Extrak vs Lucent Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Extrak
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Take control of your finances, measure to manage! Unlock these essential features for smart money management • Budget Planner: Set spending caps per category. Monitor your journey towards financial wellness. • Quick Expense Entry: Log expenses effortlessly. Real-time tracking for on-the-move spending. • Receipt Scanner: Digitize receipts with your device's camera. Say goodbye to paper chaos! • Expense Tags: Tailor your categories for granular insights into spending habits. • Data Visuals: Decode your spending with easy-to-read charts and graphs. Know your financial standing at a glance. • Secure Access: Face Lock adds an extra layer of security. Your financial data stays private. Billing info: Charges apply to your iTunes account. Auto-renewal unless canceled 24-hours before the current period ends. Manage or cancel subscriptions via iTunes settings. Unused free trial portions are forfeited upon subscription. Use of this app signifies your acceptance of our Terms of Service: https://extrak.app/terms-of-service
Lucent Budget
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Lucent is a clean, intuitive budgeting app designed for individuals and couples who want to take control of their finances without the complexity. BUDGET YOUR WAY Create multiple budgets for different purposes—monthly expenses, vacation funds, or household spending. Each budget supports its own currency, perfect for travelers or international households. ORGANIZE WITH CATEGORIES Set up spending categories with target amounts and watch your progress in real time. Lucent shows you exactly where you stand—what you've spent, what's remaining, and when you're over budget. TRACK EVERY TRANSACTION Log expenses quickly with a streamlined interface. Add notes, assign categories, and use transaction templates for recurring purchases. Filter and search your history to find exactly what you need. REACH YOUR SAVINGS GOALS Whether you're saving for something specific or just building a nest egg, Lucent has you covered. Set target-based goals with deadlines or use open-ended savings trackers. Log contributions and withdrawals to see your progress grow. SHARE WITH YOUR HOUSEHOLD Invite your partner or family to share budgets. Everyone stays on the same page with real-time sync, and you control exactly what's shared. INSIGHTS THAT MATTER Visualize your spending with clear charts and insights. See budget vs. actual comparisons, category breakdowns, and spending trends over time. YOUR DATA, YOUR CONTROL • Export transactions to CSV anytime • Data syncs securely across all your devices • No ads, no data selling—ever
Screenshots
Verdict
The clearest difference is in-app purchases: Lucent Budget at none against Extrak's 2. Lucent Budget also leads on update cadence (every 5 days vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Extrak sells 2 in-app purchases, starting at $3.99 per month. Lucent Budget asks for nothing beyond the download.
Extrak ships an update fortnightly, Lucent Budget every 5 days. The most recent releases landed on October 6, 2026 and October 15, 2026 respectively.
| Parameter | Extrak | Lucent Budget |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly | Every 5 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.4 — better | 17.6 |
| Further details — not scored | ||
| Size | 8 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | Akash Dathan | Gregory Bell |
In-app purchases
Extrak
- Monthly Premium$3.991 Month
- Yearly Premium$24.991 Year
Lucent Budget
No in-app purchases









