Comparison

Spending Tracker vs Cost Split Payments

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Easily track household and shared expenses with friends or family. This app simplifies budgeting, monitors spending habits, and automatically calculates balances for group expenses, ensuring transparent money management.

Highlights
  • Create family and friend groups
  • Track daily expenses and spending
  • Automatic balance calculations
  • Monitor shared money activity
  • Detailed spending reports
  • Budget calculator
Features
Read full description

Take control of your money with a simple expense tracker, budget planner, and bill splitting app designed for everyday spending. Track expenses, manage your budget, monitor income, and split shared costs with family, friends, roommates, or groups — all in one place. EXPENSE TRACKER Record your daily expenses quickly and keep your spending organized. Add transactions, categorize your costs, and see where your money goes. BUDGET PLANNER Create and manage your budget to stay on top of your spending. Monitor expenses and understand your financial habits with clear reports and useful insights. SPLIT BILLS & SHARED EXPENSES Sharing expenses with friends, family, roommates, or groups is easy. Create a group, add shared expenses, track who paid, and automatically calculate each person's share. FAMILY EXPENSE MANAGER Keep household expenses organized in one place. Create a family group, add members, record expenses, and monitor shared spending. ROOMMATE EXPENSE TRACKER Manage rent, groceries, utilities, dining, travel, and other shared costs with roommates. Keep a clear record of expenses and balances. MONEY & INCOME TRACKING Track both expenses and income to get a clearer picture of your personal finances. Organize your transactions and understand your spending patterns. EXPENSE REPORTS & INSIGHTS Review your spending with organized reports and category-based insights. See where your money is going and make better everyday budgeting decisions. PERFECT FOR • Personal expense tracking • Monthly and daily budgeting • Family expense management • Roommate expenses • Friends sharing bills • Group trips and travel expenses • Shared household costs • Income and expense tracking • Everyday money management Keep your expenses organized, understand your spending, manage your budget, and make shared expenses easier. Download Spending Tracker: Bill Split and take control of your everyday finances. Privacy Policy : - https://sites.google.com/view/spending-tracker-finance-split/home Apple Terms Of Use :- https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Cost Split Payments

Effortlessly manage shared expenses with friends, roommates, or travel buddies. This app automates calculations, tracks debts, and categorizes spending, making financial coordination simple and stress-free. Enjoy offline functionality for tracking expenses anytime, anywhere.

Highlights
  • Create and manage groups
  • Log expenses with details
  • Automatic expense calculations
  • Track and settle debts
  • Customizable expense categories
  • Offline expense tracking
Features
Read full description

Splitility: Simplify Expense Sharing Splitility is the ultimate app for managing shared expenses, whether you're planning a trip, splitting rent, or organizing a night out. Say goodbye to awkward money talks and let Splitility do the heavy lifting for you! Key Features: * Create Groups: Quickly set up groups for any shared experience—perfect for friends, roommates, or travel buddies. * Track Expenses: Log expenses effortlessly with detailed descriptions, amounts, and participant selection. * Automatic Calculations: No more messy math! Splitility ensures fair and accurate expense splits. * Debt Management: Instantly see who owes whom and keep things balanced with easy settlement options. * Customizable Categories: Categorize your expenses (food, transportation, entertainment, and more) for better tracking. * Offline Functionality: Track expenses anytime, anywhere—no internet required! Why Choose Splitility? * Intuitive and user-friendly interface. * Works great for everything from road trips to daily expenses. * Keeps your finances organized and relationships stress-free. Download Splitility today and make sharing expenses simple!

Screenshots

Spending Tracker4 screens
Cost Split Payments4 screens

Verdict

The call

The clearest difference is review sentiment: Cost Split Payments at 75% against Spending Tracker's 0%. Cost Split Payments also leads on update cadence (fortnightly vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 3 in-app purchases, starting at $1.99 per month and Cost Split Payments sells 4 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spending Tracker ships an update every 2 months, Cost Split Payments fortnightly. The most recent releases landed on September 30, 2026 and October 16, 2026 respectively.

Scorecard2 real differences · 8 level
Spending Tracker versus Cost Split Payments: the parameters behind the verdict, then further details
ParameterSpending TrackerCost Split Payments
PriceFreeFree
Rating—4.7 (11 ratings) — better
Positive reviews0.0% of reviews75.0% of reviews — better
Number of ratings—11 — better
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size41 MB35 MB
Age rating17+4+
Developerxita appsNadiia Martyniuk

Customer experience

Spending Tracker

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Cost Split Payments

All ratings11 ratings
Positive90.9%
Neutral0.0%
Negative9.1%
Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

In-app purchases

3 purchases

Spending Tracker

Subscriptions1
  • Premium$1.991 Month
One-time2
  • SpendingTracker_UnlimitedGroup$4.99
  • Spending Tracker Premium$9.99
4 purchases

Cost Split Payments

Subscriptions4
  • Weekly Plan3 Days trial$4.997 Days
  • 6 Month3 Days trial$8.996 Months
  • Yearly Plan$17.991 Year
Show 1 more
  • 1 Month$31.991 Month

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Cost Split Payments free?
Cost Split Payments is free to download, with in-app purchases available.
Do Spending Tracker or Cost Split Payments have ads?
Neither Spending Tracker nor Cost Split Payments shows ads.
Which is updated more often, Spending Tracker or Cost Split Payments?
Spending Tracker ships an update every 2 months, and Cost Split Payments fortnightly. Most recently, Spending Tracker was updated on September 30, 2026 and Cost Split Payments on October 16, 2026.

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