Comparison

ULend vs Arbah | أرباح المالية

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ULend

This platform connects investors with vetted small and medium-sized enterprise financing opportunities in Saudi Arabia. It offers a secure, Shariah-compliant digital environment for short-term private credit investments with real-time performance tracking.

Highlights
  • SAMA-regulated platform
  • Short-term investment opportunities (3-12 months)
  • Competitive annual returns
  • Real-time portfolio tracking
  • Transparent fee structure
  • Shariah-Compliant environment
Features
Read full description

ULend is Saudi Arabia’s debt crowdfunding platform, licensed and regulated by the Saudi Central Bank (SAMA). We connect investors with carefully vetted SME financing opportunities through a secure, Shariah-Compliant, and fully compliant digital environment. Whether you're new to alternative investments or an experienced investor, ULend provides access to a curated marketplace of short-term private credit opportunities. Diversify your portfolio, define your investment preferences, and monitor performance in real time through an intuitive digital experience. Each opportunity undergoes a structured credit evaluation process using verified financial data sources and recognized credit bureaus to support informed decision-making. Key Features: • SAMA-regulated platform with strong governance and compliance standards • Short-term investment opportunities (3–12 months) • Competitive annual returns (not guaranteed) • Real-time portfolio tracking and performance insights • Transparent fee structure with clear disclosure Why ULend? As Saudi Arabia’s fintech ecosystem continues to evolve, ULend expands access to regulated alternative investments. Our technology-driven platform is designed to provide transparency, efficiency, and investor control — all within a trusted regulatory framework. Download ULend and explore regulated private credit opportunities in Saudi Arabia.

About

Arbah | أرباح المالية

Features
Read full description

Secure your financial future with Arbah, a Capital Market Authority (CMA) authorized platform designed to provide sophisticated and seamless access to a diverse range of investment opportunities. Empowering both seasoned and discerning investors, Arbah offers a professional-grade environment to explore and strategically invest.

Screenshots

ULend4 screens
Arbah | أرباح المالية4 screens

Verdict

The call

The clearest difference is update cadence: Arbah | أرباح المالية at weekly against ULend's every 3 weeks. ULend's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ULend ships an update every 3 weeks, Arbah | أرباح المالية weekly. The most recent releases landed on July 28, 2026 and September 24, 2026 respectively.

Scorecard2 real differences · 8 level
ULend versus Arbah | أرباح المالية: the parameters behind the verdict, then further details
ParameterULendArbah | أرباح المالية
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 3 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size48 MB100 MB
Age rating17+17+
DeveloperNayifat Finance CompanyArbah Capital

In-app purchases

None

ULend

No in-app purchases

None

Arbah | أرباح المالية

No in-app purchases

Questions

Is ULend free?
ULend is free to download, with no in-app purchases.
Is Arbah | أرباح المالية free?
Arbah | أرباح المالية is free to download, with no in-app purchases.
Do ULend or Arbah | أرباح المالية have ads?
Neither ULend nor Arbah | أرباح المالية shows ads.
Which is updated more often, ULend or Arbah | أرباح المالية?
ULend ships an update every 3 weeks, and Arbah | أرباح المالية weekly. Most recently, ULend was updated on July 28, 2026 and Arbah | أرباح المالية on September 24, 2026.

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