ULend vs Ajdar | أجدر
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ULend
This platform connects investors with vetted small and medium-sized enterprise financing opportunities in Saudi Arabia. It offers a secure, Shariah-compliant digital environment for short-term private credit investments with real-time performance tracking.
- SAMA-regulated platform
- Short-term investment opportunities (3-12 months)
- Competitive annual returns
- Real-time portfolio tracking
- Transparent fee structure
- Shariah-Compliant environment
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ULend is Saudi Arabia’s debt crowdfunding platform, licensed and regulated by the Saudi Central Bank (SAMA). We connect investors with carefully vetted SME financing opportunities through a secure, Shariah-Compliant, and fully compliant digital environment. Whether you're new to alternative investments or an experienced investor, ULend provides access to a curated marketplace of short-term private credit opportunities. Diversify your portfolio, define your investment preferences, and monitor performance in real time through an intuitive digital experience. Each opportunity undergoes a structured credit evaluation process using verified financial data sources and recognized credit bureaus to support informed decision-making. Key Features: • SAMA-regulated platform with strong governance and compliance standards • Short-term investment opportunities (3–12 months) • Competitive annual returns (not guaranteed) • Real-time portfolio tracking and performance insights • Transparent fee structure with clear disclosure Why ULend? As Saudi Arabia’s fintech ecosystem continues to evolve, ULend expands access to regulated alternative investments. Our technology-driven platform is designed to provide transparency, efficiency, and investor control — all within a trusted regulatory framework. Download ULend and explore regulated private credit opportunities in Saudi Arabia.
Ajdar | أجدر
Invest in Islamic Sukuk with fixed returns and regular profit distributions. This regulated platform allows easy account creation, portfolio management, and transparent access to investment opportunities.
- Invest in Islamic Sukuk
- Fixed returns
- Regular profit distributions
- Create investment account
- Fund digital portfolio
- Browse investment opportunities
- Transparent issue details
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أجدر هي منصة تمويل جماعي ﻣﺼﺮﺣﺔ ﻣﻦ هيئة اﻟﺴﻮق اﻟﻤﺎﻟﻴﺔ. حيث يوفر تطبيق أجدر لكم تجربة استثمارية في الصكوك الإسلامية من خلال فرص استثمارية محدودة المدة بعوائد ثابتة وتوزيع أرباح دورية شهرية، ربعية، نصف سنوية وسنوية. يتيح التطبيق للمستخدمين: • إنشاء حساب استثماري بسهولة • شحن المحفظة الرقمية • تصفح الفرص المتاحة والقادمة • استعراض تفاصيل الإصدارات بشفافية • الاستثمار في الفرص المتاحة • متابعة التوزيعات للأرباح الدورية يمكن لأي فرد او منشأة ان تستثمر معنا بكل سهولة، حمّل تطبيق أجدر وابدأ رحلتك الاستثمارية. بصفتنا شركة تقنية مالية مصرحة ﻣﻦ هيئة اﻟﺴﻮق اﻟﻤﺎﻟﻴﺔ لإنشاء وإدارة منصة طرح أدوات الدين والاستثمار فيها يمكنك الوثوق بنا لمساعدتك على الاستثمار بحكمة.
Screenshots
Verdict
The clearest difference is ratings volume: Ajdar | أجدر at 7 against ULend's 2. ULend's advantage is iOS requirement (13.0 vs 16.4). On price, rating, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for ULend against 5.0 for Ajdar | أجدر. Both are backed by a comparable volume of ratings — 2 and 7 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
ULend ships an update every 3 weeks, Ajdar | أجدر fortnightly. Both last shipped on October 7, 2026.
| Parameter | ULend | Ajdar | أجدر |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (7 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 2 | 7 — better |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 48 MB | 60 MB |
| Age rating | 17+ | 4+ |
| Developer | Nayifat Finance Company | Ajdar Fintech |
Customer experience
ULend
Ajdar | أجدر
In-app purchases
ULend
No in-app purchases
Ajdar | أجدر
No in-app purchases
