ULend vs Arbah | أرباح المالية
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ULend
This platform connects investors with vetted small and medium-sized enterprise financing opportunities in Saudi Arabia. It offers a secure, Shariah-compliant digital environment for short-term private credit investments with real-time performance tracking.
- SAMA-regulated platform
- Short-term investment opportunities (3-12 months)
- Competitive annual returns
- Real-time portfolio tracking
- Transparent fee structure
- Shariah-Compliant environment
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ULend is Saudi Arabia’s debt crowdfunding platform, licensed and regulated by the Saudi Central Bank (SAMA). We connect investors with carefully vetted SME financing opportunities through a secure, Shariah-Compliant, and fully compliant digital environment. Whether you're new to alternative investments or an experienced investor, ULend provides access to a curated marketplace of short-term private credit opportunities. Diversify your portfolio, define your investment preferences, and monitor performance in real time through an intuitive digital experience. Each opportunity undergoes a structured credit evaluation process using verified financial data sources and recognized credit bureaus to support informed decision-making. Key Features: • SAMA-regulated platform with strong governance and compliance standards • Short-term investment opportunities (3–12 months) • Competitive annual returns (not guaranteed) • Real-time portfolio tracking and performance insights • Transparent fee structure with clear disclosure Why ULend? As Saudi Arabia’s fintech ecosystem continues to evolve, ULend expands access to regulated alternative investments. Our technology-driven platform is designed to provide transparency, efficiency, and investor control — all within a trusted regulatory framework. Download ULend and explore regulated private credit opportunities in Saudi Arabia.
Arbah | أرباح المالية
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Secure your financial future with Arbah, a Capital Market Authority (CMA) authorized platform designed to provide sophisticated and seamless access to a diverse range of investment opportunities. Empowering both seasoned and discerning investors, Arbah offers a professional-grade environment to explore and strategically invest.
Screenshots
Verdict
The clearest difference is update cadence: Arbah | أرباح المالية at weekly against ULend's every 3 weeks. ULend's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ULend ships an update every 3 weeks, Arbah | أرباح المالية weekly. The most recent releases landed on July 28, 2026 and September 24, 2026 respectively.
| Parameter | ULend | Arbah | أرباح المالية |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 48 MB | 100 MB |
| Age rating | 17+ | 17+ |
| Developer | Nayifat Finance Company | Arbah Capital |
In-app purchases
ULend
No in-app purchases
Arbah | أرباح المالية
No in-app purchases
Questions
Is ULend free?
Is Arbah | أرباح المالية free?
Do ULend or Arbah | أرباح المالية have ads?
Which is updated more often, ULend or Arbah | أرباح المالية?
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