Comparison

ULend vs إثابة

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ULend

This platform connects investors with vetted small and medium-sized enterprise financing opportunities in Saudi Arabia. It offers a secure, Shariah-compliant digital environment for short-term private credit investments with real-time performance tracking.

Highlights
  • SAMA-regulated platform
  • Short-term investment opportunities (3-12 months)
  • Competitive annual returns
  • Real-time portfolio tracking
  • Transparent fee structure
  • Shariah-Compliant environment
Features
Read full description

ULend is Saudi Arabia’s debt crowdfunding platform, licensed and regulated by the Saudi Central Bank (SAMA). We connect investors with carefully vetted SME financing opportunities through a secure, Shariah-Compliant, and fully compliant digital environment. Whether you're new to alternative investments or an experienced investor, ULend provides access to a curated marketplace of short-term private credit opportunities. Diversify your portfolio, define your investment preferences, and monitor performance in real time through an intuitive digital experience. Each opportunity undergoes a structured credit evaluation process using verified financial data sources and recognized credit bureaus to support informed decision-making. Key Features: • SAMA-regulated platform with strong governance and compliance standards • Short-term investment opportunities (3–12 months) • Competitive annual returns (not guaranteed) • Real-time portfolio tracking and performance insights • Transparent fee structure with clear disclosure Why ULend? As Saudi Arabia’s fintech ecosystem continues to evolve, ULend expands access to regulated alternative investments. Our technology-driven platform is designed to provide transparency, efficiency, and investor control — all within a trusted regulatory framework. Download ULend and explore regulated private credit opportunities in Saudi Arabia.

About

إثابة

Features
Read full description

إثابة هي منصة مبتكرة تعمل كأول شركة تتيح التملك بجزئية عقود المنفعة والتي تعمل كحلقة وصل فاعلة بين الشركات المساهمة العقارية، الشركات المالية، المستثمرين، وأصحاب العقارات. تأسست لتكون أول منصة متخصصة في تنظيم عقود المنفعة، مما يسهم في تسهيل المعاملات وتحقيق التنسيق بين الأطراف. توفر “إثابة” بيئة آمنة وموثوقة تساعد في إدارة العقود بين الأطراف المعنية، مما يعزز الشفافية ويسهم في تطوير سوق العقارات بشكل منظم وفعّال. تركز المنصة على توفير الحلول المالية والإدارية المناسبة لكل نوع من أنواع المستثمرين، سواء كانوا أفراداً أو شركات

Screenshots

ULend4 screens
إثابة4 screens

Verdict

The call

The clearest difference is update cadence: ULend at every 3 weeks against إثابة's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ULend ships an update every 3 weeks, إثابة every 6 weeks. The most recent releases landed on July 28, 2026 and September 10, 2026 respectively.

Scorecard1 real difference · 9 level
ULend versus إثابة: the parameters behind the verdict, then further details
ParameterULendإثابة
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 3 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.013.0
Further details — not scored
Size48 MB40 MB
Age rating17+17+
DeveloperNayifat Finance CompanyCOMPANY AL-ANTALAK LAKHDAR LELCIARAT CHARKA MASAHMA MABASTA

In-app purchases

None

ULend

No in-app purchases

None

إثابة

No in-app purchases

Questions

Is ULend free?
ULend is free to download, with no in-app purchases.
Is إثابة free?
إثابة is free to download, with no in-app purchases.
Do ULend or إثابة have ads?
Neither ULend nor إثابة shows ads.
Which is updated more often, ULend or إثابة?
ULend ships an update every 3 weeks, and إثابة every 6 weeks. Most recently, ULend was updated on July 28, 2026 and إثابة on September 10, 2026.

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