Comparison

Debt Note vs Budge

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Debt Note

Easily track and manage all your financial obligations, whether you're lending or borrowing. This iOS app helps you keep a clear record of debts to friends, family, or colleagues, ensuring no amount is forgotten.

Highlights
  • Track debt notes
  • Manage financial obligations
  • Record lent and borrowed funds
  • User-friendly interface
  • iOS compatible
Features
Read full description

DebtNote is a powerful and user-friendly iOS app designed to help you keep track of your debt notes and manage your financial obligations with confidence. Whether you are lending money to friends, family, or colleagues, or you are on the receiving end of borrowed funds, DebtNote ensures that you never lose sight of your debts.

About

Budge

Features
Read full description

Meet Budge โ€” a privacy-first expense tracker and budget planner. No bank linking, no subscription, no ads. 100% on-device. Track spending, set budgets, and save more with zero stress. TRACK EVERY DOLLAR IN SECONDS Log expenses and income in seconds. Categorize, add notes, and pick dates. Swipe to edit or delete. View by day, week, month, or year. Export as CSV, PDF, or JSON anytime โ€” no paywall. BUDGETS THAT ACTUALLY HELP Set weekly, monthly, or yearly budgets per category. Get a push notification at 80% and 100% of your limit. Visual cards show percentage used and amounts remaining. Never overspend by surprise. RECURRING & SUBSCRIPTIONS Set up rent, salary, subscriptions, or any repeating transaction in seconds. Daily, weekly, biweekly, monthly, or yearly cadences. See your next 30 days of upcoming transactions and how much your subscriptions cost you per year โ€” without ever linking a bank. MULTI-PROFILE, ONE APP Personal, work, freelance, savings โ€” manage them all in one place. Each profile has its own transactions, categories, budgets, and theme color. Switch instantly. ANALYTICS THAT MAKE SENSE Income vs. expense breakdowns, spending trend charts, category donuts, and yearly comparisons. Smart insights surface patterns you can act on โ€” not just numbers to scroll past. DAILY DIGEST A daily notification summarizes yesterday's spending, top categories, and budget status. Start each morning knowing exactly where you stand. PRIVACY BY DESIGN All data stays on your device. No bank linking. No accounts. No tracking. We literally cannot see your transactions โ€” and we like it that way. 150+ CURRENCIES ยท DARK MODE ยท NO SUBSCRIPTION Built-in support for 150+ currencies. Dark mode that respects your system theme. Zero subscriptions, zero ads, zero upsells. Budge is free, today and forever. Got an idea or spotted a bug? Send feedback in-app with the floating button โ€” no email required. Download Budge. Master your money. Save more, stress less.

Screenshots

Debt Note4 screens
Budge4 screens

Verdict

The call

The clearest difference is in-app purchases: Budge at none against Debt Note's 3. Budge also leads on update cadence (every 2 months vs every 15 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Debt Note sells 3 in-app purchases, starting at $2.99 per 3 months. Budge asks for nothing beyond the download.

UpkeepUpdate frequency

Debt Note ships an update every 15 months, Budge every 2 months. The most recent releases landed on November 3, 2026 and October 28, 2026 respectively.

Scorecard2 real differences ยท 6 level
Debt Note versus Budge: the parameters behind the verdict, then further details
ParameterDebt NoteBudge
PriceFreeFree
Positive reviews100.0% of reviewsโ€”
Update frequencyEvery 15 monthsEvery 2 months โ€” better
AdsNoNo
In-app purchasesYesNo โ€” better
MonetizationFreemiumโ€”
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.017
Further details โ€” not scored
Size1 MB23 MB
Age rating4+4+
DeveloperOleksandr Shtykhnoshahid nasrullah

In-app purchases

3 purchases

Debt Note

Subscriptions3
  • All access - Quarterly renewal1 Month trial$2.993 Months
  • All Access1 Month trial$9.991 Year
  • All access - Annual renewal2 Months trial$9.991 Year
None

Budge

No in-app purchases

Questions

Is Debt Note free?
Debt Note is free to download, with in-app purchases available.
Is Budge free?
Budge is free to download, with no in-app purchases.
Do Debt Note or Budge have ads?
Neither Debt Note nor Budge shows ads.
Which is updated more often, Debt Note or Budge?
Debt Note ships an update every 15 months, and Budge every 2 months. Most recently, Debt Note was updated on November 3, 2026 and Budge on October 28, 2026.

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