Comparison

Budget Flow | Expense Tracker vs Expense Note

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Flow | Expense Tracker

Effortlessly track income and expenses with this modern, user-friendly expense tracker. It offers robust features like customizable dashboards, budget planning, and secure offline use. Manage finances efficiently and achieve your financial goals with comprehensive tools.

Highlights
  • Track income and expenses
  • Customizable dashboard
  • Budget planning
  • Multiple accounts and categories
  • Secure offline use
  • Shared budgeting
  • Currency conversion
Features
Read full description

Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Customizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts with automatic data recognition - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - Face ID / Touch ID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & Lock Screen widgets - Siri Shortcuts support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. dark mode - Dynamic text size - ...and much more! IN-APP PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

About

Expense Note

Effortlessly track your spending with a simple interface that doesn't require bank linking. Scan receipts, ask AI about your habits, and visualize your expenses by category. Customize categories, use dark mode, and secure your data with PIN or Face ID.

Highlights
  • Receipt scanning with item recognition
  • AI-powered spending analysis
  • Quick expense logging with templates
  • Spending visualization by category
  • Home screen widget for at-a-glance tracking
  • Customizable categories and multi-language support
  • PIN and Face ID data security
Features
Read full description

Expense Note is a simple spending tracker that helps you log what you spend in seconds. No bank or card linking: you write down what you spend, so anyone can start right away. SCAN RECEIPTS • Take a photo of a receipt or pick one from your photos • Items and amounts are filled in for you; just check and save ASK AI ABOUT YOUR SPENDING • Ask things like "Am I spending a lot on food this month?" or "Where can I cut back?" • Get answers based on your last three months of spending QUICK EXPENSE LOGGING • Enter the amount, pick a category, done • Save frequent expenses as templates and log them in one tap • Reminders and streaks help you build a habit, and you can restore a broken streak SEE WHERE YOUR MONEY GOES • Spending totals by month, week or a custom period • Calendar view of your daily spending • Category statistics show where you spend the most • Search and filter past expenses HOME SCREEN WIDGET • See this month's spending and each category's share without opening the app MAKE IT YOURS • Add, edit and reorder categories • Dark mode, multiple currencies and 13 languages • Use it as a budget app, allowance tracker, travel expense log or household ledger KEEP YOUR DATA SAFE • PIN lock and Face ID for your expense records • Sign in with Apple or Google, with backup and restore PREMIUM • Remove ads • Unlimited receipt scans and more AI questions • Unlock with Face ID, choose the widget period (this week, last 30 days or a custom range) If you want a spending tracker that focuses on daily records instead of complex finance tools, try Expense Note. Privacy Policy: https://bit.ly/41i52ha Terms of Use: https://bit.ly/41guaVu

Screenshots

Budget Flow | Expense Tracker4 screens
Expense Note4 screens

Verdict

The call

The clearest difference is ads: Budget Flow | Expense Tracker at none against Expense Note's shown. Budget Flow | Expense Tracker also leads on ratings volume (347 vs 2) and device support (4 vs 2). Expense Note's advantage is rating (5.0 vs 4.8). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month and Expense Note sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Expense Note holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Budget Flow | Expense Tracker has 347 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 90% of Budget Flow | Expense Tracker's written reviews are positive against 92% of Expense Note's.

UpkeepUpdate frequency

Budget Flow | Expense Tracker ships an update every 10 days, Expense Note every 6 days. Both last shipped on November 12, 2026.

Scorecard4 real differences · 6 level
Budget Flow | Expense Tracker versus Expense Note: the parameters behind the verdict, then further details
ParameterBudget Flow | Expense TrackerExpense Note
PriceFreeFree
Rating4.8 (347 ratings)5.0 (2 ratings) — better
Positive reviews90.2% of reviews91.7% of reviews — better
Number of ratings347 — better2
Update frequencyEvery 10 daysEvery 6 days — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone, iPad
Requires iOS16.0 — better17.0
Further details — not scored
Size216 MB112 MB
Age rating4+4+
DeveloperFabian HasseTechin Park

Customer experience

Budget Flow | Expense Tracker

All ratings345 ratings
Positive94.8%
Neutral1.7%
Negative3.5%
Written reviews489 reviews
Positive90.2%
Neutral4.7%
Negative5.1%

Expense Note

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews12 reviews
Positive91.7%
Neutral0.0%
Negative8.3%

Bugs and requests

Budget Flow | Expense Tracker

Reported bugs

3 issues
  • Transactions disappearing from accounts
  • Inconsistent data display in reports
  • Rounding issues with decimal amounts

Requested features

5 requests
  • Add monthly recurring reminders
  • Improve search functionality
  • Provide more detailed budgeting options
  • Integrate receipt scanning and OCR
  • Allow custom currency support

Expense Note

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Budget Flow | Expense Tracker

Subscriptions2
  • Full Version (1 Month)$4.991 Month
  • Full Version (1 Year)7 Days trial$29.991 Year
One-time2
  • Full Version (Discounted)$49.99
  • Full Version (Lifetime)$69.99
3 purchases

Expense Note

Subscriptions3
  • Monthly Premium7 Days trial$1.991 Month
  • Monthly Premium3 Days trial$1.991 Month
  • Yearly Premium7 Days trial$19.991 Year

Questions

Is Budget Flow | Expense Tracker free?
Budget Flow | Expense Tracker is free to download, with in-app purchases available.
Is Expense Note free?
Expense Note is free to download, with in-app purchases available.
Which has better reviews, Budget Flow | Expense Tracker or Expense Note?
Expense Note is rated higher. Budget Flow | Expense Tracker averages 4.8 out of 5 from 347 ratings, while Expense Note averages 5.0 from 2 ratings.
Do Budget Flow | Expense Tracker or Expense Note have ads?
Expense Note shows ads; Budget Flow | Expense Tracker does not.
Which is updated more often, Budget Flow | Expense Tracker or Expense Note?
Budget Flow | Expense Tracker ships an update every 10 days, and Expense Note every 6 days. Most recently, Budget Flow | Expense Tracker was updated on November 12, 2026 and Expense Note on November 12, 2026.

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