Comparison

WhoOwes vs Materiality Calculator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

WhoOwes

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WhoOwes – the easiest way to track shared expenses and split bills with anyone, anywhere. Tired of arguing over who owes what? Whether you're traveling with friends, sharing rent with roommates, or splitting dinner costs, WhoOwes helps you keep everything fair and transparent. Key Features: – Track shared expenses: Add payments and instantly see who owes whom. – Split costs your way: Equally, by shares, percentages, or custom amounts. – Organize by group or event: Trips, dinners, rent, or group gifts. – Support for multiple currencies: perfect for international travel. – Settle up easily: No more confusing spreadsheets or awkward reminders. Perfect for: – Trips and travel groups: Manage shared expenses for transportation, stays, and food. – Roommates and shared homes: Split rent, utilities, and groceries effortlessly. – Couples: Keep track of shared spending and stay financially balanced. – Friends and colleagues: Plan events, gifts, or group projects without hassle. Say goodbye to “you owe me” arguments and hello to simple, stress-free expense sharing. WhoOwes — because fair splitting should be effortless. Privacy policy: https://aeolian-clover-827.notion.site/Privacy-Policy-29d070a54130805fa285dd8babaa85d7 Terms of use: https://aeolian-clover-827.notion.site/Terms-of-Use-29d070a5413080a8bc69ec8cb2f3efa2

About

Materiality Calculator

Features
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Simulieren Sie Wesentlichkeitsgrenzen nach direkt auf Ihrem iPhone, die perfekte Pocket Version für schnelle Berechnungen unterwegs. WICHTIG: Diese App dient ausschliesslich der Simulation. Sie ersetzt keine professionelle Beratung oder Prüfung. FEATURES Simulation durch ein Arithmetisches Mittel aus 4 Bezugsgrößen Automatische Toleranzwesentlichkeit Intelligenter Umgang mit negativen Werten PDF Export (PRO) Szenario Vergleich (PRO) Anpassbare Prozentsätze (PRO) Offline-fähig Deutsch und Englisch EUR und USD Negative Werte werden automatisch erkannt und ausgeschlossen. PRO VERSION (Einmalzahlung, kein Abo) Unbegrenzte Berechnungen speichern PDF-Export fuer Dokumentation Szenario-Vergleich (Side by Side) Anpassbare Prozentsätze Alle Updates inklusive imulate materiality thresholds based on IDW standards directly on your iPhone - the perfect pocket version for quick calculations on the go. IMPORTANT: This app is for simulation only. It does not replace professional advice or audit procedures. FEATURES Simulation based on arithmetic mean of 4 benchmarks Automatic performance materiality Smart handling of negative values PDF export (PRO) Scenario comparison (PRO) Adjustable percentages (PRO) Offline capable German and English EUR and USD CALCULATION Total Assets: 2 percent Revenue: 1.5 percent EBT: 6 percent Equity: 2.8 percent Negative values are automatically detected and excluded. PRO VERSION (One-time payment, no subscription) Save unlimited calculations PDF export for documentation Scenario comparison (side-by-side) Adjustable IDW percentages All future updates included POCKET VERSION Always with you - no laptop or Excel needed. Faster than a calculator, more elegant than a notes app. FOR WHOM Auditors and Tax Advisors Controllers and Finance Experts Students and Career Starters Anyone who wants to simulate materiality LEARNING TOOL Perfect for understanding the materiality concept - test different scenarios and see immediate results. DEVELOPED BY Dr. Frank Otto - Certified Public Auditor and Tax Advisor with over 20 years of experience. 100 PERCENT PRIVACY All data stays locally on your iPhone. No cloud, no tracking, GDPR compliant. MADE IN GERMANY

Screenshots

WhoOwes4 screens
Materiality Calculator4 screens

Verdict

The call

The clearest difference is in-app purchases: WhoOwes at none against Materiality Calculator's 1. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Materiality Calculator sells 1 one-off in-app purchase. WhoOwes asks for nothing beyond the download.

Scorecard1 real difference · 5 level
WhoOwes versus Materiality Calculator: the parameters behind the verdict, then further details
ParameterWhoOwesMateriality Calculator
PriceFreeFree
Update frequencyEvery 6 weeks
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhoneiPhone
Requires iOS18.0 — better18.6
Further details — not scored
Size13 MB8 MB
Age rating12+4+
DeveloperAlikhan MussabekovFrank Otto

In-app purchases

None

WhoOwes

No in-app purchases

1 purchases

Materiality Calculator

One-time1
  • Pro Version$3.99

Questions

Is WhoOwes free?
WhoOwes is free to download, with no in-app purchases.
Is Materiality Calculator free?
Materiality Calculator is free to download, with in-app purchases available.
Do WhoOwes or Materiality Calculator have ads?
Neither WhoOwes nor Materiality Calculator shows ads.

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