Comparison

InCred Money vs Ruby Silver Traders

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

InCred Money

Invest in a variety of assets including unlisted shares, pre-IPO opportunities, digital gold and silver, and fixed deposits. This platform offers transparent pricing, zero commissions, and tools for portfolio tracking. It's designed for a wide range of investors seeking diverse investment options.

Highlights
  • Invest in unlisted and pre-IPO shares
  • Buy/sell digital gold and silver
  • Fixed deposits with better returns
  • Zero commission and transparent pricing
  • Portfolio tracking with real-time insights
  • Secure storage for digital metals
Features
Read full description

Open a Demat account and invest in stocks, F&O, ETFs, and US stocks InCred Money is an all-in-one investing platform to open a Demat account online and invest in Listed Stocks on NSE & BSE, ETFs, IPOs, and US Stocks. Whether you're opening your first Demat account or actively trading, InCred Money offers transparent pricing, advanced trading tools, portfolio insights, and a seamless investing experience—all from one powerful app. Key Highlights Zero-fee Demat account opening with zero AMC for the first year Flat ₹9 brokerage per executed order across Equity delivery, intraday & F&O Unlimited Trading Plan at just ₹999/month Fully paperless Demat account opening Advanced Charts powered by TradingView with 100+ technical indicators Multi-Chart layouts to analyze multiple stocks simultaneously Advanced Order Types for smarter trade execution Brokerage Calculator to estimate charges before placing a trade Portfolio Health Check to identify portfolio strengths and gaps Swipe Trading for faster order placement with a simple swipe gesture Why Choose InCred Money? One app for Stocks, ETFs, IPOs, US Stocks, Demat account, and trading Backed by InCred Group, a diversified financial services group spanning lending, wealth, and asset management Transparent flat-fee pricing with no hidden charges Powerful trading tools designed for both beginners and experienced investors Fast, intuitive investing experience with modern market insights and analytics Stock Trading & Demat Account Buy and sell shares across NSE and BSE Open a Demat account online with a fully digital onboarding process Create and monitor your investment portfolio in real time Access Advanced Charts with 100+ technical indicators Use Multi-Chart layouts to compare multiple stocks simultaneously Place trades using Advanced Order Types for greater control Analyze brokerage costs before every trade with the Brokerage Calculator F&O & Commodity Trading Advanced Charts powered by TradingView Multi-Chart view for tracking multiple stocks together Advanced Order Types for flexible execution Real-time watchlists and portfolio tracking Fast order placement with Swipe Trading Brokerage Calculator to estimate charges instantly Portfolio Health Check to understand diversification, concentration, and portfolio quality Swipe Trading Simply swipe to buy or sell without navigating multiple screens Execute trades quickly during fast-moving markets Reduce taps and streamline order placement Designed for speed, convenience, and a smoother trading experience Apply for IPOs Apply for IPOs online in a few taps Track ongoing and upcoming IPOs Seamless IPO application process Stay informed about new market listings Invest in US Stocks from India Diversify with access to global investing opportunities through our integrated US Stocks app. Invest in the US Stock market and US Share market from India Track US Stocks from India in real time, follow the NASDAQ live stock market Research using a powerful US Stock screener before you buy us stocks Begin US investing, US trading, or long-term US stock investment with confidence on a modern US trading app ETF Investing Build diversified portfolios with Exchange Traded Funds. Invest in Equity, Index, and Sector ETFs Track ETF prices in real time Diversify investments with low-cost investment options Invest for long-term wealth creation through ETFs Regulatory Information & Exchange Membership Details Member Name: InCred Money Broking Ltd (formerly known as South Asian Stocks Ltd.) SEBI Registration Number: INZ000164738 CIN: U67120DL1995PLC064834 Member Code: NSE: 09073 | BSE: 6329 | MCX: 55215 | NCDEX: 1233 Registered Exchanges: NSE, BSE, MCX, NCDEX Approved Segments: CM, FO, CD, COM Registered Office: 3rd Floor, Building No. 5, Local Shopping Complex, Rishabh Vihar, Near Karkarduma Metro Station, East Delhi - 110092

About

Ruby Silver Traders

Features
Read full description

Ruby Silver Traders was established in the year 1994 in Chennai, starting its business as a wholesaler of gold jewellery and later expanding into silver articles and imitation jewellery. Ruby Silver Traders has been in the jewellery industry for over 20 years, building a wide client network and maintaining an excellent track record. Our showroom, located in Chennai, is the first-ever showroom in India with six floors dedicated exclusively to wholesale. It provides buyers with an amazing shopping experience, offering a wide range of Indian jewellery items under one roof. Our expert craftsmanship delivers both the latest and traditional collections. Ruby Silver Traders believes that the finest finishing of gold and silver ornaments helps create a special place in our customers' hearts. To further meet client expectations, Ruby Silver Traders plans to enter the diamond jewellery segment soon.

Screenshots

InCred Money4 screens
Ruby Silver Traders4 screens

Verdict

The call

The clearest difference is update cadence: InCred Money at every 8 days against Ruby Silver Traders's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

InCred Money ships an update every 8 days, Ruby Silver Traders every 3 months. The most recent releases landed on October 30, 2026 and October 6, 2026 respectively.

Scorecard1 real difference · 9 level
InCred Money versus Ruby Silver Traders: the parameters behind the verdict, then further details
ParameterInCred MoneyRuby Silver Traders
PriceFreeFree
Rating4.4 (18 ratings) — better—
Positive reviews48.4% of reviews—
Number of ratings18 — better—
Update frequencyEvery 8 days — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.515.0 — better
Further details — not scored
Size176 MB32 MB
Age rating4+4+
DeveloperAlpha Fintech Private LimitedLOGIMAX TECHNOLOGIES PRIVATE LIMITED

In-app purchases

None

InCred Money

No in-app purchases

None

Ruby Silver Traders

No in-app purchases

Questions

Is InCred Money free?
InCred Money is free to download, with no in-app purchases.
Is Ruby Silver Traders free?
Ruby Silver Traders is free to download, with no in-app purchases.
Do InCred Money or Ruby Silver Traders have ads?
Neither InCred Money nor Ruby Silver Traders shows ads.
Which is updated more often, InCred Money or Ruby Silver Traders?
InCred Money ships an update every 8 days, and Ruby Silver Traders every 3 months. Most recently, InCred Money was updated on October 30, 2026 and Ruby Silver Traders on October 6, 2026.

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