Comparison

Expense Note vs Money Planner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Note

A minimalist expense tracker for effortless daily expense recording and management. Quickly input spending, view patterns at a glance, and customize categories. Securely back up your data and start smart spending.

Highlights
  • Quick expense recording
  • Intuitive expense management
  • Customizable categories
  • Data backup and restore
  • Multiple currency support
  • Secure login
Features
Read full description

Expense Note is a simple spending tracker that helps you log what you spend in seconds. No bank or card linking: you write down what you spend, so anyone can start right away. SCAN RECEIPTS • Take a photo of a receipt or pick one from your photos • Items and amounts are filled in for you; just check and save ASK AI ABOUT YOUR SPENDING • Ask things like "Am I spending a lot on food this month?" or "Where can I cut back?" • Get answers based on your last three months of spending QUICK EXPENSE LOGGING • Enter the amount, pick a category, done • Save frequent expenses as templates and log them in one tap • Reminders and streaks help you build a habit, and you can restore a broken streak SEE WHERE YOUR MONEY GOES • Spending totals by month, week or a custom period • Calendar view of your daily spending • Category statistics show where you spend the most • Search and filter past expenses HOME SCREEN WIDGET • See this month's spending and each category's share without opening the app MAKE IT YOURS • Add, edit and reorder categories • Dark mode, multiple currencies and 13 languages • Use it as a budget app, allowance tracker, travel expense log or household ledger KEEP YOUR DATA SAFE • PIN lock and Face ID for your expense records • Sign in with Apple or Google, with backup and restore PREMIUM • Remove ads • Unlimited receipt scans and more AI questions • Unlock with Face ID, choose the widget period (this week, last 30 days or a custom range) If you want a spending tracker that focuses on daily records instead of complex finance tools, try Expense Note. Privacy Policy: https://bit.ly/41i52ha Terms of Use: https://bit.ly/41guaVu

About

Money Planner

This app helps you manage your money and finances by tracking expenses and planning budgets. It automatically imports transactions from your bank and allows for custom categorization and detailed insights into your spending habits.

Highlights
  • Automatic transaction import
  • Customizable expense categories
  • Reimbursement tracking
  • Daily and monthly expense graphs
  • Bank account connection
  • Budget planning
Read full description

Do you want to track your expenses and plan your budget? RainyDay is the budget planner for you, and helps you to save for a rainy day! RainyDay is a spending and expense tracker, which allows you to manage your money and finances efficiently. With RainyDay, your transactions are imported automatically, to reduce the effort it takes to create a budget and gather detailed insights into your financial situation and analyze your income and spending behaviour. Start by connecting your bank account. You can specify how far back you allow us to look to import your transactions, so you have full control! We currently support 1000+ banks in 20 countries, including ABN Amro, Rabobank, Banco Santander, HSBC, ING, and many more. If we do not support your specific bank, send us an email at support@apprainyday.com and we will try to add your bank to our list. Categories After connecting your bank account, your transactions will be retrieved. You can now start categorizing your transactions. There is a list of default categorizations, but you can customise these in any way you want, and even delete them. Of course, you can also create new categories. You can assign a transaction to one category, or to multiple categories to split the transaction. These categories help you to plan your budget exactly how you want, helping you save money. Reimbursements Have you paid for tickets for the whole group, or paid the bill for a dinner with your friends, and do they want to pay you back? RainyDay has got you covered. To obtain even more detail in your budget and financial situation, you can mark income transactions as reimbursements for expenses, which will subtract the reimbursed amount from the expense in all reports and insights. This makes sure your RainyDay can give you an accurate overview of your budget and expenses, so you don't get surprised. Graphs RainyDay provides graphs which give you accurate insights into your daily and monthly expenses. The app keeps track of your daily expenses which it shows in a nice calendar, where you can see how much money you spent per day. You can also view your expenses per category/sub-category, where you can select whatever date range you want. We are continuously working on improving the app. If you run into an issue or have an amazing idea for a new feature, please send us an email at support@apprainyday.com and we will get back to you as soon as possible. The app provides a free tier, allowing you to use the app without any subscription. However, as we need to maintain the app, some features are locked behind a subscription. The available plans are as follows: - Monthly, €2,99 / month - Yearly, €29,99 / 12 months (save 17%) Want to try out the premium features? Both options include a 2 week free trial. Privacy Policy: https://storage.googleapis.com/rainyday-legal/privacy.html Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Expense Note4 screens
Money Planner4 screens

Verdict

The call

The clearest difference is update cadence: Expense Note at every 2 days against Money Planner's weekly. Expense Note also leads on rating (5.0 vs 4.8). Money Planner's advantage is ratings volume (30 vs 2) and iOS requirement (13.0 vs 17.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Note sells 2 in-app purchases, starting at $1.99 per month and Money Planner sells 5 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Expense Note holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Money Planner has 30 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 92% of Expense Note's written reviews are positive against 93% of Money Planner's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Expense Note ships an update every 2 days, Money Planner weekly. The most recent releases landed on October 24, 2026 and October 13, 2026 respectively.

Scorecard4 real differences · 6 level
Expense Note versus Money Planner: the parameters behind the verdict, then further details
ParameterExpense NoteMoney Planner
PriceFreeFree
Rating5.0 (2 ratings) — better4.8 (30 ratings)
Positive reviews91.7% of reviews93.3% of reviews — better
Number of ratings230 — better
Update frequencyEvery 2 days — betterWeekly
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.013.0 — better
Further details — not scored
Size112 MB52 MB
Age rating4+4+
DeveloperTechin ParkJoren van den Berg

Customer experience

Expense Note

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews12 reviews
Positive91.7%
Neutral0.0%
Negative8.3%

Money Planner

All ratings30 ratings
Positive93.3%
Neutral6.7%
Negative0.0%
Written reviews15 reviews
Positive93.3%
Neutral6.7%
Negative0.0%

In-app purchases

2 purchases

Expense Note

Subscriptions2
  • Monthly Premium3 Days trial$1.991 Month
  • Yearly Premium7 Days trial$19.991 Year
5 purchases

Money Planner

Subscriptions3
  • Monthly14 Days trial$2.991 Month
  • Halfyearly14 Days trial$12.996 Months
  • Yearly14 Days trial$24.991 Year
One-time2
  • Bank Connection Token - 90d$1.99
  • RainyDay Plus Lifetime2 variants$24.99

Questions

Is Expense Note free?
Expense Note is free to download, with in-app purchases available.
Is Money Planner free?
Money Planner is free to download, with in-app purchases available.
Which has better reviews, Expense Note or Money Planner?
Expense Note is rated higher. Expense Note averages 5.0 out of 5 from 2 ratings, while Money Planner averages 4.8 from 30 ratings.
Do Expense Note or Money Planner have ads?
Both Expense Note and Money Planner show ads.
Which is updated more often, Expense Note or Money Planner?
Expense Note ships an update every 2 days, and Money Planner weekly. Most recently, Expense Note was updated on October 24, 2026 and Money Planner on October 13, 2026.

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