Debt Note vs WhoOwes
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Debt Note
Easily track and manage all your financial obligations, whether you're lending or borrowing. This iOS app helps you keep a clear record of debts to friends, family, or colleagues, ensuring no amount is forgotten.
- Track debt notes
- Manage financial obligations
- Record lent and borrowed funds
- User-friendly interface
- iOS compatible
Read full descriptionHide full description
DebtNote is a powerful and user-friendly iOS app designed to help you keep track of your debt notes and manage your financial obligations with confidence. Whether you are lending money to friends, family, or colleagues, or you are on the receiving end of borrowed funds, DebtNote ensures that you never lose sight of your debts.
WhoOwes
Read full descriptionHide full description
WhoOwes β the easiest way to track shared expenses and split bills with anyone, anywhere. Tired of arguing over who owes what? Whether you're traveling with friends, sharing rent with roommates, or splitting dinner costs, WhoOwes helps you keep everything fair and transparent. Key Features: β Track shared expenses: Add payments and instantly see who owes whom. β Split costs your way: Equally, by shares, percentages, or custom amounts. β Organize by group or event: Trips, dinners, rent, or group gifts. β Support for multiple currencies: perfect for international travel. β Settle up easily: No more confusing spreadsheets or awkward reminders. Perfect for: β Trips and travel groups: Manage shared expenses for transportation, stays, and food. β Roommates and shared homes: Split rent, utilities, and groceries effortlessly. β Couples: Keep track of shared spending and stay financially balanced. β Friends and colleagues: Plan events, gifts, or group projects without hassle. Say goodbye to βyou owe meβ arguments and hello to simple, stress-free expense sharing. WhoOwes β because fair splitting should be effortless. Privacy policy: https://aeolian-clover-827.notion.site/Privacy-Policy-29d070a54130805fa285dd8babaa85d7 Terms of use: https://aeolian-clover-827.notion.site/Terms-of-Use-29d070a5413080a8bc69ec8cb2f3efa2
Screenshots
Verdict
The clearest difference is in-app purchases: WhoOwes at none against Debt Note's 3. On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Debt Note sells 3 in-app purchases, starting at $2.99 per 3 months. WhoOwes asks for nothing beyond the download.
| Parameter | Debt Note | WhoOwes |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | β |
| Update frequency | Every 15 months | β |
| Ads | No | No |
| In-app purchases | Yes | No β better |
| Monetization | Freemium | β |
| Devices | iPhone, iPad β better | iPhone |
| Requires iOS | 17.0 β better | 18.0 |
| Further details β not scored | ||
| Size | 1 MB | 13 MB |
| Age rating | 4+ | 12+ |
| Developer | Oleksandr Shtykhno | Alikhan Mussabekov |
In-app purchases
Debt Note
- All access - Quarterly renewal1 Month trial$2.993 Months
- All Access1 Month trial$9.991 Year
- All access - Annual renewal2 Months trial$9.991 Year
WhoOwes
No in-app purchases









