InCred Money vs Splitify
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
InCred Money
Invest in a variety of assets including unlisted shares, pre-IPO opportunities, digital gold and silver, and fixed deposits. This platform offers transparent pricing, zero commissions, and tools for portfolio tracking. It's designed for a wide range of investors seeking diverse investment options.
- Invest in unlisted and pre-IPO shares
- Buy/sell digital gold and silver
- Fixed deposits with better returns
- Zero commission and transparent pricing
- Portfolio tracking with real-time insights
- Secure storage for digital metals
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Open a Demat account and invest in stocks, F&O, ETFs, and US stocks InCred Money is an all-in-one investing platform to open a Demat account online and invest in Listed Stocks on NSE & BSE, ETFs, IPOs, and US Stocks. Whether you're opening your first Demat account or actively trading, InCred Money offers transparent pricing, advanced trading tools, portfolio insights, and a seamless investing experience—all from one powerful app. Key Highlights Zero-fee Demat account opening with zero AMC for the first year Flat ₹9 brokerage per executed order across Equity delivery, intraday & F&O Unlimited Trading Plan at just ₹999/month Fully paperless Demat account opening Advanced Charts powered by TradingView with 100+ technical indicators Multi-Chart layouts to analyze multiple stocks simultaneously Advanced Order Types for smarter trade execution Brokerage Calculator to estimate charges before placing a trade Portfolio Health Check to identify portfolio strengths and gaps Swipe Trading for faster order placement with a simple swipe gesture Why Choose InCred Money? One app for Stocks, ETFs, IPOs, US Stocks, Demat account, and trading Backed by InCred Group, a diversified financial services group spanning lending, wealth, and asset management Transparent flat-fee pricing with no hidden charges Powerful trading tools designed for both beginners and experienced investors Fast, intuitive investing experience with modern market insights and analytics Stock Trading & Demat Account Buy and sell shares across NSE and BSE Open a Demat account online with a fully digital onboarding process Create and monitor your investment portfolio in real time Access Advanced Charts with 100+ technical indicators Use Multi-Chart layouts to compare multiple stocks simultaneously Place trades using Advanced Order Types for greater control Analyze brokerage costs before every trade with the Brokerage Calculator F&O & Commodity Trading Advanced Charts powered by TradingView Multi-Chart view for tracking multiple stocks together Advanced Order Types for flexible execution Real-time watchlists and portfolio tracking Fast order placement with Swipe Trading Brokerage Calculator to estimate charges instantly Portfolio Health Check to understand diversification, concentration, and portfolio quality Swipe Trading Simply swipe to buy or sell without navigating multiple screens Execute trades quickly during fast-moving markets Reduce taps and streamline order placement Designed for speed, convenience, and a smoother trading experience Apply for IPOs Apply for IPOs online in a few taps Track ongoing and upcoming IPOs Seamless IPO application process Stay informed about new market listings Invest in US Stocks from India Diversify with access to global investing opportunities through our integrated US Stocks app. Invest in the US Stock market and US Share market from India Track US Stocks from India in real time, follow the NASDAQ live stock market Research using a powerful US Stock screener before you buy us stocks Begin US investing, US trading, or long-term US stock investment with confidence on a modern US trading app ETF Investing Build diversified portfolios with Exchange Traded Funds. Invest in Equity, Index, and Sector ETFs Track ETF prices in real time Diversify investments with low-cost investment options Invest for long-term wealth creation through ETFs Regulatory Information & Exchange Membership Details Member Name: InCred Money Broking Ltd (formerly known as South Asian Stocks Ltd.) SEBI Registration Number: INZ000164738 CIN: U67120DL1995PLC064834 Member Code: NSE: 09073 | BSE: 6329 | MCX: 55215 | NCDEX: 1233 Registered Exchanges: NSE, BSE, MCX, NCDEX Approved Segments: CM, FO, CD, COM Registered Office: 3rd Floor, Building No. 5, Local Shopping Complex, Rishabh Vihar, Near Karkarduma Metro Station, East Delhi - 110092
Splitify
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Splitify makes it simple to split trip and group expenses with friends and see exactly who should pay whom. Add everyone sharing the bill, enter each expense with who paid and who it's split between, and Splitify keeps a running tally. The Settlement tab turns those balances into the fewest payments needed to square up — no awkward math at the end of the trip. FREE • One active group you can keep editing forever • Add unlimited friends and expenses • Manual equal splits, choose exactly who shares each item • Clear settlement summary — who owes what, and who pays whom • Share a settlement summary as a PDF • Sign in with Apple or Google SPLITIFY PREMIUM (one-time purchase) • Archive a finished group and keep it as trip history • Start a new active group without losing the old ones • Everything in Free PAY BACK DIRECTLY (India) Add a friend's UPI ID and tap "Pay via UPI" in the Settlement tab to open your UPI app with the amount already filled in. Your data stays private to your account. You can permanently delete your account and all data from inside the app at any time.
Screenshots
Verdict
The clearest difference is iOS requirement: InCred Money at 15.5 against Splitify's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
InCred Money ships an update every 8 days, Splitify every 11 days. The most recent releases landed on October 18, 2026 and October 20, 2026 respectively.
| Parameter | InCred Money | Splitify |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (18 ratings) — better | — |
| Positive reviews | 48.4% of reviews | — |
| Number of ratings | 18 — better | — |
| Update frequency | Every 8 days — better | Every 11 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.5 — better | 18.0 |
| Further details — not scored | ||
| Size | 176 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Alpha Fintech Private Limited | Ashish Mankar |
In-app purchases
InCred Money
No in-app purchases
Splitify
No in-app purchases









