Comparison

Spending Tracker and Manager vs SpendWave Expense tracker App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker and Manager

Easily monitor, understand, and manage your expenses and income. This app provides tools to record transactions, visualize spending, and create custom categories to improve your financial habits.

Highlights
  • Expense and income transaction tracking
  • Integrated calculator
  • Calendar visualization of transactions
  • Customizable expense/income categories
  • Comprehensive spending charts
  • PDF and multiple format export
  • Password protection for data
Features
Read full description

Spending Tracker and Manager - The smart yet simple way to track and manage your expenses. Monitor, understand and take actions so that your financial life can improve. It happens very often that we reach to a point in which we realize that our expenses exceed our thoughts and expectations. In those moments we decide that it is time to track the expenses and try to understand where our money ends up. Whether we want to save or just try to understand how we spend our money, the Spending Tracker and Manager application makes your work easier by providing essential details related to your way of spending in a smart and intuitive way. Money management is never easy but here are some great features that the application provides: EXPENSE & BUDGET TRACKING - fastest way in which you can record all your expense and income transactions - integrated calculator - sum up your transaction in one place - calendar visualization of all your transactions - easiest way to add your daily expenses - cards with quick view over the spendings and incomes in the last 7 days and last month - possibility to add notes and photo attachments to every transaction entry - quick view over the budget / expense over income CUSTOMIZATION - add, edit or remove expense and income categories - choose your preferred currency - multiple currency number formats - pick your first day of week - setup reminders for recurring financial transactions ANALYSIS - comprehensive charts that allow you to understand your spending and follow your expenses based on categories that you've created - quick summary over different expense categories - understand how you can better manage your money - date filters - analyze data on different time frames SAVE & EXPORT - PDF export functionality - multiple export formats - based on periods and expense/income categories SAFE & SECURE - lock your data under a password - be in control of your data at any time with backup, restore and reset functionality Take control on your spending, track and understand what happens with your money so you can make the best financial decisions. Good luck!

About

SpendWave Expense tracker App

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

Highlights
  • Multiple accounts and currencies
  • Quick transaction recording
  • Financial calendar overview
  • Customizable spending categories
  • Savings goal tracking
  • Detailed financial analysis
  • Data encryption for security
Features
Read full description

SpendWave - Your personal income and expenditure manager Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for. Features that make the SpendWave stand out: - Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you. - Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track. - Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs. - Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes. - Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true. - Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions. - Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology. Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom! Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.

Screenshots

Spending Tracker and Manager4 screens
SpendWave Expense tracker App4 screens

Verdict

The call

The clearest difference is in-app purchases: Spending Tracker and Manager at none against SpendWave Expense tracker App's 4. Spending Tracker and Manager also leads on review sentiment (100% vs 67%) and iOS requirement (12.0 vs 17.6). SpendWave Expense tracker App's advantage is ads (none vs shown) and update cadence (fortnightly vs every 2 months). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month. Spending Tracker and Manager asks for nothing beyond the download.

UpkeepUpdate frequency

Spending Tracker and Manager ships an update every 2 months, SpendWave Expense tracker App fortnightly. The most recent releases landed on September 11, 2026 and September 23, 2026 respectively.

Scorecard6 real differences · 4 level
Spending Tracker and Manager versus SpendWave Expense tracker App: the parameters behind the verdict, then further details
ParameterSpending Tracker and ManagerSpendWave Expense tracker App
PriceFreeFree
Rating—4.8 (9 ratings) — better
Positive reviews100.0% of reviews — better66.7% of reviews
Number of ratings—9 — better
Update frequencyEvery 2 monthsFortnightly — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationAd-supported — betterFreemium
DevicesiPhone, iPad, iPodiPhone, iPad, Mac, Apple Watch — better
Requires iOS12.0 — better17.6
Further details — not scored
Size35 MB19 MB
Age rating4+4+
DeveloperLivia BerceRobin Guido Schmidt

Customer experience

Spending Tracker and Manager

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

SpendWave Expense tracker App

All ratings9 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews9 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

Spending Tracker and Manager

No in-app purchases

4 purchases

SpendWave Expense tracker App

Subscriptions3
  • SpendWave+ Monthly3 Days trial$0.991 Month
  • SpendWave+ Monthly7 Days trial$1.991 Month
  • SpendWave+ Yearly7 Days trial$14.991 Year
One-time1
  • SpendWave+ one-time purchase$29.99

Questions

Is Spending Tracker and Manager free?
Spending Tracker and Manager is free to download, with no in-app purchases.
Is SpendWave Expense tracker App free?
SpendWave Expense tracker App is free to download, with in-app purchases available.
Do Spending Tracker and Manager or SpendWave Expense tracker App have ads?
Spending Tracker and Manager shows ads; SpendWave Expense tracker App does not.
Which is updated more often, Spending Tracker and Manager or SpendWave Expense tracker App?
Spending Tracker and Manager ships an update every 2 months, and SpendWave Expense tracker App fortnightly. Most recently, Spending Tracker and Manager was updated on September 11, 2026 and SpendWave Expense tracker App on September 23, 2026.

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