Settle Wise vs Splitgeld

Take the headache out of shared expenses with Settle Wise, the ultimate app to track group costs, split bills, and settle debts quickly. Whether you are dividing rent with roommates, planning a trip with friends, or managing simple business ledgers, Settle Wise makes the math effortless. Why choose Settle Wise? We value your privacy and efficiency. Settle Wise is designed to be the fastest way to manage money without the corporate bloat. - No Login Required: Open the app and start tracking immediately. No emails, no passwords, no setup. - Completely Offline: All your data is stored locally on your device. We do not track, collect, or upload your personal information. Your finances stay yours. - Distraction-Free: Enjoy a clean, responsive experience built for speed. KEY FEATURES: Easy Bill Splitting: Add expenses in seconds and divide them equally or custom-split among group members. Settle Debts Instantly: Clearly see who owes whom and keep a running tally of completed payments. Versatile Ledger: Perfect for personal use, group travel, roommates, or small business tracking. Lightning Fast: Built to be ultra-lightweight, saving your device's battery and storage. Global Ready: Supports all world currencies. Set your preferred currency in your profile settings. Say goodbye to messy spreadsheets and awkward money conversations. Download Settle Wise today and keep your finances perfectly balanced, completely offline!

Splitgeld keeps track of who paid what — so nobody else has to. Add an expense once and everyone in the group sees the same numbers instantly. No spreadsheets, no awkward reminders, no mental arithmetic at the end of a trip. HOW IT WORKS • Create a group for a trip, a flatshare, a dinner or anything else • Invite friends with a link — they join in a tap • Add expenses as they happen and choose how to split them • Splitgeld works out who owes whom, and the fewest payments that clear it THREE WAYS TO SPLIT • Equally — the default, one tap • By exact amounts — when someone had the expensive dish • By percentage — for rent, bills, or anything shared unevenly EVERYTHING IN ONE PLACE • Photograph the receipt and keep it attached to the expense • Comment on an expense when something needs explaining • Sort by category: groceries, transport, accommodation, bills and more • Export any group to CSV when you need the full record • Works offline — add an expense with no signal and it syncs when you are back SETTLE UP WITHOUT THE MATHS Splitgeld simplifies debts across the whole group. Instead of six people paying each other back one by one, it finds the shortest route: often two or three payments instead of a dozen. FRIENDS Add friends once and see your running balance with each of them across every group you share. FREE AND PREMIUM Splitgeld is free to use: up to 3 groups, 15 members per group and 5 expenses a day. Premium removes every limit: • Unlimited groups, members and expenses • Receipt photos on any expense • CSV export Premium is a subscription. Payment is charged to your Apple ID at confirmation of purchase. It renews automatically unless cancelled at least 24 hours before the end of the period. Manage or cancel it in your Apple ID settings. Privacy Policy: https://splitgeld.com/privacy Terms of Use: https://splitgeld.com/terms