Comparison

NIBtera vs CBE Soft Token

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NIBtera

This mobile banking application offers a fast, secure, and user-friendly platform for managing your finances. Perform transactions, pay bills, and check balances with ease, enhancing your banking productivity on the go.

Highlights
  • Lightning-fast transactions
  • State-of-the-art security
  • User-friendly interface
  • Quick balance checks
  • Fund transfers
  • Bill payments
Features
Read full description

Introducing the new mobile banking app from Nib International Bank, designed to revolutionize your banking experience. Discover a world of speed, security, user-friendliness, and productivity like never before: 1. Much Faster: Our app is optimized for lightning-fast transactions, ensuring you can complete your banking activities swiftly and efficiently. Say goodbye to long waiting times and experience a seamless banking process. 2. Much Secure: We prioritize the security of your financial information above all else. Our state-of-the-art security measures and robust encryption protocols safeguard your transactions, giving you peace of mind and protection against unauthorized access. 3. Much User-Friendly: We understand the importance of a simple and intuitive interface. Our app features a user-friendly design, making it effortless to navigate through various banking services. From transferring funds to paying bills, managing accounts has never been easier. 4. Much Productive: Save valuable time with our app's innovative features. Enjoy the convenience of quick balance checks, fund transfers, and bill payments in just a few taps. Our app is built to enhance your productivity and make banking on the go a breeze. Experience the future of mobile banking with the Nib International Bank app. Download it now and unlock a world of speed, security, user-friendliness, and productivity at your fingertips.

About

CBE Soft Token

This app generates One-Time Passwords (OTPs) for secure login and transactions on internet banking. It serves as a multi-factor authentication tool for users of the Commercial Bank of Ethiopia.

Highlights
  • Generates One-Time Passwords (OTPs)
  • Multi-factor authentication
  • Secure login for internet banking
  • Facilitates transactions
  • Official app for Commercial Bank of Ethiopia
Features
Read full description

Commercial Bank of Ethiopia Soft Token The Official Soft Token app of CBE for IOS CBE IOS Soft Token app is Multi factor authentication app which gives you access to generate OTP on your IOS Device phone to login and and make transaction to cbe internet banking. Once you download the application, you can get Activation code from CBE self service portal . For further information, please e-mail to us :- CBEIntBankingMFA@cbe.com.et

Screenshots

NIBtera4 screens
CBE Soft Token4 screens

Verdict

The call

The clearest difference is review sentiment: NIBtera at 100% against CBE Soft Token's 50%. NIBtera also leads on update cadence (every 2 weeks vs every 4 months) and rating (3.9 vs 3.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NIBtera holds the better App Store score, 3.9 against 3.6. Both are backed by a comparable volume of ratings — 32 and 11 respectively. Written reviews point the same way: 100% of NIBtera's written reviews are positive against 50% of CBE Soft Token's.

UpkeepUpdate frequency

NIBtera ships an update every 2 weeks, CBE Soft Token every 4 months. The most recent releases landed on November 3, 2026 and November 6, 2026 respectively.

Scorecard3 real differences · 7 level
NIBtera versus CBE Soft Token: the parameters behind the verdict, then further details
ParameterNIBteraCBE Soft Token
PriceFreeFree
Rating3.9 (32 ratings) — better3.6 (11 ratings)
Positive reviews100.0% of reviews — better50.0% of reviews
Number of ratings32 — better11
Update frequencyEvery 2 weeks — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.013.0
Further details — not scored
Size97 MB29 MB
Age rating17+4+
DeveloperNib International Bank SCCommercial Bank of Ethiopia

Customer experience

NIBtera

All ratings30 ratings
Positive76.7%
Neutral3.3%
Negative20.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

CBE Soft Token

All ratings9 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

NIBtera

No in-app purchases

None

CBE Soft Token

No in-app purchases

Questions

Is NIBtera free?
NIBtera is free to download, with no in-app purchases.
Is CBE Soft Token free?
CBE Soft Token is free to download, with no in-app purchases.
Which has better reviews, NIBtera or CBE Soft Token?
NIBtera is rated higher. NIBtera averages 3.9 out of 5 from 32 ratings, while CBE Soft Token averages 3.6 from 11 ratings.
Do NIBtera or CBE Soft Token have ads?
Neither NIBtera nor CBE Soft Token shows ads.
Which is updated more often, NIBtera or CBE Soft Token?
NIBtera ships an update every 2 weeks, and CBE Soft Token every 4 months. Most recently, NIBtera was updated on November 3, 2026 and CBE Soft Token on November 6, 2026.

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