group gifts. – Support for multiple currencies: perfect for international travel. – Settle up easily: No more confusing spreadsheets or awkward reminders. Perfect for: – Trips and travel groups: Manage shared expenses for transportation, stays, and food. – Roommates and shared homes: Split rent, utilities, and groceries effortlessly. – Couples: Keep track of shared spending and stay financially balanced. – Friends and colleagues: Plan events, gifts, or group projects without hassle. Say goodbye to β€œyou owe me” arguments and hello to simple, stress-free expense sharing. WhoOwes β€” because fair splitting should be effortless. Privacy policy: https://aeolian-clover-827.notion.site/Privacy-Policy-29d070a54130805fa285dd8babaa85d7 Terms of use: https://aeolian-clover-827.notion.site/Terms-of-Use-29d070a5413080a8bc69ec8cb2f3efa2

Screenshots

Debt Note4 screens
WhoOwes4 screens

Verdict

The call

The clearest difference is in-app purchases: WhoOwes at none against Debt Note's 3. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Debt Note sells 3 in-app purchases, starting at $2.99 per 3 months. WhoOwes asks for nothing beyond the download.

Scorecard1 real difference Β· 7 level
Debt Note versus WhoOwes: the parameters behind the verdict, then further details
ParameterDebt NoteWhoOwes
PriceFreeFree
Positive reviews100.0% of reviewsβ€”
Update frequencyEvery 15 monthsβ€”
AdsNoNo
In-app purchasesYesNo β€” better
MonetizationFreemiumβ€”
DevicesiPhone, iPad β€” betteriPhone
Requires iOS17.0 β€” better18.0
Further details β€” not scored
Size1 MB13 MB
Age rating4+12+
DeveloperOleksandr ShtykhnoAlikhan Mussabekov

In-app purchases

3 purchases

Debt Note

Subscriptions3
  • All access - Quarterly renewal1 Month trial$2.993 Months
  • All Access1 Month trial$9.991 Year
  • All access - Annual renewal2 Months trial$9.991 Year
None

WhoOwes

No in-app purchases

Questions

Is Debt Note free?
Debt Note is free to download, with in-app purchases available.
Is WhoOwes free?
WhoOwes is free to download, with no in-app purchases.
Do Debt Note or WhoOwes have ads?
Neither Debt Note nor WhoOwes shows ads.

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