Comparison

Givva vs LoisPay

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Givva

Features
Read full description

Our solution is to promote financial inclusion through strengthening communities by providing a platform that the communities can communally plan and manage all their financial and other activities at the same time enabling the individuals access safe, secure and formal savings and investments products on one platform.

About

LoisPay

Features
Read full description

Welcome to LoisPay, the simple, secure, and fast way to manage your money right from your phone. LoisPay is designed to make your financial life easier, whether you're sending cash to a friend, paying your monthly bills, or topping up your mobile on the go. Experience True Financial Freedom: LoisPay puts you in control of your finances with a clean, intuitive interface and powerful features. Say goodbye to long queues and complicated banking apps. With LoisPay, everything is just a few taps away. KEY FEATURES: SEND & RECEIVE MONEY: Transfer funds to friends and family with just their phone number or username. It’s quick, secure, and completely hassle-free. ADD MONEY WITH EASE: Top up your LoisPay wallet using your bank account, debit card, or other convenient methods. Your funds are available to use in seconds. FLEXIBLE WITHDRAWAL OPTIONS: Need cash? Easily withdraw money from your LoisPay wallet to your linked bank account or at participating agent locations. MOBILE TOP-UP: Running low on mobile credit? Recharge any prepaid mobile number for yourself or your loved ones directly from the app. All major carriers are supported. BILL PAYMENTS: Forget about due dates! Pay all your billsβ€”from utilities and internet to credit cards and moreβ€”all in one place. Set up reminders so you never miss a payment again.

Screenshots

Givva4 screens
LoisPay3 screens

Verdict

The call

The clearest difference is update cadence: LoisPay at every 4 days against Givva's every 9 days. LoisPay also leads on iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Givva ships an update every 9 days, LoisPay every 4 days. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard2 real differences Β· 4 level
Givva versus LoisPay: the parameters behind the verdict, then further details
ParameterGivvaLoisPay
PriceFreeFree
Update frequencyEvery 9 daysEvery 4 days β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.013.0 β€” better
Further details β€” not scored
Size60 MB34 MB
Age rating17+4+
DeveloperGivva Wealthtech LimitedLOIS GROUP LTD

In-app purchases

None

Givva

No in-app purchases

None

LoisPay

No in-app purchases

Questions

Is Givva free?
Givva is free to download, with no in-app purchases.
Is LoisPay free?
LoisPay is free to download, with no in-app purchases.
Do Givva or LoisPay have ads?
Neither Givva nor LoisPay shows ads.
Which is updated more often, Givva or LoisPay?
Givva ships an update every 9 days, and LoisPay every 4 days. Most recently, Givva was updated on November 3, 2026 and LoisPay on October 30, 2026.

Other comparisons