ULend vs أسعى الآن
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ULend
This platform connects investors with vetted small and medium-sized enterprise financing opportunities in Saudi Arabia. It offers a secure, Shariah-compliant digital environment for short-term private credit investments with real-time performance tracking.
- SAMA-regulated platform
- Short-term investment opportunities (3-12 months)
- Competitive annual returns
- Real-time portfolio tracking
- Transparent fee structure
- Shariah-Compliant environment
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ULend is Saudi Arabia’s debt crowdfunding platform, licensed and regulated by the Saudi Central Bank (SAMA). We connect investors with carefully vetted SME financing opportunities through a secure, Shariah-Compliant, and fully compliant digital environment. Whether you're new to alternative investments or an experienced investor, ULend provides access to a curated marketplace of short-term private credit opportunities. Diversify your portfolio, define your investment preferences, and monitor performance in real time through an intuitive digital experience. Each opportunity undergoes a structured credit evaluation process using verified financial data sources and recognized credit bureaus to support informed decision-making. Key Features: • SAMA-regulated platform with strong governance and compliance standards • Short-term investment opportunities (3–12 months) • Competitive annual returns (not guaranteed) • Real-time portfolio tracking and performance insights • Transparent fee structure with clear disclosure Why ULend? As Saudi Arabia’s fintech ecosystem continues to evolve, ULend expands access to regulated alternative investments. Our technology-driven platform is designed to provide transparency, efficiency, and investor control — all within a trusted regulatory framework. Download ULend and explore regulated private credit opportunities in Saudi Arabia.
أسعى الآن
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NKRY is a smart financing assistant designed for users in Saudi Arabia. The app helps you compare financing offers from multiple banks and estimate your financing eligibility quickly and accurately. Features: • Personal Finance Calculator • Mortgage Finance Calculator • Compare Saudi Bank Offers • Smart Eligibility Analysis • AI-powered Financing Insights • Upload Documents with OCR Support • Generate PDF Reports • WhatsApp Consultation • Elegant and Easy-to-use Interface The calculations are estimates based on banking policies and user information. Final approval and financing decisions are subject to each bank's official requirements. Support: Email: NKRYksa@gmail.com WhatsApp: +966502888357
Screenshots
Verdict
The clearest difference is update cadence: ULend at every 3 weeks against أسعى الآن's every 3 months. ULend also leads on iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ULend ships an update every 3 weeks, أسعى الآن every 3 months. The most recent releases landed on October 7, 2026 and October 23, 2026 respectively.
| Parameter | ULend | أسعى الآن |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 3 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 48 MB | 58 MB |
| Age rating | 17+ | 4+ |
| Developer | Nayifat Finance Company | Nader Almutiri |
In-app purchases
ULend
No in-app purchases
أسعى الآن
No in-app purchases
