Comparison

Simple Bill Manager vs Payoff

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Bill Manager

Never miss a payment again with this straightforward bill management tool. Track due dates, amounts, and payment history for all your recurring expenses. Archive old bills to keep your main view clutter-free while preserving your financial records.

Highlights
  • View bills with due dates
  • Set recurring bill frequencies
  • Track payment dates and amounts
  • View payment history
  • Archive and restore bills
  • iCloud syncing
Read full description

A simple bill manager to help make sure you never miss a payment again. Features: - Easily view all bills with their due date. - Specify how often each bill is due, so when marked as paid the next due date will be set appropriately. - Optionally specify the amount for the bill if it is a fixed price. - Keep track of payment date/amount. - View list of payments made. - Archive bills that are no longer needed, in order to maintain payment history, but clean up the bill view. Archived bills can be restored by navigating to View -> Archived Bills - Syncs to iCloud

About

Payoff

Features
Read full description

Pay off what you owe, one month at a time. Payoff turns your debts into a plan you can actually follow: what to pay, on which debt, this month. Tick each one off as you pay it, and watch the debt-free date come closer. THIS MONTH'S PLAN Every month, Payoff works out exactly what to put on each debt. Log a payment in two taps — the minimum, the planned amount, or the lot — and the plan updates itself. SEE WHAT YOU'RE SAVING Your plan against paying minimums only, side by side: the years and the interest you avoid. Drag the extra-payment slider to see what another $50 a month would do. EVERY STRATEGY, COMPARED Avalanche, Snowball, Hybrid, Cash-flow first and Promo deadline — for 0% and intro rates. Best plan for me runs all of them on your actual debts and tells you which wins, and why. PROGRESS WORTH WATCHING How much you've paid off, your debt-free countdown, whether you're ahead of plan, and every payment you've logged. Each debt gets its own progress bar. NEVER MISS A DUE DATE Reminders a few days before each debt is due, at a time you pick. ON YOUR HOME SCREEN A widget with your debt-free countdown, so your progress is there without opening the app. WORTH SHARING Turn your debt-free date into a card for Stories, or celebrate a debt you've cleared. Hide the amounts if you'd rather not show the numbers. YOURS, AND PRIVATE No account, no ads, no analytics. Your debts never leave your phone. Lock the app with Face ID, pick from 16 currencies, and switch to dark mode. FREE, OR PREMIUM Free for three debts, with Avalanche and Snowball, this month's plan, payment logging, progress, the minimums comparison, share cards, the widget, currencies, dark mode and Face ID. Payoff Premium is a one-time purchase for unlimited debts, Best plan for me, the other three strategies, custom order, the extra-payment simulator, due-date reminders and CSV export. No subscription.

Screenshots

Simple Bill Manager3 screens
Payoff4 screens

Verdict

The call

The clearest difference is price: Payoff at Free against Simple Bill Manager's $2.99. Payoff also leads on iOS requirement (15.0 vs 17.0). Simple Bill Manager's advantage is in-app purchases (none vs 1) and update cadence (every 5 weeks vs every 5 months). On ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Payoff is free to download; Simple Bill Manager costs $2.99 up front. Payoff sells 1 one-off in-app purchase. Simple Bill Manager asks for nothing beyond the download.

UpkeepUpdate frequency

Simple Bill Manager ships an update every 5 weeks, Payoff every 5 months. The most recent releases landed on October 16, 2026 and October 5, 2026 respectively.

Scorecard4 real differences · 6 level
Simple Bill Manager versus Payoff: the parameters behind the verdict, then further details
ParameterSimple Bill ManagerPayoff
Price$2.99Free — better
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 5 weeks — betterEvery 5 months
AdsNoNo
In-app purchasesNo — betterYes
MonetizationPaid—
DevicesiPhone, iPad, MaciPhone, iPad, iPod
Requires iOS17.015.0 — better
Further details — not scored
Size1 MB5 MB
Age rating4+4+
DeveloperMatthew HilesSandeep Mysore

In-app purchases

None

Simple Bill Manager

No in-app purchases

1 purchases

Payoff

One-time1
  • Payoff Premium$2.99

Questions

Is Simple Bill Manager free?
Simple Bill Manager costs $2.99, with no in-app purchases.
Is Payoff free?
Payoff is free to download, with in-app purchases available.
Do Simple Bill Manager or Payoff have ads?
Neither Simple Bill Manager nor Payoff shows ads.
Which is updated more often, Simple Bill Manager or Payoff?
Simple Bill Manager ships an update every 5 weeks, and Payoff every 5 months. Most recently, Simple Bill Manager was updated on October 16, 2026 and Payoff on October 5, 2026.

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