Comparison

Pulsoo vs ifthenpay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pulsoo

Unify your business's financial and regulatory management in one simple, intuitive, and free app. Gain clear, real-time insights into your company's finances, track cash flows, manage budgets, and stay compliant with tax and social security obligations.

Highlights
  • Unified financial and regulatory management
  • Real-time business insights
  • Cash flow analysis and budgeting
  • Tax and social security obligation monitoring
  • Dynamic agenda for payments and tasks
  • Initiate payments and transfers
  • Financial literacy resources and offers
Features
Read full description

A app Pulsoo surge enquanto resposta às necessidades de empresários e PMEs em Portugal unificando gestão financeira e regulatória numa única aplicação simples, intuitiva e gratuita. Desenvolvida pelo Banco BPI em parceria com a NOS Empresas, a app oferece-lhe uma visão clara, centralizada e em tempo real do seu negócio tornando-se a app ideal para quem procura simplificar a gestão dia-a-dia do seu negócio, analisar cashflows, controlar custos, gerir orçamentos, gerir obrigações perante a Autoridade Tributária e Segurança Social , uma agenda dinâmica, criação de orçamentos e muito mais. Com Pulsoo simplifique o complexo, reduza tarefas administrativas e ganhe controlo total sobre o estado financeiro e regulatório da sua empresa. Conheça as principais funcionalidades: Gestão de Contas e Análise Financeira: Consulte saldos e movimentos de todas as suas contas num só lugar, através de ligações diretas à maioria dos bancos portugueses. Pode também utilizar ferramentas financeiras para comparar e analisar cashflows, gerir e criar orçamentos, e antecipar necessidades com base nos seu historial de movimentos. Controlo sobre Obrigações Fiscais Monitorize prazos de obrigações com a Autoridade Tributária e Segurança Social, receba alertas e aceda a documentos essenciais para manter o seu negócio em conformidade fiscal. Agenda dinâmica A agenda dinâmica da Pulsoo permite que a sua empresa se mantenha sempre organizada e em dia, ao integrar eventos com pagamentos e tarefas essenciais. Com uma visão clara em formato de calendário interativo e lista, os utilizadores podem acompanhar compromissos e obrigações de forma intuitiva. Oferece ainda uma visão semanal prática, garantindo que nada escapa ao planeamento e facilitando a gestão do tempo. Iniciação de pagamentos e transferências Inicie transferências e pagamentos através da app Pulsoo e confirme as mesmas na app do seu banco, para maior conveniência tem também a opção de agendar pagamentos e definir operações recorrentes e destinatários frequentes. Ofertas / sugestões / literacia financeira Tenha acesso a artigos sobre literacia financeira, cibersegurança, inovação digital, tendências de mercado e outros temas relevantes, assim como a ofertas exclusivas e oportunidades para crescer o seu negócio. Pensada para todos, disponível para todos: Com a app Pulsoo disfrute de um ambiente intuitivo e desenhado para dispositivos móveis é 100% gratuita, está disponível tanto para clientes e não clientes BPI/NOS. Junte-se aos milhares de utilizadores que já estão a transformar a forma como gerem os seus negócios com a app Pulsoo. Mais do que uma app um ecossistema digital para o seu negócio na palma da sua mão. Contacte-nos em suporte@pulsoo.pt

About

ifthenpay

Features
Read full description

ifthenpay – Simple and Secure Payments for Your Business This application is exclusive to ifthenpay clients. If you are not yet our client, please contact us to subscribe to the service. With the ifthenpay app, companies, online stores, schools, clubs, associations, and municipalities can issue Multibanco References, Payshop, MB WAY, Google Pay, Apple Pay, Cofidis Pay, or Pix, allowing payments through various digital and physical channels. Main features: Generation of Multibanco and Payshop References Sending MB WAY payment requests Sending payment references via SMS, email, QR Code, and more Generation of payment links using Pay By Link and Pinpay Creation of QR codes for payment with PAY.ME Dynamic Multibanco references with defined validity Real-time payment notifications Access to payment history and graphical analysis Access to contract data Validation of event entries via form registration Multi-user Multi-company Benefits: 24/7 payment availability No cost to the end user Same cost for the seller, regardless of the payment method chosen by the customer Immediate notifications after payment Secure, reliable, and widely used payment methods Customer data protection Reduced payment deadlines Lower administrative costs and effort Checkout completed on the seller’s website, with no redirections Supported payment channels and methods: Multibanco terminals Payshop locations (over 4,000 in Portugal) Homebanking Bank cards, with over 19 million MB cards in circulation, 98% co-branded with Visa, Mastercard, or American Express MB WAY Google Pay Apple Pay Cofidis Pay Pix (Brazil) Physical and virtual POS terminals Mobile phones with banking apps How it works: 1. Generate the payment reference or link through the app 2. The customer selects the desired channel and completes the payment: Multibanco, Payshop, Homebanking, MB SPOT, mobile phone, credit card, POS terminal, MB WAY, Google Pay, Apple Pay, Cofidis Pay, or Pix 3. After payment, you receive real-time confirmation 4. ifthenpay transfers the received amounts daily, deducting the service fee 5. A monthly invoice/receipt is sent, including a payment statement and transfer confirmations About ifthenpay: ifthenpay, Lda. Payment Institution authorized and supervised by the Bank of Portugal (Registration No. 8707) VAT Number: 510 450 024 Share capital: €1,105,188.12 Rua S. José, no. 771, 4535-404 Santa Maria de Lamas Phone: +351 227 660 871 or 808 222 777 Email: suporte@ifthenpay.com Website: www.ifthenpay.com

Screenshots

Pulsoo4 screens
ifthenpay4 screens

Verdict

The call

The clearest difference is update cadence: ifthenpay at every 8 days against Pulsoo's every 3 weeks. Pulsoo's advantage is iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Pulsoo ships an update every 3 weeks, ifthenpay every 8 days. The most recent releases landed on September 17, 2026 and September 9, 2026 respectively.

Scorecard2 real differences · 8 level
Pulsoo versus ifthenpay: the parameters behind the verdict, then further details
ParameterPulsooifthenpay
PriceFreeFree
Rating4.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 weeksEvery 8 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size103 MB30 MB
Age rating4+17+
DeveloperBanco BPI, S.A.IFTHENPAY LDA

In-app purchases

None

Pulsoo

No in-app purchases

None

ifthenpay

No in-app purchases

Questions

Is Pulsoo free?
Pulsoo is free to download, with no in-app purchases.
Is ifthenpay free?
ifthenpay is free to download, with no in-app purchases.
Do Pulsoo or ifthenpay have ads?
Neither Pulsoo nor ifthenpay shows ads.
Which is updated more often, Pulsoo or ifthenpay?
Pulsoo ships an update every 3 weeks, and ifthenpay every 8 days. Most recently, Pulsoo was updated on September 17, 2026 and ifthenpay on September 9, 2026.

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