Comparison

Sofri Agent vs Stipend

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Sofri Agent

Features
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Are you an Agent Banker? Take charge of your agency banking business with our multifunctional POS app. With a user-friendly interface and high-tech security features, our app is designed to work seamlessly with your POS device(s) so you can manage your business, grow your customer base, and offer numerous services across Africa. Our app also allows you to onboard up to one million agents and track all transactions on the go. To get started, simply download the app, sign up, and request a POS. Even if you're new to agency banking, our app makes it easy for you to recruit sub-agents in select locations across the world and manage your business operations efficiently. Plus, you can perform financial and non-financial transactions on behalf of customers using either your POS device or the mobile app. And with just a few clicks, you can remotely monitor transactions on as many as one million POS devices connected to your app. Our initiative is powered by ErrandPay, a trusted name in financial innovation and inclusion across Africa, leading the conversation of financial inclusion in Africa has earned them the reputation of being the agent's realest pal and lifeline. Our prompt response to users' queries and dedication to supporting our agents 24/7 has made our platform the must-have in Africa. Don't wait to be told, sign up now and join agents across Africa who trust us to take their business to the next level. We support a wide range of countries, including Nigeria, Ghana, Egypt, South Africa, Algeria, Angola, Benin, Botswana, Burkina Faso, Burundi, Cameroon, Cape Verde, Central Africa Republic, Chad, Comoros, Congo, Congo DRC, Djibouti, Equatorial Guinea, Eritrea, Eswatini, Ethiopia, Gabon, Guinea, Guinea Bissau, Ivory Coast, Kenya, Lesotho, Liberia, Malawi, Mali, Mauritania, Mauritius, Morocco, Mozambique, Namibia, Niger, Rwanda, Sao Tome & Principe, Senegal, Seychelles, Sierra Leone, Somalia, South Africa, South Sudan, Sudan, Tanzania, The Gambia, Togo, Tunisia, Uganda, Zambia and Zimbabwe.

About

Stipend

Manage all your everyday financial needs in one super app. Make payments, shop internationally with a virtual card, and access flexible financing options for purchases. It offers a secure and convenient way to handle bills, online shopping, and buy now, pay later services.

Highlights
  • Virtual dollar card for international payments
  • Fast and easy bill payments
  • E-commerce marketplace for shopping
  • Buy Now, Pay Later financing options
  • Secure authentication and encrypted transactions
  • 24/7 customer support
Features
Read full description

Stipend APP…One Super App for Your Everyday Financial Needs Stipend App brings together payments, shopping, virtual cards, and flexible financing into one seamless experience. Whether you're paying bills, shopping internationally, or financing the things you need, Stipend Finance helps you manage it all with speed, security, and convenience. Features * Virtual Dollar Card Create a secure virtual dollar card for international payments and subscriptions. Use it for: β€’ Online shopping β€’ Streaming services β€’ App purchases β€’ Digital subscriptions β€’ International websites * Bill Payments Pay your everyday bills in seconds. Available services include: β€’ Airtime β€’ Data bundles β€’ Electricity β€’ Cable TV β€’ Internet services β€’ Utility payments * E-commerce Marketplace Browse and shop for quality products directly within the app. Discover: β€’ Electronics β€’ Home appliances β€’ Mobile devices β€’ Fashion β€’ Lifestyle products β€’ And more * Buy Now, Pay Later (BNPL) Own what you need today and spread payments over time. Finance eligible assets including: β€’ Smartphones β€’ Laptops β€’ Home appliances β€’ Electronics β€’ Other approved products * Secure & Reliable Your security is our priority. We provide: β€’ Secure authentication β€’ Encrypted transactions β€’ Fraud protection β€’ Safe payment processing Why Choose Stipend Finance? β€’ Fast and easy bill payments β€’ Instant virtual dollar card β€’ Flexible asset financing β€’ Convenient online shopping β€’ Secure digital payments β€’ User-friendly experience β€’ One app for multiple financial services Download Stipend Finance today and experience a smarter way to pay, shop, and finance your everyday needs. GOT A QUESTION? TALK TO A REAL PERSON Our customer support is ready to listen to you at any time. Contact us at +2347053065190 or +2349064904045, connect@stipend.online, or use the in-app live chat. We are available 24/7.

Screenshots

Sofri Agent4 screens
Stipend4 screens

Verdict

The call

The clearest difference is iOS requirement: Sofri Agent at 10.0 against Stipend's 13.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Sofri Agent ships an update every 7 months, Stipend every 4 months. The most recent releases landed on October 6, 2026 and October 5, 2026 respectively.

Scorecard1 real difference Β· 7 level
Sofri Agent versus Stipend: the parameters behind the verdict, then further details
ParameterSofri AgentStipend
PriceFreeFree
Positive reviewsβ€”0.0% of reviews
Update frequencyEvery 7 monthsEvery 4 months β€” better
AdsNoNo
In-app purchasesNoNo
Monetizationβ€”Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS10.0 β€” better13.0
Further details β€” not scored
Size46 MB88 MB
Age rating4+4+
DeveloperErrand P LTDSTIPEND INTEGRATED SOLUTIONS LIMITED

In-app purchases

None

Sofri Agent

No in-app purchases

None

Stipend

No in-app purchases

Questions

Is Sofri Agent free?
Sofri Agent is free to download, with no in-app purchases.
Is Stipend free?
Stipend is free to download, with no in-app purchases.
Do Sofri Agent or Stipend have ads?
Neither Sofri Agent nor Stipend shows ads.
Which is updated more often, Sofri Agent or Stipend?
Sofri Agent ships an update every 7 months, and Stipend every 4 months. Most recently, Sofri Agent was updated on October 6, 2026 and Stipend on October 5, 2026.

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