Comparison

Otbasy Bаnk vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Otbasy Bаnk

Manage your financial products, including deposits and loans, with detailed balance and transaction information. Make payments, open new accounts, and receive important notifications. Personalize your experience with custom themes and profile settings.

Highlights
  • Account and product information
  • Transaction history and balance
  • Deposit and loan payments
  • Auto-payments setup
  • New account opening
  • Branch booking and location finder
  • Personalized notifications and news
  • Official account statements
Features
Read full description

Ждем Ваших отзывов и предложений. Вот некоторые новые и улучшенные функции: - Регистрируйтесь в приложении, авторизуйтесь на выбор посредством логина/пароля, биометрического датчика или пасс-кода из 4 цифр; - Получайте исчерпывающую информацию о состоянии продуктов: депозитов, кредитов, детских депозитов, текущего счета, специального счета военнослужащего; - Просматривайте баланс и движения по счетам за произвольный период, итоговые активы и обязательства; - Пополняйте депозиты и погашайте платежи по кредитам картами любых банков, настраивайте авто-платежи (постоянные платежные поручения); - Открывайте текущий счет и новые депозиты; - Бронируйте посещение отделения, находите ближайшие к Вам точки обслуживания; - Получайте персональные уведомления, читайте новости; - Загружайте официальные справки о состоянии счетов и задолженности; - Выбирайте графическую тему, персонифицируйте профиль

About

Expense Tracker

This app helps you understand where your money goes by tracking expenses and income. It offers features like multi-currency support, subscription tracking, and category budgets, all while prioritizing user privacy with data stored locally.

Highlights
  • Multi-currency support
  • Subscription tracking
  • Category budgets
  • 100% privacy
  • Lightning-fast entry
  • CSV export
  • Face ID / Touch ID protection
Features
Read full description

Where does your money actually go? Why is your account empty at the end of the month? Spendo gives you answers in seconds. A simple, private, and honest way to control your finances—no complexity, no bank connections, no third-party services. Why Spendo over other apps? - Multi-currency support — Track accounts in dollars, euros, rubles, tenge. Perfect for travelers and expats. - Subscription tracking — See all your recurring expenses (Netflix, Spotify, etc.) in one place. - Category budgets — Set limits for groceries, transport, entertainment. Watch your progress in real-time. - 100% privacy — Your data stays on your device. No servers, no tracking, no compromises. - Lightning-fast entry — Add an expense in 3 seconds. No forms, no extra steps. What's inside: - Unlimited expense and income categories - Recurring transactions (subscriptions, salary, rent) - Multi-currency accounts (USD, EUR, RUB, KZT, and more) - Category budgets and overall budget tracking - Analytics and charts by period - CSV export - Face ID / Touch ID protection - Dark mode - Works offline — no internet required With Spendo, you will: - Finally understand where every dollar goes - Stop wasting money on things you don't need - Save for what truly matters - Gain financial peace of mind - No complexity. No stress. No questions. Download Spendo and take control of your money today. Basic features are free. Premium unlocks everything.

Screenshots

Otbasy Bаnk4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is review sentiment: Expense Tracker at 100% against Otbasy Bаnk's 5%. Expense Tracker also leads on rating (5.0 vs 2.7). Otbasy Bаnk's advantage is in-app purchases (none vs 6) and ratings volume (32 vs 6). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 6 in-app purchases, starting at $2.99 per month. Otbasy Bаnk asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Expense Tracker holds the better App Store score, 5.0 against 2.7. That said, the two scores are not equally well evidenced: Otbasy Bаnk has 32 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 5% of Otbasy Bаnk's written reviews are positive against 100% of Expense Tracker's.

UpkeepUpdate frequency

Otbasy Bаnk ships an update every 5 days, Expense Tracker every 4 days. Both last shipped on November 4, 2026.

Scorecard6 real differences · 4 level
Otbasy Bаnk versus Expense Tracker: the parameters behind the verdict, then further details
ParameterOtbasy BаnkExpense Tracker
PriceFreeFree
Rating2.7 (32 ratings)5.0 (6 ratings) — better
Positive reviews5.2% of reviews100.0% of reviews — better
Number of ratings32 — better6
Update frequencyEvery 5 daysEvery 4 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPod — betteriPhone
Requires iOS13.0 — better17.0
Further details — not scored
Size99 MB99 MB
Age rating4+4+
DeveloperАО «Жилстройсбербанк Казахстана»Akarys Turganbekuly

Customer experience

Otbasy Bаnk

All ratings32 ratings
Positive40.6%
Neutral3.1%
Negative56.3%
Written reviews58 reviews
Positive5.2%
Neutral1.7%
Negative93.1%

Expense Tracker

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Otbasy Bаnk

No in-app purchases

6 purchases

Expense Tracker

Subscriptions4
  • Monthly plan$2.991 Month
  • Annual Plan$8.991 Year
  • Yearly plan$8.991 Year
Show 1 more
  • Yearly plan7 Days trial$17.991 Year
One-time2
  • Lifetime Plan$14.99
  • Lifetime Plan$29.99

Questions

Is Otbasy Bаnk free?
Otbasy Bаnk is free to download, with no in-app purchases.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, Otbasy Bаnk or Expense Tracker?
Expense Tracker is rated higher. Otbasy Bаnk averages 2.7 out of 5 from 32 ratings, while Expense Tracker averages 5.0 from 6 ratings.
Do Otbasy Bаnk or Expense Tracker have ads?
Neither Otbasy Bаnk nor Expense Tracker shows ads.
Which is updated more often, Otbasy Bаnk or Expense Tracker?
Otbasy Bаnk ships an update every 5 days, and Expense Tracker every 4 days. Most recently, Otbasy Bаnk was updated on November 4, 2026 and Expense Tracker on November 4, 2026.

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