On The Monee vs Pyng
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
On The Monee
This digital tipping solution allows casual workers to receive and spend tips instantly via a digital card. Employers can pay employees electronically and securely. Users also gain access to over 4500 retailer discounts.
- Instant tip payments
- Digital wallet
- Retailer discounts
- Secure electronic payments
- Employee payment solution
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A better way to pay tips! A game-changing digital tipping solution that revolutionises payments for casual workers. For Employees: No need to pop into work to receive your hard-earned tips, get paid and spend instantly with your OnTheMonee Card. As an extra bonus you have access to over 4500 retailer discounts both online and in-store when using your digital wallet. For Employers: Pay your employees instantly, electronically and securely with a digital card treated like cash.
Pyng
This app offers a secure and cost-effective payment solution by allowing users to pay directly from their bank accounts. It eliminates surcharges for both users and merchants, ensuring your money remains safe and under your control.
- Zero surcharges for users and merchants
- Direct payment from bank account
- Enhanced security through bank authentication
- Set spending limits
- QR code payment integration
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A cheaper and better way to pay with Pyng Zero surcharges #PyngPromise - When you use Pyng, neither you or the merchant will need to pay a surcharge. Saving you a ton of money. Your money is 100% safe - Pyng is safer than a normal credit card as it’s all authenticated through your own bank account and doesn’t require you to transfer funds to us or anywhere else. Pay straight from your bank - Pay directly from your bank account giving you more control of how you spend. How it works 1. Install the app via the App Store 2. Link your bank account: Securely link your bank account through your own banking app or banking platform - you can set a limit on how much money Pyng can debit from your account at any point of time 3. Scan a QR code and it's as simple as that Your money stays safe Pyng protects your money with the best-in-class security systems that help minimize fraud. Most importantly, Pyng never touches your money - your money goes straight to the merchant reducing any risk of fraud and reducing any transaction costs.
Screenshots
Verdict
The clearest difference is review sentiment: On The Monee at 71% against Pyng's 50%. On The Monee also leads on monetization model (free vs ad-supported). Pyng's advantage is update cadence (weekly vs monthly). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On The Monee ships an update monthly, Pyng weekly. The most recent releases landed on September 8, 2026 and September 22, 2026 respectively.
| Parameter | On The Monee | Pyng |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.0 (4 ratings) — better |
| Positive reviews | 71.4% of reviews — better | 50.0% of reviews |
| Number of ratings | — | 4 — better |
| Update frequency | Monthly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 15.6 |
| Further details — not scored | ||
| Size | 124 MB | 42 MB |
| Age rating | 4+ | 12+ |
| Developer | On The Monee | Pyng Payments Pty Ltd |
Customer experience
On The Monee
Pyng
In-app purchases
On The Monee
No in-app purchases
Pyng
No in-app purchases
Questions
Is On The Monee free?
Is Pyng free?
Do On The Monee or Pyng have ads?
Which is updated more often, On The Monee or Pyng?
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