Debt Note vs Budge
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Debt Note
Easily track and manage all your financial obligations, whether you're lending or borrowing. This iOS app helps you keep a clear record of debts to friends, family, or colleagues, ensuring no amount is forgotten.
- Track debt notes
- Manage financial obligations
- Record lent and borrowed funds
- User-friendly interface
- iOS compatible
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DebtNote is a powerful and user-friendly iOS app designed to help you keep track of your debt notes and manage your financial obligations with confidence. Whether you are lending money to friends, family, or colleagues, or you are on the receiving end of borrowed funds, DebtNote ensures that you never lose sight of your debts.
Budge
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Meet Budge โ a privacy-first expense tracker and budget planner. No bank linking, no subscription, no ads. 100% on-device. Track spending, set budgets, and save more with zero stress. TRACK EVERY DOLLAR IN SECONDS Log expenses and income in seconds. Categorize, add notes, and pick dates. Swipe to edit or delete. View by day, week, month, or year. Export as CSV, PDF, or JSON anytime โ no paywall. BUDGETS THAT ACTUALLY HELP Set weekly, monthly, or yearly budgets per category. Get a push notification at 80% and 100% of your limit. Visual cards show percentage used and amounts remaining. Never overspend by surprise. RECURRING & SUBSCRIPTIONS Set up rent, salary, subscriptions, or any repeating transaction in seconds. Daily, weekly, biweekly, monthly, or yearly cadences. See your next 30 days of upcoming transactions and how much your subscriptions cost you per year โ without ever linking a bank. MULTI-PROFILE, ONE APP Personal, work, freelance, savings โ manage them all in one place. Each profile has its own transactions, categories, budgets, and theme color. Switch instantly. ANALYTICS THAT MAKE SENSE Income vs. expense breakdowns, spending trend charts, category donuts, and yearly comparisons. Smart insights surface patterns you can act on โ not just numbers to scroll past. DAILY DIGEST A daily notification summarizes yesterday's spending, top categories, and budget status. Start each morning knowing exactly where you stand. PRIVACY BY DESIGN All data stays on your device. No bank linking. No accounts. No tracking. We literally cannot see your transactions โ and we like it that way. 150+ CURRENCIES ยท DARK MODE ยท NO SUBSCRIPTION Built-in support for 150+ currencies. Dark mode that respects your system theme. Zero subscriptions, zero ads, zero upsells. Budge is free, today and forever. Got an idea or spotted a bug? Send feedback in-app with the floating button โ no email required. Download Budge. Master your money. Save more, stress less.
Screenshots
Verdict
The clearest difference is in-app purchases: Budge at none against Debt Note's 3. Budge also leads on update cadence (every 2 months vs every 15 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Debt Note sells 3 in-app purchases, starting at $2.99 per 3 months. Budge asks for nothing beyond the download.
Debt Note ships an update every 15 months, Budge every 2 months. The most recent releases landed on November 3, 2026 and October 28, 2026 respectively.
| Parameter | Debt Note | Budge |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | โ |
| Update frequency | Every 15 months | Every 2 months โ better |
| Ads | No | No |
| In-app purchases | Yes | No โ better |
| Monetization | Freemium | โ |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 17 |
| Further details โ not scored | ||
| Size | 1 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | Oleksandr Shtykhno | shahid nasrullah |
In-app purchases
Debt Note
- All access - Quarterly renewal1 Month trial$2.993 Months
- All Access1 Month trial$9.991 Year
- All access - Annual renewal2 Months trial$9.991 Year
Budge
No in-app purchases









