STECS vs Halvest
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
STECS
Manage all your finances in one place with this ethical mobile money app. It offers swift account opening, comprehensive money management tools, card services, and access to investments and credit products.
- All-in-one finance management
- Swift account opening
- Money management tools
- Card services
- Investment options
- Credit products
Read full descriptionHide full description
Stecs is an ethical mobile money app that lets you manage all your finances in just one app. Swift account opening process, money management tools, cards services, investments and credit products are some of the things you stand to gain by opening an account with us.
Halvest
Read full descriptionHide full description
Halvest provides access to ethical investment opportunities, allowing you to grow your wealth in both Naira and Dollar while staying true to your values. Whether you're interested in real estate, inventory financing, or startup investments, our platform enables you to invest confidently, monitor your portfolio, and manage your funds efficiently. Key Features: 1. Diverse Investment Options – Build a strong portfolio with real estate, business financing, venture investing, and other ethical investment opportunities. 2. Multi-Currency Investments – Invest in both Naira and Dollar, giving you the flexibility to grow your wealth in different currencies. 3. Portfolio Performance Tracking – Easily track your investments and monitor returns directly from your mobile device. 4. Ethical and Permissible Investments – Only Shariah-compliant and socially responsible products are listed, ensuring your investments align with your values. 5. Seamless Fund Management – Invest, track, and redeem your funds effortlessly, all in one app. Start your investment journey with Halvest today.
Screenshots
Verdict
STECS and Halvest are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
STECS ships an update every 3 weeks, Halvest fortnightly. The most recent releases landed on September 16, 2026 and August 18, 2026 respectively.
| Parameter | STECS | Halvest |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (10 ratings) — better | — |
| Positive reviews | 33.3% of reviews | — |
| Number of ratings | 10 — better | — |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.5 | 15.1 — better |
| Further details — not scored | ||
| Size | 116 MB | 98 MB |
| Age rating | 4+ | 17+ |
| Developer | STECS FINANCIAL TECHNOLOGIES LTD | Halvest |
In-app purchases
STECS
No in-app purchases
Halvest
No in-app purchases
