HD Mutual vs SmartSpud
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
HD Mutual
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Manage your insurance on the go with HD Mutual. Clients insured through HD Mutual agents can access policy information, documents and slips 24/7 through any device. Take and send photos to report claims or initiate changes to your insurance. Set up your account today or contact us to learn how to get started using our online service options!
SmartSpud
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The SmartSpud app, when paired with the patented SmartSpud sensor, provides real-time insight into the performance and health of your potato harvesting process. Quickly identify issues that can lead to potato damage or breakage. As the SmartSpud sensor travels along with your regular production you will see all the impact forces in an easy-to-understand format. Every impact event of concern is logged for later review. You can even make notes, take a picture or record a video to detail issues so that you can use that information to make necessary changes. Using the SmartSpud on a regular basis ensures your operation is running at peak performance with minimal breakage increased profit.
Screenshots
Verdict
The clearest difference is update cadence: SmartSpud at every 6 weeks against HD Mutual's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HD Mutual ships an update every 4 months, SmartSpud every 6 weeks. The most recent releases landed on October 5, 2026 and October 24, 2026 respectively.
| Parameter | HD Mutual | SmartSpud |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 months | Every 6 weeks โ better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details โ not scored | ||
| Size | 38 MB | 45 MB |
| Age rating | 4+ | 4+ |
| Developer | Dumfries Mutual Insurance Company | Masitek Instruments Inc. |
In-app purchases
HD Mutual
No in-app purchases
SmartSpud
No in-app purchases








