Comparison

Extrak vs Lucent Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Extrak

Features
Read full description

Take control of your finances, measure to manage! Unlock these essential features for smart money management • Budget Planner: Set spending caps per category. Monitor your journey towards financial wellness. • Quick Expense Entry: Log expenses effortlessly. Real-time tracking for on-the-move spending. • Receipt Scanner: Digitize receipts with your device's camera. Say goodbye to paper chaos! • Expense Tags: Tailor your categories for granular insights into spending habits. • Data Visuals: Decode your spending with easy-to-read charts and graphs. Know your financial standing at a glance. • Secure Access: Face Lock adds an extra layer of security. Your financial data stays private. Billing info: Charges apply to your iTunes account. Auto-renewal unless canceled 24-hours before the current period ends. Manage or cancel subscriptions via iTunes settings. Unused free trial portions are forfeited upon subscription. Use of this app signifies your acceptance of our Terms of Service: https://extrak.app/terms-of-service

About

Lucent Budget

Features
Read full description

Lucent is a clean, intuitive budgeting app designed for individuals and couples who want to take control of their finances without the complexity. BUDGET YOUR WAY Create multiple budgets for different purposes—monthly expenses, vacation funds, or household spending. Each budget supports its own currency, perfect for travelers or international households. ORGANIZE WITH CATEGORIES Set up spending categories with target amounts and watch your progress in real time. Lucent shows you exactly where you stand—what you've spent, what's remaining, and when you're over budget. TRACK EVERY TRANSACTION Log expenses quickly with a streamlined interface. Add notes, assign categories, and use transaction templates for recurring purchases. Filter and search your history to find exactly what you need. REACH YOUR SAVINGS GOALS Whether you're saving for something specific or just building a nest egg, Lucent has you covered. Set target-based goals with deadlines or use open-ended savings trackers. Log contributions and withdrawals to see your progress grow. SHARE WITH YOUR HOUSEHOLD Invite your partner or family to share budgets. Everyone stays on the same page with real-time sync, and you control exactly what's shared. INSIGHTS THAT MATTER Visualize your spending with clear charts and insights. See budget vs. actual comparisons, category breakdowns, and spending trends over time. YOUR DATA, YOUR CONTROL • Export transactions to CSV anytime • Data syncs securely across all your devices • No ads, no data selling—ever

Screenshots

Extrak4 screens
Lucent Budget4 screens

Verdict

The call

The clearest difference is in-app purchases: Lucent Budget at none against Extrak's 2. Lucent Budget also leads on update cadence (every 5 days vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Extrak sells 2 in-app purchases, starting at $3.99 per month. Lucent Budget asks for nothing beyond the download.

UpkeepUpdate frequency

Extrak ships an update fortnightly, Lucent Budget every 5 days. The most recent releases landed on October 6, 2026 and October 15, 2026 respectively.

Scorecard2 real differences · 4 level
Extrak versus Lucent Budget: the parameters behind the verdict, then further details
ParameterExtrakLucent Budget
PriceFreeFree
Update frequencyFortnightlyEvery 5 days — better
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhoneiPhone, iPad — better
Requires iOS16.4 — better17.6
Further details — not scored
Size8 MB6 MB
Age rating4+4+
DeveloperAkash DathanGregory Bell

In-app purchases

2 purchases

Extrak

Subscriptions2
  • Monthly Premium$3.991 Month
  • Yearly Premium$24.991 Year
None

Lucent Budget

No in-app purchases

Questions

Is Extrak free?
Extrak is free to download, with in-app purchases available.
Is Lucent Budget free?
Lucent Budget is free to download, with no in-app purchases.
Do Extrak or Lucent Budget have ads?
Neither Extrak nor Lucent Budget shows ads.
Which is updated more often, Extrak or Lucent Budget?
Extrak ships an update fortnightly, and Lucent Budget every 5 days. Most recently, Extrak was updated on October 6, 2026 and Lucent Budget on October 15, 2026.

Other comparisons