Substrack vs myAcBook
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Substrack
Track recurring expenses with a D-DAY countdown, widgets, and notifications. Easily add and manage subscriptions, and visualize your spending habits with detailed statistics. Features iCloud backup and dark mode for a seamless experience.
- Manage recurring expenses
- D-DAY countdown
- Widgets and notifications
- Subscription browsing and adding
- Expense statistics
- iCloud backup
- Dark mode
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Primary Features β’ Manage Your Regular Expenses with D-DAY, Widget, Notifications β’ Browse and Easily Add Subscriptions β’ Examine Your Regular Expense Statistics Additional Features β’ iCloud Backup β’ Dark Mode β’ Optimized for iPad
myAcBook
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myAcBook is a simple and intuitive household budgeting app. Quickly record your income and expenses, and organize them by date and category. With a clean interface that shows only what you need, anyone can use it easily without complicated settings. [Key Features] Easy income/expense entry View records by category Spending statistics by period App lock for enhanced security Completely free, no ads Start organizing your spending habits with myAcBook today!
Screenshots
Verdict
The clearest difference is price: myAcBook at Free against Substrack's $4.99. myAcBook also leads on iOS requirement (18.0 vs 26.0). On update cadence, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
myAcBook is free to download; Substrack costs $4.99 up front. Neither carries in-app purchases, so what you see is what you pay.
Substrack ships an update every 3 weeks, myAcBook fortnightly. The most recent releases landed on October 9, 2026 and September 28, 2026 respectively.
| Parameter | Substrack | myAcBook |
|---|---|---|
| Price | $4.99 | Free β better |
| Positive reviews | 86.7% of reviews | β |
| Update frequency | Every 3 weeks | Fortnightly β better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Paid | β |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 26.0 | 18.0 β better |
| Further details β not scored | ||
| Size | 82 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Jinkyum Park | sanguk han |
In-app purchases
Substrack
No in-app purchases
myAcBook
No in-app purchases









