Comparison

Growsly vs Debt Tracker

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Growsly

Features
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The simplest and easiest product to use to track your finances, add concepts and movements, export reports, proyects and subscriptions. Terms: https://ownwallet-2598b.web.app/terms.html Privacy policy: https://ownwallet-2598b.web.app/politicaEn.html

About

Debt Tracker

Features
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Track every penny you lend or borrow โ€” Debt Tracker makes it effortless. Know exactly who owes you money and when repayment is due. No awkward reminders, no forgotten debts. No account required. No data collected. Everything stays on your device. KEY FEATURES: Add a loan in under 10 seconds โ€” name, amount, due date, done. Smart reminders before due dates โ€” never miss a repayment. Track both sides: who owes you AND who you owe. Multi-currency: UAH, USD, EUR, GBP, PLN and more. Full transaction history โ€” complete transparency. Partial repayment โ€” mark how much was returned, track the remaining balance. Archive โ€” all repaid debts saved, restorable anytime. Overdue highlighting โ€” past-due records shown in red instantly. Remind in one tap โ€” swipe left to send a ready message via any messenger. Home screen widget โ€” check your debt summary without opening the app. Zero data collected โ€” private by design, no account needed. PERFECT FOR: Friends splitting costs ยท Family loans ยท Roommates ยท Any personal IOU Available in 8 languages: English, Ukrainian, French, Polish, Croatian, Italian, German, Spanish. Download free and always know who owes you. Download free and always know who owes you.

Screenshots

Growsly4 screens
Debt Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Debt Tracker at none against Growsly's 1. Debt Tracker also leads on ads (none vs shown) and update cadence (every 11 days vs monthly). On price, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Growsly sells 1 in-app purchase, starting at $0.99 per month. Debt Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Growsly ships an update monthly, Debt Tracker every 11 days. The most recent releases landed on October 19, 2026 and October 17, 2026 respectively.

Scorecard3 real differences ยท 3 level
Growsly versus Debt Tracker: the parameters behind the verdict, then further details
ParameterGrowslyDebt Tracker
PriceFreeFree
Update frequencyMonthlyEvery 11 days โ€” better
AdsYesNo โ€” better
In-app purchasesYesNo โ€” better
DevicesiPhoneiPhone, iPod โ€” better
Requires iOS16.015.6 โ€” better
Further details โ€” not scored
Size27 MB42 MB
Age rating4+4+
DeveloperLeticia Pamela Reyes RamonJetUp Digital, TOV

In-app purchases

1 purchases

Growsly

Subscriptions1
  • Master$0.991 Month
None

Debt Tracker

No in-app purchases

Questions

Is Growsly free?
Growsly is free to download, with in-app purchases available.
Is Debt Tracker free?
Debt Tracker is free to download, with no in-app purchases.
Do Growsly or Debt Tracker have ads?
Growsly shows ads; Debt Tracker does not.
Which is updated more often, Growsly or Debt Tracker?
Growsly ships an update monthly, and Debt Tracker every 11 days. Most recently, Growsly was updated on October 19, 2026 and Debt Tracker on October 17, 2026.

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