CMF App vs PASSE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CMF App
Manage your credit card digitally with this finance app. Access transaction inquiries, make payments, and convert purchases into installments up to 36 months. You can also purchase insurance and apply for new products.
- Digital credit card access
- Transaction inquiries
- Payment processing
- Installment conversion
- Insurance purchasing
- New product applications
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¡Bienvenido a la nueva aplicación móvil de CMF! Experimenta la comodidad de tener tu tarjeta de crédito digital en la palma de tu mano. Realiza consultas transaccionales, realiza pagos y convierte tus compras en cuotas de hasta 36 meses. Además, podrás contratar seguros, solicitar nuevos productos y mucho más. ¡Descarga la app ahora y descubre todas las funcionalidades diseñadas para simplificar tu vida financiera!
PASSE
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PASSE es una tarjeta prepago internacional con la que puedes realizar compras en comercios locales e internacionales afiliados a MasterCard. A través de nuestra app puedes crear tu cuenta desde los 18 años usando tu cédula de identidad personal o documento nacional para extranjeros residentes en Panamá.
Screenshots
Verdict
The clearest difference is ads: PASSE at none against CMF App's shown. On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CMF App ships an update every 3 weeks, PASSE every 2 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | CMF App | PASSE |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (7 ratings) — better | — |
| Number of ratings | 7 — better | — |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 — better | 15.5 |
| Further details — not scored | ||
| Size | 85 MB | 229 MB |
| Age rating | 4+ | 17+ |
| Developer | CM Financiera, S.A | Sonda S.A |
In-app purchases
CMF App
No in-app purchases
PASSE
No in-app purchases
