StellarPay vs PatronTip

Products available depend on where you live. Check stellarpay.app or download the app to see what's available for you. Money moves both ways. Finally. Send and receive money globally with StellarPay. Support family back home or abroad in just a few taps. Get paid from anywhere. All with low fees, real exchange rates, and transfers that arrive in minutes. — SEND & RECEIVE GLOBALLY — Send money to Senegal, Ghana, Cameroon, Kenya, Ethiopia, Côte d'Ivoire, and more Receive money back — true bilateral transfers between the US, Canada, and Africa Most transfers arrive in minutes Send via bank account, transfer, mobile money, or card — PAY LESS, SEND MORE — Save 40-60% on every transfer with AI-powered routing Real mid-market exchange rates — no hidden markups Low, transparent fees shown upfront before you send More money in your family's pocket, not ours — SEND MONEY YOUR WAY — StellarTags: Send with just a username — no account numbers needed Save recipients and repeat transfers with one tap Schedule recurring payments for rent, school fees, or support Real-time notifications track every transfer — YOUR FAMILY CHOOSES HOW TO RECEIVE — Mobile money: MTN, Orange Money, Airtel Money, M-Pesa Bank transfers: Access Bank, GTBank, Ecobank, and 50+ partner banks Whatever works best for them — RECEIVE FROM ANYWHERE — Receive money back from family — world's first true bilateral transfers including Africa! Accept funds from mobile money: MTN, Orange Money, Airtel Money, M-Pesa Receive by ACH or Interac e-Transfer right to your bank account in the US or Canada, with more coming soon. All in minutes. — YOUR MONEY IS PROTECTED — Funds held securely with licensed partners Bank-level 256-bit AES encryption on every transaction Biometric authentication — Face ID, Touch ID, fingerprint Two-factor authentication on all account activity Real-time fraud monitoring and instant alerts Freeze or lock your account anytime from the app PCI-DSS compliant payment processing Licensed and regulated money transmission — GEORGE: YOUR 24/7 ASSISTANT — Get instant help in English, French, and Spanish Check rates, track transfers, and get answers fast Available around the clock — no waiting on hold We built StellarPay because we know what it means to support family across borders. This is the app we wished existed. Download StellarPay. Send money home. Receive it back. What's New: Receive money from family directly from their mobile money wallets — finally, it goes both ways! StellarTags: Send with just a username George AI assistant for 24/7 support Real-time transfer tracking Questions? support@stellarpay.app

Collect tips effortlessly with PatronTip – the ultimate tipping solution for mobile workers. No more waiting for cash or complicated setups. With PatronTip, you can receive tips instantly, manage your preferred payment methods, and track earnings — all in one secure app. Key Features: • Quick and Secure Sign-In Sign up and log in using your phone number for a secure experience. • Multiple Payment Methods Offer your customers a variety of ways to tip, including Tap to Pay, Venmo, PayPal, Cash, and other preferred options. • Customizable Tip Profiles Create and manage custom payment profiles to match how you want to receive tips. Easily switch between profiles based on your work environment or customer preference. • Real-Time Tip Tracking Access a clean, intuitive dashboard to view your daily earnings and payout history — all in real time. • Flexible Payouts Choose when and how to receive your funds. PatronTip gives you full control over your payout schedule and payment preferences. • All-in-One Account Management Manage your profile, payment settings, and security preferences in one place for a smooth, unified experience. Start earning smarter today with PatronTip — your all-in-one tip collection and payout solution. • In-app Subscriptions: We offers two subscription plans: - Monthly Prime - Yearly Prime These are auto-renewable subscriptions designed to unlock additional features for workers using the platform. Once you subscribe, the payment will be charged to your Apple ID. Subscriptions renew automatically unless you cancel at least 24 hours before the end of your current billing period. You can easily manage or cancel your subscription anytime in your Apple account settings. For more information, please see: Privacy Policy: https://patronpay.us/privacy-policy Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/