Clave vs Splitgeld

Ready for crypto without the complexity? Clave is the secure, self-custodial wallet that makes decentralized finance (DeFi) genuinely simple. Your money, your control—effortlessly. Invest in the next big thing, earn passive income on your assets, and spend your crypto in the real world. Clave delivers the power of Web3 with the simplicity you expect from a modern financial app. KEY FEATURES: - INSTANT, SEEDLESS SETUP: Get started in one click with Passkey technology. No more worrying about seed phrases. Your account is secure and uniquely yours from the start. - EARN PASSIVE INCOME: Put your crypto to work. Earn up to 10% yield on your USDC, USDT, ETH, and EURC with one-tap access to trusted DeFi protocols. - SPEND CRYPTO ANYWHERE: The ultimate feature for daily use. Use your USDC like cash with our Clave Card. Tap-to-pay at any merchant that accepts Visa, using Apple Pay at a 1:1 USD rate. - INVEST WITH EASE: Buy, sell, and store hundreds of tokens on Arbitrum and Base, including Bitcoin (BTC), Ethereum (ETH), Solana (SOL), and the hottest meme coins. - NEVER LOSE ACCESS: Lost your phone? No problem. Easily recover your account using your email or by assigning friends as guardians. Self-custody has never been this safe. - GLOBAL AND FEELESS PAYMENTS: Send digital dollars instantly to anyone, anywhere, with simple payment links or usernames. - SEAMLESS TRANSACTIONS: Forget gas fee headaches. Pay fees flexibly with ETH or stablecoins. If you're short on gas or swapping the max amount, we cover the fee to ensure your transaction always succeeds. WHY CHOOSE CLAVE? - Total Control: True self-custody means only you can access your funds. - Audited & Secure: Fully audited by Cantina to ensure your assets are protected by top-tier security. - World Class User Experience: We are obsessed with making crypto easy for everyone. Join thousands of users taking control of their financial future. Download Clave today and experience crypto, made simple.

Splitgeld keeps track of who paid what — so nobody else has to. Add an expense once and everyone in the group sees the same numbers instantly. No spreadsheets, no awkward reminders, no mental arithmetic at the end of a trip. HOW IT WORKS • Create a group for a trip, a flatshare, a dinner or anything else • Invite friends with a link — they join in a tap • Add expenses as they happen and choose how to split them • Splitgeld works out who owes whom, and the fewest payments that clear it THREE WAYS TO SPLIT • Equally — the default, one tap • By exact amounts — when someone had the expensive dish • By percentage — for rent, bills, or anything shared unevenly EVERYTHING IN ONE PLACE • Photograph the receipt and keep it attached to the expense • Comment on an expense when something needs explaining • Sort by category: groceries, transport, accommodation, bills and more • Export any group to CSV when you need the full record • Works offline — add an expense with no signal and it syncs when you are back SETTLE UP WITHOUT THE MATHS Splitgeld simplifies debts across the whole group. Instead of six people paying each other back one by one, it finds the shortest route: often two or three payments instead of a dozen. FRIENDS Add friends once and see your running balance with each of them across every group you share. FREE AND PREMIUM Splitgeld is free to use: up to 3 groups, 15 members per group and 5 expenses a day. Premium removes every limit: • Unlimited groups, members and expenses • Receipt photos on any expense • CSV export Premium is a subscription. Payment is charged to your Apple ID at confirmation of purchase. It renews automatically unless cancelled at least 24 hours before the end of the period. Manage or cancel it in your Apple ID settings. Privacy Policy: https://splitgeld.com/privacy Terms of Use: https://splitgeld.com/terms