InCred Money vs EvenOut
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
InCred Money
Invest in a variety of assets including unlisted shares, pre-IPO opportunities, digital gold and silver, and fixed deposits. This platform offers transparent pricing, zero commissions, and tools for portfolio tracking. It's designed for a wide range of investors seeking diverse investment options.
- Invest in unlisted and pre-IPO shares
- Buy/sell digital gold and silver
- Fixed deposits with better returns
- Zero commission and transparent pricing
- Portfolio tracking with real-time insights
- Secure storage for digital metals
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Open a Demat account and invest in stocks, F&O, ETFs, and US stocks InCred Money is an all-in-one investing platform to open a Demat account online and invest in Listed Stocks on NSE & BSE, ETFs, IPOs, and US Stocks. Whether you're opening your first Demat account or actively trading, InCred Money offers transparent pricing, advanced trading tools, portfolio insights, and a seamless investing experience—all from one powerful app. Key Highlights Zero-fee Demat account opening with zero AMC for the first year Flat ₹9 brokerage per executed order across Equity delivery, intraday & F&O Unlimited Trading Plan at just ₹999/month Fully paperless Demat account opening Advanced Charts powered by TradingView with 100+ technical indicators Multi-Chart layouts to analyze multiple stocks simultaneously Advanced Order Types for smarter trade execution Brokerage Calculator to estimate charges before placing a trade Portfolio Health Check to identify portfolio strengths and gaps Swipe Trading for faster order placement with a simple swipe gesture Why Choose InCred Money? One app for Stocks, ETFs, IPOs, US Stocks, Demat account, and trading Backed by InCred Group, a diversified financial services group spanning lending, wealth, and asset management Transparent flat-fee pricing with no hidden charges Powerful trading tools designed for both beginners and experienced investors Fast, intuitive investing experience with modern market insights and analytics Stock Trading & Demat Account Buy and sell shares across NSE and BSE Open a Demat account online with a fully digital onboarding process Create and monitor your investment portfolio in real time Access Advanced Charts with 100+ technical indicators Use Multi-Chart layouts to compare multiple stocks simultaneously Place trades using Advanced Order Types for greater control Analyze brokerage costs before every trade with the Brokerage Calculator F&O & Commodity Trading Advanced Charts powered by TradingView Multi-Chart view for tracking multiple stocks together Advanced Order Types for flexible execution Real-time watchlists and portfolio tracking Fast order placement with Swipe Trading Brokerage Calculator to estimate charges instantly Portfolio Health Check to understand diversification, concentration, and portfolio quality Swipe Trading Simply swipe to buy or sell without navigating multiple screens Execute trades quickly during fast-moving markets Reduce taps and streamline order placement Designed for speed, convenience, and a smoother trading experience Apply for IPOs Apply for IPOs online in a few taps Track ongoing and upcoming IPOs Seamless IPO application process Stay informed about new market listings Invest in US Stocks from India Diversify with access to global investing opportunities through our integrated US Stocks app. Invest in the US Stock market and US Share market from India Track US Stocks from India in real time, follow the NASDAQ live stock market Research using a powerful US Stock screener before you buy us stocks Begin US investing, US trading, or long-term US stock investment with confidence on a modern US trading app ETF Investing Build diversified portfolios with Exchange Traded Funds. Invest in Equity, Index, and Sector ETFs Track ETF prices in real time Diversify investments with low-cost investment options Invest for long-term wealth creation through ETFs Regulatory Information & Exchange Membership Details Member Name: InCred Money Broking Ltd (formerly known as South Asian Stocks Ltd.) SEBI Registration Number: INZ000164738 CIN: U67120DL1995PLC064834 Member Code: NSE: 09073 | BSE: 6329 | MCX: 55215 | NCDEX: 1233 Registered Exchanges: NSE, BSE, MCX, NCDEX Approved Segments: CM, FO, CD, COM Registered Office: 3rd Floor, Building No. 5, Local Shopping Complex, Rishabh Vihar, Near Karkarduma Metro Station, East Delhi - 110092
EvenOut
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EvenOut keeps track of who paid for what and works out what everyone owes — for trips, flatshares, dinners, or a single bill between two people. Add an expense, choose who it was for, and each person's share is worked out to the last cent. Balances update as you go, and when it's time to settle up the app shows exactly which payments clear them. - EVERY FEATURE, FREE No subscription, no ads, no pro tier, no feature waiting behind a paywall. Currency conversion, spending charts, search, comments, categories, offline access — all of it is simply the app. - NO LIMITS Add as many expenses as you like, today and every day. As many groups, as many people, as much history as you want to keep. Nothing counts down and nothing interrupts you to upgrade. - SPLIT IT ANY WAY Equally, by exact amounts, by percentage, by shares, or with individual adjustments. More than one person can pay for the same expense — a bill covered half in cash and half on a card is one entry, not two. - SETTLING UP, WITHOUT THE AWKWARDNESS See exactly who should pay whom. Turn on Simplify Debts and the group clears in as few transfers as possible — five people and ten small debts become two payments. Leave it off and every debt stays where it was made. Pay however you already pay each other, then record it: everyone's balance updates at once, and everyone sees the same numbers. - CHARTS THAT SHOW THE TREND Open any group and see where its money actually went — the biggest expenses, spending by category, month by month, and who paid the most. A per-member breakdown shows what each person paid alongside what each person's share came to. - YOUR SPENDING, ACROSS EVERYTHING One view for every group and every one-off split: what you have been spending on, by category, by group, and over time. This month, this year, or all of it. - SPLIT IN ANY CURRENCY One group can hold as many currencies as it needs — flights booked in euros, dinner split in dollars, rent paid in rupees, all side by side. Balances are kept per currency, so you see what you owe in each instead of one blended figure. Want a single number? One tap shows an approximate total in your own currency, and the amounts you entered stay exactly as they were. - WORKS WITH NO SIGNAL Add expenses on a plane, in a basement, halfway up a mountain. Everything saves to your phone straight away and syncs when you're back — no spinner, no waiting for a server, and two people adding expenses at once never conflict. - GROUPS, OR JUST THE TWO OF YOU A flat, a trip, a supper club, or one coffee between two people. Groups are optional, so you can share a cost with someone without setting anything up first — and a friendship isn't a two-person group, it's every shared cost between you, wherever it happened. - NOTHING HAPPENS QUIETLY Every expense, edit, payment and comment lands in a shared activity feed. If somebody changes an amount, you'll know. If somebody settles up, you'll know. No silent edits, no quiet corrections, no "I'm sure I paid you back". - ASK ABOUT ANYTHING Comment on an expense and ask right where the number is, instead of starting a group chat about it. - FIND IT LATER Search across everything — by name, person, group, amount or date. That dinner in March, the one Priya paid for, the entry with "airport" in it: all a few keystrokes away. - CLEAN, AND QUICK TO USE The figure you opened the app for is the first thing on the screen; the detail sits underneath if you want it. Native controls and gestures throughout, light and dark themes, and no clutter between you and the number you came for. EvenOut records what people owe each other. It does not move money, hold funds, or connect to your bank. Terms of Use: https://evenout.money/terms Privacy Policy: https://evenout.money/privacy
Screenshots
Verdict
The clearest difference is update cadence: EvenOut at every 2 days against InCred Money's every 8 days. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
InCred Money ships an update every 8 days, EvenOut every 2 days. The most recent releases landed on October 23, 2026 and October 13, 2026 respectively.
| Parameter | InCred Money | EvenOut |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (18 ratings) — better | — |
| Positive reviews | 48.4% of reviews | — |
| Number of ratings | 18 — better | — |
| Update frequency | Every 8 days | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.5 — better | 16.4 |
| Further details — not scored | ||
| Size | 176 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | Alpha Fintech Private Limited | Arpit Shukla |
In-app purchases
InCred Money
No in-app purchases
EvenOut
No in-app purchases









