Comparison

Pebblescore vs Cleva App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pebblescore

This app helps users improve their credit history and gain access to better loan opportunities. It provides personalized recommendations and tools to check credit scores and reports from major bureaus, empowering users to achieve financial goals.

Highlights
  • Credit score checking
  • Comprehensive credit reports
  • Personalized improvement recommendations
  • Access to low-interest loans
  • Financial goal achievement tools
Features
Read full description

PebbleScore helps you repair your credit history and access low-interest loans. If you've been rejected for loans or unable to get loans at all, then PebbleScore is your ticket to financial freedom. With PebbleScore, you can easily check your comprehensive credit score and credit reports across all three credit bureaus, and get personalized recommendations to improve your credit. By taking action to improve your credit score, you'll be able to access good loans at low interest rates, and unlock a world of possibilities for your personal and business goals. Whether you're looking to start a business, buy a home or car, or pay for education, PebbleScore can help you achieve your goals. By providing you with the tools and resources you need to repair your credit, PebbleScore empowers you to take control of your financial future and live the life you've always dreamed of. Say goodbye to the frustration of being rejected for loans, and hello to a brighter, more secure future with PebbleScore. Download the app today and take the first step towards repairing your credit and accessing the loans you deserve.

About

Cleva App

Manage your money globally with this app. Send and receive funds internationally, hold USD, and spend online with a virtual card. Earn rewards and refer friends for extra benefits.

Highlights
  • Send money internationally
  • Receive USD payments
  • Receive stablecoins
  • Convert currencies
  • Virtual USD card
  • Hold funds in USD
  • Earn Cleva Points
Features
Read full description

On Cleva, your money has no boundaries. Here’s why over 1M people trust Cleva: 1. Swift onboarding 2. Competitive exchange rates 3. Transparent pricing, no hidden or monthly fees 4. Fast, reliable, and secure experience Send money across borders Instantly transfer to family and friends in Nigeria, Ghana, Uganda, and other African countries. Just add a destination bank or mobile money account, verify the account details, initiate your transfer, and watch the money get delivered immediately. Receive USD payments Whether you’re a freelancer, remote worker, content creator, or entrepreneur, receive ACH and Wires from your employer and clients without hassle. Receive stablecoins with ease Receive USDT or USDC into your Cleva wallet in minutes, giving you more ways to fund and grow your money. Transfer to friends on Cleva Instantly transfer to your friends on Cleva for FREE. Convert at the best rates Instantly convert currencies at very competitive exchange rates. Even better, there are no fees to convert, it’s completely FREE. Spend globally with a virtual USD card Pay for international subscriptions, shop online, or make global payments easily with your Cleva USD card. Protect your money from volatility Save and hold your funds in USD. Exchange only when you want to, at the best rates. Earn and redeem Cleva Points Get rewarded every time you transact! Earn points when you transfer or receive a deposit, then redeem your points for USD and more. Refer and earn Invite your friends and earn when they transact on Cleva. The more friends you refer, the more you earn, and you can keep earning infinitely. 24/7 Support Cleva is always available to assist 24/7 whenever you need assistance. You can reach us via in-app chat or email at contact@getcleva.com. You can also reach us on our social media channels: Twitter: @clevabanking Instagram: @clevabanking Linkedin: @cleva-banking [:mav: 2.4.5]

Screenshots

Pebblescore4 screens
Cleva App4 screens

Verdict

The call

The clearest difference is rating: Cleva App at 4.7 against Pebblescore's 4.4. Cleva App also leads on ratings volume (1.5K vs 141). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Cleva App holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: Cleva App has 1.5K ratings behind it against 141, so its average is the more settled of the two. Written reviews complicate that: 67% of Pebblescore's written reviews are positive against 59% of Cleva App's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Pebblescore ships an update weekly, Cleva App every 9 days. Both last shipped on October 27, 2026.

Scorecard2 real differences · 8 level
Pebblescore versus Cleva App: the parameters behind the verdict, then further details
ParameterPebblescoreCleva App
PriceFreeFree
Rating4.4 (141 ratings)4.7 (1.5K ratings) — better
Positive reviews66.7% of reviews — better59.2% of reviews
Number of ratings1411.5K — better
Update frequencyWeekly — betterEvery 9 days
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.0 — better15
Further details — not scored
Size53 MB220 MB
Age rating17+4+
DeveloperPebblescore Data Services LimitedCleva Technologies, Inc.

Customer experience

Pebblescore

All ratings130 ratings
Positive83.8%
Neutral6.9%
Negative9.2%
Written reviews9 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Cleva App

All ratings1,531 ratings
Positive91.4%
Neutral3.1%
Negative5.6%
Written reviews98 reviews
Positive59.2%
Neutral6.1%
Negative34.7%

Bugs and requests

Pebblescore

Not enough reviews yet to summarise bugs or requests.

Cleva App

Reported bugs

3 issues
  • Rejected transactions with new bank partner
  • Delayed or missing fund transfers
  • Inability to access old account numbers

Requested features

4 requests
  • Reinstate Wells Fargo bank integration
  • Add support for international wire transfers
  • Introduce push notifications for account credits
  • Enable withdrawal from virtual cards

In-app purchases

None

Pebblescore

No in-app purchases

None

Cleva App

No in-app purchases

Questions

Is Pebblescore free?
Pebblescore is free to download, with no in-app purchases.
Is Cleva App free?
Cleva App is free to download, with no in-app purchases.
Which has better reviews, Pebblescore or Cleva App?
Cleva App is rated higher. Pebblescore averages 4.4 out of 5 from 141 ratings, while Cleva App averages 4.7 from 1.5K ratings.
Do Pebblescore or Cleva App have ads?
Neither Pebblescore nor Cleva App shows ads.
Which is updated more often, Pebblescore or Cleva App?
Pebblescore ships an update weekly, and Cleva App every 9 days. Most recently, Pebblescore was updated on October 27, 2026 and Cleva App on October 27, 2026.

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