Comparison

Bloxley vs Payhammer

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bloxley

Manage your money with a single account that supports over 23 currencies. Send, receive, and spend globally with real-time tracking and robust security features. Open an account in minutes with no monthly fees or minimums.

Highlights
  • Multi-currency account with 23+ currencies
  • Send and receive money in seconds
  • Global transfers to over 100 countries
  • Real-time transaction tracking
  • Biometric and pattern-based security
  • Categorization and PDF/CSV export
Read full description

Wings for your money Meet bloxley. Your all-in-one home for money: send, receive, manage your money and track every cent, in one place. No monthly fees. No minimums. No hidden costs. ONE ACCOUNT, 23+ CURRENCIES Your full IBAN account is ready in minutes. Hold 23+ currencies, receive your salary, and accept transfers from any bank worldwide. Share your details with a single tap. SEND AND REQUEST IN TWO TAPS Send or request money between bloxley members in two taps, no delays and no fees. Do it right inside your conversations without switching apps. GLOBAL TRANSFERS AT EXCEPTIONAL RATES Send and receive across 100+ countries and keep more of every transaction. Transfer to any bank account, at home or abroad, at exceptional rates (fees may apply by destination). STAY ON TOP OF EVERY CENT Follow outgoing transfers in real time, know when your money leaves and when it's due to arrive Payments, transfers and totals appear the moment they happen Full details on every transfer: personal notes, editable categories, confirmations as PDF or CSV Smart filters break spending down by merchant, category or date, each transaction showing your exact balance at the time SECURITY BUILT AROUND YOU Your money is held in segregated accounts with regulated partners, separate from our own assets End-to-end encryption for transactions, account details and personal data, to PCI-DSS standards Biometric verification, triggered automatically when it matters, so only you get through Our systems learn your spending patterns, devices and locations: you move through smoothly, everyone else gets locked out AVAILABLE ACROSS EUROPE Open your multi-currency account from anywhere in Europe, live in 30 countries from day one. Ready to empower your money? Download bloxley and get your account in minutes. Terms & Conditions apply.
 Privacy Notice: https://www.bloxley.com/eu/legal/privacy-policy/ Bloxley is a technology company, not a bank. Bloxley UK Ltd., registered in England & Wales (No. 16630486) with its registered office at 128 City Road, London, UK, provides and operates the Bloxley platform and related technology services across the United Kingdom and Europe. Payment services are provided by Equals Money Plc, authorised by the Financial Conduct Authority (FCA) as a Payment Institution (FRN 488396), registered in England & Wales (No. 05539698) with its registered office at 3rd Floor, Vintners' Place, 68 Upper Thames Street, London, EC4V 3BJ. Card services are issued by Equals Money International Limited pursuant to a licence from Mastercard International Inc. Equals Money International Limited is authorised by the FCA as an Electronic Money Institution (FRN 900493). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. For full legal disclosures please visit https://www.bloxley.com/legal-documents/. For support or consumer financial complaints, visit the Help center at help.bloxley.com.

About

Payhammer

This app offers modern financial solutions for underserved communities and small businesses. It provides a personalized experience to help users achieve financial freedom with features like mobile check deposit and earned wage access.

Highlights
  • Inclusive financial access
  • Earned wage access (coming soon)
  • Mobile check deposit (coming soon)
  • Small business tools
  • Personalized financial experience
Features
Read full description

Payhammer is your gateway to modern, inclusive financial solutions—redefining banking for underserved communities and small businesses. Whether you're a growing entrepreneur or an individual striving for financial freedom, the Payhammer app delivers a seamless, personalized experience designed to meet your unique needs. Key Features: • Inclusive Access: Empowering underserved communities with innovative financial tools to promote true economic opportunities. • Earned Wage Access (Coming Soon): Don’t wait for payday—access your earned wages when you need them, giving you greater control over your cash flow. • Mobile Check Deposit (Coming Soon): Deposit checks anytime, anywhere using your phone with Remote Deposit Capture (RDC). • Small Business Ready: Built-in tools to support small business owners and entrepreneurs on their financial journey. Why Payhammer? We're not just another financial app—we're committed to reshaping the future of finance with equity, accessibility, and empowerment at the core. Payhammer is a financial technology company, not a bank. Banking services provided by Mbanq's bank partner, Evolve Bank & Trust, Member FDIC. Download Payhammer today and take your first step toward financial freedom. Need help? Contact us at: support@Payhammer.com [:mav: 1.2.330]

Screenshots

Bloxley4 screens
Payhammer4 screens

Verdict

The call

The clearest difference is ads: Payhammer at none against Bloxley's shown. Payhammer also leads on monetization model (free vs ad-supported) and iOS requirement (13.0 vs 16). Bloxley's advantage is update cadence (every 4 days vs every 6 months) and review sentiment (60% vs 50%). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Bloxley ships an update every 4 days, Payhammer every 6 months. The most recent releases landed on October 2, 2026 and October 12, 2026 respectively.

Scorecard5 real differences · 5 level
Bloxley versus Payhammer: the parameters behind the verdict, then further details
ParameterBloxleyPayhammer
PriceFreeFree
Rating—3.2 (5 ratings) — better
Positive reviews60.0% of reviews — better50.0% of reviews
Number of ratings—5 — better
Update frequencyEvery 4 days — betterEvery 6 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS1613.0 — better
Further details — not scored
Size297 MB60 MB
Age rating4+17+
DeveloperBloxley US Inc.Payhammer LLC

Customer experience

Bloxley

Written reviews5 reviews
Positive60.0%
Neutral0.0%
Negative40.0%

Payhammer

Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Bloxley

No in-app purchases

None

Payhammer

No in-app purchases

Questions

Is Bloxley free?
Bloxley is free to download, with no in-app purchases.
Is Payhammer free?
Payhammer is free to download, with no in-app purchases.
Do Bloxley or Payhammer have ads?
Bloxley shows ads; Payhammer does not.
Which is updated more often, Bloxley or Payhammer?
Bloxley ships an update every 4 days, and Payhammer every 6 months. Most recently, Bloxley was updated on October 2, 2026 and Payhammer on October 12, 2026.

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