BinDowal Pay vs PYES بيس

Bin Dowal Pay App: The electronic wallet application (Bin Dowal Pay) is an application to provide electronic cash services at Bin Dowal Islamic Microfinance Bank, which enables you to use your money in financial transactions in an easy, fast and secure manner via your phone and without the need to have a bank account. Bin Dowal Pay app services: 1. Payment of water, electricity, internet, landline and other bills. 2. Recharge mobile phones balances for local mobile operators in Yemen. 3. Transfer from/to the electronic wallet account and the bank account. 4. Transfer from/to the clients and agents accounts . 5. Inquiry about the bank balance and electronic balance - Bin Dowal Pay. 6. Review the electronic wallet operations and its daily movement. 7. View statistics for daily/weekly/monthly operations. 8. And other services. Features of Bin Dowal Pay App: 1. Immediate execution of operations. 2. Ease and flexibility of use. 3. Protection and safety in the execution of operations. 4. The application is available in Arabic and English. 5. Knowing the locations of bank branches, ATMs and agents.

PYes - Electronic Money System offered by Al-Amal Microfinance Bank (AMB) PYes e-money system is a platform developed by Al-Amal Microfinance Bank (AMB) to achieve AMB's AMB’s vision of financial inclusion by providing comprehensive financial services to all Yemenis. This initiative is part of the banking sector's efforts to create practical alternatives to cash transactions, thereby modernizing banking operations through the use of advanced technology that is capable of sustaining growth. Al-Amal Microfinance Bank's (AMB) PYes system allows customers to open accounts linked to their mobile phone numbers, enabling them to carry out various banking transactions such as cash deposits and withdrawals, money transfers, loan repayments, receiving domestic and international remittances, purchasing services and products, buying tickets, making online purchases, and paying bills for utilities, landline, mobile services, and Internet services. The AMB PYes system also expands the offer of social remittance services, which are carried out through a network of the bank's agents spread across all regions of the country. Customers can carry out these transactions either through smartphones or by using SMS text messages. The name "PYes" is derived from a colloquial Yemeni term that refers to amounts of money, whether in paper or coin.