ULend vs LoanMate
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ULend
This platform connects investors with vetted small and medium-sized enterprise financing opportunities in Saudi Arabia. It offers a secure, Shariah-compliant digital environment for short-term private credit investments with real-time performance tracking.
- SAMA-regulated platform
- Short-term investment opportunities (3-12 months)
- Competitive annual returns
- Real-time portfolio tracking
- Transparent fee structure
- Shariah-Compliant environment
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ULend is Saudi Arabia’s debt crowdfunding platform, licensed and regulated by the Saudi Central Bank (SAMA). We connect investors with carefully vetted SME financing opportunities through a secure, Shariah-Compliant, and fully compliant digital environment. Whether you're new to alternative investments or an experienced investor, ULend provides access to a curated marketplace of short-term private credit opportunities. Diversify your portfolio, define your investment preferences, and monitor performance in real time through an intuitive digital experience. Each opportunity undergoes a structured credit evaluation process using verified financial data sources and recognized credit bureaus to support informed decision-making. Key Features: • SAMA-regulated platform with strong governance and compliance standards • Short-term investment opportunities (3–12 months) • Competitive annual returns (not guaranteed) • Real-time portfolio tracking and performance insights • Transparent fee structure with clear disclosure Why ULend? As Saudi Arabia’s fintech ecosystem continues to evolve, ULend expands access to regulated alternative investments. Our technology-driven platform is designed to provide transparency, efficiency, and investor control — all within a trusted regulatory framework. Download ULend and explore regulated private credit opportunities in Saudi Arabia.
LoanMate
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Take control of your finances with LoanMate, the ultimate loan and EMI calculator. Whether you are planning a mortgage, an auto loan, or a personal loan, LoanMate provides accurate and instant calculations. Key Features: - Calculate EMI, total interest, and total payment. - Compare two different loans side-by-side. - View detailed monthly amortization schedules. - Save and manage your favorite loans. - Dark Mode and seamless offline experience. Plan smarter and become debt-free faster with LoanMate!
Screenshots
Verdict
The clearest difference is in-app purchases: ULend at none against LoanMate's 1. ULend also leads on ads (none vs shown) and iOS requirement (13.0 vs 15.0). On price, update cadence and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. LoanMate sells 1 one-off in-app purchase. ULend asks for nothing beyond the download.
ULend ships an update every 3 weeks, LoanMate every 2 weeks. The most recent releases landed on July 28, 2026 and September 20, 2026 respectively.
| Parameter | ULend | LoanMate |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 48 MB | 69 MB |
| Age rating | 17+ | 12+ |
| Developer | Nayifat Finance Company | KHANH HA DANG |
In-app purchases
ULend
No in-app purchases
LoanMate
- Premium Version$2.99









