HD Mutual vs Identity+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HD Mutual
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Manage your insurance on the go with HD Mutual. Clients insured through HD Mutual agents can access policy information, documents and slips 24/7 through any device. Take and send photos to report claims or initiate changes to your insurance. Set up your account today or contact us to learn how to get started using our online service options!
Identity+
Securely manage your digital identity on your mobile device. Use your driver's license or provincial card to authenticate yourself for online services. Your identity information is stored locally with strong encryption and privacy controls.
- Secure digital ID on mobile
- Authenticate with Driver's License/Provincial Card
- Location-based mailing address verification
- No cloud storage of identity
- Strong encryption and privacy
- In-person verification at post office
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Canada Post Identity+ will enable you to control online experiences with a secure digital ID that will open doors to identity-secured services. With Canada Post Identity+, your identity is safeguarded and stored on your phone. Features • Secure digital ID on your mobile device • Authenticate yourself with your Drivers’ License or Provincial Services Card • Location based verification of your mailing address • No cloud storage of your identity information • Strong encryption and certificate-based authentication • Strong privacy protection with complete control Coming soon : Reusable ID : Your Canada Post Identity+ credentials will be available to use over and over to verify yourself online Secure Transactions : Whether you're accessing a bank account, requesting government services, or activating a service, Canada Post Identity+ streamlines the verification process, making transactions more secure and efficient. Verify in-person : Can’t verify on your phone? Visit a post office and authenticate yourself at a trusted location.
Screenshots
Verdict
HD Mutual and Identity+ are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HD Mutual ships an update every 4 months, Identity+ every 3 months. The most recent releases landed on September 18, 2026 and September 22, 2026 respectively.
| Parameter | HD Mutual | Identity+ |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.7 (17 ratings) — better |
| Positive reviews | — | 17.5% of reviews |
| Number of ratings | — | 17 — better |
| Update frequency | Every 4 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 38 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | Dumfries Mutual Insurance Company | Canada Post Corporation |
Bugs and requests
HD Mutual
Not enough reviews yet to summarise bugs or requests.
Identity+
Reported bugs
4 issues- Scanner not working
- Selfie verification failing
- Verification code issues
- App crashing or freezing
Requested features
4 requests- Allow manual ID photo upload
- Improve address change handling
- Provide better error messages
- Add support for more ID types
In-app purchases
HD Mutual
No in-app purchases
Identity+
No in-app purchases
