Growsly vs Debt Tracker
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Growsly
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The simplest and easiest product to use to track your finances, add concepts and movements, export reports, proyects and subscriptions. Terms: https://ownwallet-2598b.web.app/terms.html Privacy policy: https://ownwallet-2598b.web.app/politicaEn.html
Debt Tracker
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Track every penny you lend or borrow โ Debt Tracker makes it effortless. Know exactly who owes you money and when repayment is due. No awkward reminders, no forgotten debts. No account required. No data collected. Everything stays on your device. KEY FEATURES: Add a loan in under 10 seconds โ name, amount, due date, done. Smart reminders before due dates โ never miss a repayment. Track both sides: who owes you AND who you owe. Multi-currency: UAH, USD, EUR, GBP, PLN and more. Full transaction history โ complete transparency. Partial repayment โ mark how much was returned, track the remaining balance. Archive โ all repaid debts saved, restorable anytime. Overdue highlighting โ past-due records shown in red instantly. Remind in one tap โ swipe left to send a ready message via any messenger. Home screen widget โ check your debt summary without opening the app. Zero data collected โ private by design, no account needed. PERFECT FOR: Friends splitting costs ยท Family loans ยท Roommates ยท Any personal IOU Available in 8 languages: English, Ukrainian, French, Polish, Croatian, Italian, German, Spanish. Download free and always know who owes you. Download free and always know who owes you.
Screenshots
Verdict
The clearest difference is in-app purchases: Debt Tracker at none against Growsly's 1. Debt Tracker also leads on ads (none vs shown) and update cadence (every 11 days vs monthly). On price, device support and iOS requirement there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Growsly sells 1 in-app purchase, starting at $0.99 per month. Debt Tracker asks for nothing beyond the download.
Growsly ships an update monthly, Debt Tracker every 11 days. The most recent releases landed on October 19, 2026 and October 17, 2026 respectively.
| Parameter | Growsly | Debt Tracker |
|---|---|---|
| Price | Free | Free |
| Update frequency | Monthly | Every 11 days โ better |
| Ads | Yes | No โ better |
| In-app purchases | Yes | No โ better |
| Devices | iPhone | iPhone, iPod โ better |
| Requires iOS | 16.0 | 15.6 โ better |
| Further details โ not scored | ||
| Size | 27 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | Leticia Pamela Reyes Ramon | JetUp Digital, TOV |
In-app purchases
Growsly
- Master$0.991 Month
Debt Tracker
No in-app purchases









