Comparison

WhoOwes vs ValueGuard

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

WhoOwes

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WhoOwes – the easiest way to track shared expenses and split bills with anyone, anywhere. Tired of arguing over who owes what? Whether you're traveling with friends, sharing rent with roommates, or splitting dinner costs, WhoOwes helps you keep everything fair and transparent. Key Features: – Track shared expenses: Add payments and instantly see who owes whom. – Split costs your way: Equally, by shares, percentages, or custom amounts. – Organize by group or event: Trips, dinners, rent, or group gifts. – Support for multiple currencies: perfect for international travel. – Settle up easily: No more confusing spreadsheets or awkward reminders. Perfect for: – Trips and travel groups: Manage shared expenses for transportation, stays, and food. – Roommates and shared homes: Split rent, utilities, and groceries effortlessly. – Couples: Keep track of shared spending and stay financially balanced. – Friends and colleagues: Plan events, gifts, or group projects without hassle. Say goodbye to “you owe me” arguments and hello to simple, stress-free expense sharing. WhoOwes — because fair splitting should be effortless. Privacy policy: https://aeolian-clover-827.notion.site/Privacy-Policy-29d070a54130805fa285dd8babaa85d7 Terms of use: https://aeolian-clover-827.notion.site/Terms-of-Use-29d070a5413080a8bc69ec8cb2f3efa2

About

ValueGuard

Read full description

ValueGuard - Your Complete Purchase Tracker and Return Policy Reminder App Never miss a return deadline again! ValueGuard is the ultimate purchase tracker, warranty reminder, and receipt organizer app that helps you manage all your consumer rights in one place. KEY FEATURES: Purchase Tracker & Receipt Organizer • Track all your purchases with receipt images or PDFs • Automatic return deadline calculation based on store policies and country • Complete overview of return periods, withdrawal rights, warranties, and legal guarantees • Organize purchases by category, store, and date • Receipt scanner and organizer for easy access Warranty Reminder & Return Policy Tracker • Automatic return deadline reminders • Warranty expiration alerts to protect your consumer rights • Return policy tracker for each purchase • Never miss return opportunities or warranty claims again • View and manage all your notifications in one place Spending Analytics & Purchase History • Monthly spending overview and purchase history tracker • Analyze purchases by category and store • Track spending trends and patterns over time • Detailed breakdowns of your purchase data • Receipt management and organization Export & Share Receipts • Export purchase data and receipts to PDF • Perfect for store returns and warranty claims • Share receipts and purchase information easily • Keep digital records of all your important purchases Multi-Country Support • Supports Norway, Sweden, Denmark, Finland, Germany, USA, and United Kingdom • Country-specific return policies and consumer rights • Automatic currency formatting based on selected country • Localized store policy database Private & Secure Receipt Storage • All data stored locally on your device • No login or account required • Full control over your own purchase data • Secure receipt storage and privacy protection Perfect for anyone looking for: • Return policy tracker and reminder app • Warranty reminder and expiration alerts • Purchase tracker and receipt organizer • Consumer rights protection tool • Spending tracker and analytics • Receipt scanner and manager Download ValueGuard today - the best purchase tracker, warranty reminder, and return policy tracker app. Never miss a return deadline or warranty claim again! IMPORTANT DISCLAIMER: ValueGuard is a tool to help you track purchases and deadlines. We do not guarantee the accuracy or completeness of return periods, warranty information, or store policies. Always verify important deadlines with the store and applicable laws in your country. This app is not a substitute for legal advice.

Screenshots

WhoOwes4 screens
ValueGuard4 screens

Verdict

The call

The clearest difference is iOS requirement: WhoOwes at 18.0 against ValueGuard's 26.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 5 level
WhoOwes versus ValueGuard: the parameters behind the verdict, then further details
ParameterWhoOwesValueGuard
PriceFreeFree
Update frequencyEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhoneiPhone, iPad — better
Requires iOS18.0 — better26.0
Further details — not scored
Size13 MB4 MB
Age rating12+4+
DeveloperAlikhan MussabekovAleksander Hamre Evensen

In-app purchases

None

WhoOwes

No in-app purchases

None

ValueGuard

No in-app purchases

Questions

Is WhoOwes free?
WhoOwes is free to download, with no in-app purchases.
Is ValueGuard free?
ValueGuard is free to download, with no in-app purchases.
Do WhoOwes or ValueGuard have ads?
Neither WhoOwes nor ValueGuard shows ads.

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