Comparison

Growsly vs Budget Planner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Growsly

Features
Read full description

The simplest and easiest product to use to track your finances, add concepts and movements, export reports, proyects and subscriptions. Terms: https://ownwallet-2598b.web.app/terms.html Privacy policy: https://ownwallet-2598b.web.app/politicaEn.html

About

Budget Planner

Manage your finances without linking bank accounts. Track credit cards, build debt payoff plans, set budgets, and monitor goals. All your financial data is stored locally for privacy.

Highlights
  • Track credit cards and purchases
  • Build debt payoff plans (snowball/avalanche)
  • Set category budgets and track spending
  • Monitor financial goals and net worth
  • Private, local data storage
  • Biometric access protection
Read full description

Plan your spending before you spend. Organize your budget by category, move budget amounts as priorities change and track savings goals. Keep cards, installments and upcoming bills in view without connecting your bank. Cards and installments Add your cards and credit limits. Track installment purchases, review monthly totals and see statement and payment dates. Set reminders to keep your dates in view. Ctrl Xpenses helps you plan and record payments; it does not make bank payments. A budget for your month Log expenses and income manually, set category budgets and review your spending and remaining amounts. You do not need to share bank login details. From receipt to record Scan a receipt and review the extracted details before saving. Correct the fields or enter the transaction manually. Debt payoff planning Compare snowball and avalanche strategies. Simulate extra payments and review estimated payoff dates and interest. Goals, accounts and net worth Track savings goals and record assets, debts and investments to review your net worth. Work with multiple currencies when needed. Your financial records on your device Log and review transactions offline. No Ctrl Xpenses account or bank connection is required. Use your device's biometric protection when available. No ads or advertising tracking. Start free Start with transaction tracking and tools for budgets, cards and debts. Pro expands the limits for accounts, categories and tags. Ctrl Xpenses Pro Expand your limits and access data export, backup and restore. Choose a monthly plan, annual plan or lifetime purchase. Check the purchase screen for current prices, terms and any trial available to your account. Backups are manual files; there is no automatic sync between devices. Pro purchases, market quotes and exchange rates require an internet connection. Simulations are informational estimates, not financial advice. Purchase, diagnostic and analytics services are described in the privacy policy. TERMS OF USE (EULA) https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Growsly4 screens
Budget Planner4 screens

Verdict

The call

The clearest difference is ads: Budget Planner at none against Growsly's shown. Budget Planner also leads on update cadence (every 5 days vs monthly). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Growsly sells 1 in-app purchase, starting at $0.99 per month and Budget Planner sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Growsly ships an update monthly, Budget Planner every 5 days. The most recent releases landed on October 19, 2026 and October 21, 2026 respectively.

Scorecard2 real differences · 8 level
Growsly versus Budget Planner: the parameters behind the verdict, then further details
ParameterGrowslyBudget Planner
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyMonthlyEvery 5 days — better
AdsYesNo — better
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhoneiPhone, iPad — better
Requires iOS16.0 — better17.0
Further details — not scored
Size27 MB52 MB
Age rating4+4+
DeveloperLeticia Pamela Reyes RamonJUAN CONRADO A DE LAROSA

In-app purchases

1 purchases

Growsly

Subscriptions1
  • Master$0.991 Month
3 purchases

Budget Planner

Subscriptions2
  • Ctrl Xpenses Pro Mensual$2.991 Month
  • Ctrl Xpenses Pro Anual7 Days trial$16.991 Year
One-time1
  • Ctrl Xpenses Pro de por vida$49.99

Questions

Is Growsly free?
Growsly is free to download, with in-app purchases available.
Is Budget Planner free?
Budget Planner is free to download, with in-app purchases available.
Do Growsly or Budget Planner have ads?
Growsly shows ads; Budget Planner does not.
Which is updated more often, Growsly or Budget Planner?
Growsly ships an update monthly, and Budget Planner every 5 days. Most recently, Growsly was updated on October 19, 2026 and Budget Planner on October 21, 2026.

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