PKBiel vs Panora
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PKBiel
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Mit der Nutzung der APP der PKBiel, können Sie Ihre persönlichen Vorsorgedaten einsehen und vielfältige Simulationen durchführen. Folgende Simulationen können selbständig durchgeführt werden: • Lohn- und/oder Änderung des Beschäftigungsgrades • Freiwillige Sparbeiträge (2% / 4%) • Pensionierungen oder Teilpensionierungen per gewünschtem Stichtag (Rente und oder Kapital) • Freiwillige Einkäufe • Auszahlungen für selbstgenutztes Wohneigentum (WEF-Vorbezüge) • Austrittsdatum per Stichtag inkl. Leistungen
Panora
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MyEMG is the app that allows you to manage all your insurance policies from a single location. Say goodbye to bulky files and tedious searches! With MyEMG, you can: • Centralize all your insurance policies: Have a clear and concise overview of all your insurance policies, regardless of your insurer. • Modify your insurance policies: Adapt your policies to your needs by making quick and easy changes. • View your documents: Easily access your insurance policies, certificates, general terms and conditions, and other important documents. • Report a claim in just a few clicks: Simplify the claims process thanks to an intuitive and easy-to-use interface. • Access 24/7 assistance: Water damage or a slammed door? Easily access support numbers to save time in case of a problem. MyEMG offers you: • Secure and confidential access to your data. • An intuitive and user-friendly interface. • Saves valuable time. • Simplified management of your insurance policies. Download MyEMG today and enjoy a modern and simplified insurance experience.
Screenshots
Verdict
The clearest difference is ads: PKBiel at none against Panora's shown. PKBiel also leads on iOS requirement (13.0 vs 16.4). Panora's advantage is update cadence (every 2 weeks vs every 25 months). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PKBiel ships an update every 25 months, Panora every 2 weeks. The most recent releases landed on September 28, 2026 and October 15, 2026 respectively.
| Parameter | PKBiel | Panora |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 25 months | Every 2 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 61 MB | 74 MB |
| Age rating | 17+ | 4+ |
| Developer | SwissPension AG | EMG SA |
In-app purchases
PKBiel
No in-app purchases
Panora
No in-app purchases








