BPI vs ifthenpay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BPI
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Com esta aplicação poderá Autorizar Operações, realizar Consultas, Transferências e Pagamentos ou Localizar os Serviços BPI mais próximos. Todas estas operações podem ser realizadas de forma simples, rápida e com a máxima segurança. A App BPI Empresas está disponível para utilizadores do BPI Net Empresas com o Perfil Autorizador.
ifthenpay
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ifthenpay – Simple and Secure Payments for Your Business This application is exclusive to ifthenpay clients. If you are not yet our client, please contact us to subscribe to the service. With the ifthenpay app, companies, online stores, schools, clubs, associations, and municipalities can issue Multibanco References, Payshop, MB WAY, Google Pay, Apple Pay, Cofidis Pay, or Pix, allowing payments through various digital and physical channels. Main features: Generation of Multibanco and Payshop References Sending MB WAY payment requests Sending payment references via SMS, email, QR Code, and more Generation of payment links using Pay By Link and Pinpay Creation of QR codes for payment with PAY.ME Dynamic Multibanco references with defined validity Real-time payment notifications Access to payment history and graphical analysis Access to contract data Validation of event entries via form registration Multi-user Multi-company Benefits: 24/7 payment availability No cost to the end user Same cost for the seller, regardless of the payment method chosen by the customer Immediate notifications after payment Secure, reliable, and widely used payment methods Customer data protection Reduced payment deadlines Lower administrative costs and effort Checkout completed on the seller’s website, with no redirections Supported payment channels and methods: Multibanco terminals Payshop locations (over 4,000 in Portugal) Homebanking Bank cards, with over 19 million MB cards in circulation, 98% co-branded with Visa, Mastercard, or American Express MB WAY Google Pay Apple Pay Cofidis Pay Pix (Brazil) Physical and virtual POS terminals Mobile phones with banking apps How it works: 1. Generate the payment reference or link through the app 2. The customer selects the desired channel and completes the payment: Multibanco, Payshop, Homebanking, MB SPOT, mobile phone, credit card, POS terminal, MB WAY, Google Pay, Apple Pay, Cofidis Pay, or Pix 3. After payment, you receive real-time confirmation 4. ifthenpay transfers the received amounts daily, deducting the service fee 5. A monthly invoice/receipt is sent, including a payment statement and transfer confirmations About ifthenpay: ifthenpay, Lda. Payment Institution authorized and supervised by the Bank of Portugal (Registration No. 8707) VAT Number: 510 450 024 Share capital: €1,105,188.12 Rua S. José, no. 771, 4535-404 Santa Maria de Lamas Phone: +351 227 660 871 or 808 222 777 Email: suporte@ifthenpay.com Website: www.ifthenpay.com
Screenshots
Verdict
The clearest difference is iOS requirement: BPI at 15.6 against ifthenpay's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BPI ships an update weekly, ifthenpay every 8 days. The most recent releases landed on September 14, 2026 and September 9, 2026 respectively.
| Parameter | BPI | ifthenpay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly — better | Every 8 days |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.6 — better | 17.0 |
| Further details — not scored | ||
| Size | 71 MB | 30 MB |
| Age rating | 4+ | 17+ |
| Developer | Banco BPI, S.A. | IFTHENPAY LDA |
In-app purchases
BPI
No in-app purchases
ifthenpay
No in-app purchases









