Comparison

PKBiel vs Panora‎

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PKBiel

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Mit der Nutzung der APP der PKBiel, können Sie Ihre persönlichen Vorsorgedaten einsehen und vielfältige Simulationen durchführen. Folgende Simulationen können selbständig durchgeführt werden: • Lohn- und/oder Änderung des Beschäftigungsgrades • Freiwillige Sparbeiträge (2% / 4%) • Pensionierungen oder Teilpensionierungen per gewünschtem Stichtag (Rente und oder Kapital) • Freiwillige Einkäufe • Auszahlungen für selbstgenutztes Wohneigentum (WEF-Vorbezüge) • Austrittsdatum per Stichtag inkl. Leistungen

About

Panora‎

Features
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MyEMG is the app that allows you to manage all your insurance policies from a single location. Say goodbye to bulky files and tedious searches! With MyEMG, you can: • Centralize all your insurance policies: Have a clear and concise overview of all your insurance policies, regardless of your insurer. • Modify your insurance policies: Adapt your policies to your needs by making quick and easy changes. • View your documents: Easily access your insurance policies, certificates, general terms and conditions, and other important documents. • Report a claim in just a few clicks: Simplify the claims process thanks to an intuitive and easy-to-use interface. • Access 24/7 assistance: Water damage or a slammed door? Easily access support numbers to save time in case of a problem. MyEMG offers you: • Secure and confidential access to your data. • An intuitive and user-friendly interface. • Saves valuable time. • Simplified management of your insurance policies. Download MyEMG today and enjoy a modern and simplified insurance experience.

Screenshots

PKBiel4 screens
Panora‎4 screens

Verdict

The call

The clearest difference is ads: PKBiel at none against Panora‎'s shown. PKBiel also leads on iOS requirement (13.0 vs 16.4). Panora‎'s advantage is update cadence (every 2 weeks vs every 25 months). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PKBiel ships an update every 25 months, Panora‎ every 2 weeks. The most recent releases landed on September 28, 2026 and October 15, 2026 respectively.

Scorecard3 real differences · 3 level
PKBiel versus Panora‎: the parameters behind the verdict, then further details
ParameterPKBielPanora‎
PriceFreeFree
Update frequencyEvery 25 monthsEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better16.4
Further details — not scored
Size61 MB74 MB
Age rating17+4+
DeveloperSwissPension AGEMG SA

In-app purchases

None

PKBiel

No in-app purchases

None

Panora‎

No in-app purchases

Questions

Is PKBiel free?
PKBiel is free to download, with no in-app purchases.
Is Panora‎ free?
Panora‎ is free to download, with no in-app purchases.
Do PKBiel or Panora‎ have ads?
Panora‎ shows ads; PKBiel does not.
Which is updated more often, PKBiel or Panora‎?
PKBiel ships an update every 25 months, and Panora‎ every 2 weeks. Most recently, PKBiel was updated on September 28, 2026 and Panora‎ on October 15, 2026.

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