Digital Purse vs Cubex
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Digital Purse
This platform offers virtual and digital gift cards for convenient online payments. Easily create virtual cards for shopping, subscriptions, and services, or send and redeem digital gift cards from popular brands. Manage your digital spending in one place.
- Create virtual cards instantly
- Use for online shopping and subscriptions
- Manage multiple cards for different purposes
- Purchase digital gift cards from popular brands
- Redeem gift cards on supported platforms
- Intuitive interface for easy management
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Digital Purse is a digital payment platform that provides easy access to virtual cards and digital gift cards for online use. It is built for individuals and businesses who need a simple way to pay for products and services on the internet without relying on traditional physical cards. With Digital Purse, users can instantly create virtual cards that work like regular cards and can be used on a wide range of websites and mobile applications. These virtual cards are suitable for online shopping, subscriptions, advertising platforms, software tools, travel bookings, and other digital services. Each card can be used immediately after creation, allowing users to make payments without delays. Digital Purse virtual cards are flexible and easy to manage. Users can create multiple cards for different purposes, making it easier to organize spending across subscriptions, business tools, or personal purchases. Cards can be used for both one-time payments and recurring charges, depending on the user’s needs. In addition to virtual cards, Digital Purse offers digital gift cards from popular global brands. These gift cards can be used to pay for apps, games, entertainment, digital content, and online shopping. Digital gift cards are delivered instantly and can be redeemed directly on supported platforms, making them convenient for personal use or as gifts for others. Digital Purse is designed to be simple and accessible. Users can manage their virtual cards and gift cards through an intuitive interface, making it easy to create cards, check balances, and complete purchases from anywhere. The platform supports fast setup and does not require complex processes to get started. Whether you are paying for online services, managing digital subscriptions, purchasing gift cards, or handling everyday online payments, Digital Purse provides practical tools that fit modern digital lifestyles. By offering both virtual cards and gift cards in one platform, Digital Purse helps users handle online spending in a more organized and convenient way. Digital Purse brings together essential digital payment products in one place, making it easier to pay, shop, and subscribe online.
Cubex
This app facilitates quick money transfers to Nigerian banks and allows for seamless payment of various bills like electricity, airtime, and cable. It also offers instant cash withdrawals and a secure digital wallet for everyday transactions.
- Send money to Nigerian banks
- Pay electricity bills
- Pay airtime
- Pay cable bills
- Pay internet bills
- Instant cash withdrawal
- Secure digital wallet
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CubEx is Nigeria’s fastest app for sending money, paying bills, and managing your digital wallet. What You Can Do: - Send money to any Nigerian bank - Pay electricity, airtime, cable, and internet bills - Instantly withdraw cash from your balance - Secure wallet for easy everyday payments With CubEx, you get speed, security, and control — all in one app. Download CubEx today and experience Nigeria’s best send money and bill payment app.
Screenshots
Verdict
The clearest difference is ratings volume: Digital Purse at 2.6K against Cubex's 3. Digital Purse also leads on update cadence (every 4 days vs every 3 weeks). Cubex's advantage is rating (5.0 vs 4.7) and review sentiment (100% vs 86%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Cubex holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Digital Purse has 2.6K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 86% of Digital Purse's written reviews are positive against 100% of Cubex's.
Digital Purse ships an update every 4 days, Cubex every 3 weeks. The most recent releases landed on September 22, 2026 and June 4, 2026 respectively.
| Parameter | Digital Purse | Cubex |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (2.6K ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 85.6% of reviews | 100.0% of reviews — better |
| Number of ratings | 2.6K — better | 3 |
| Update frequency | Every 4 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 42 MB | 116 MB |
| Age rating | 4+ | 4+ |
| Developer | Macroware multiservices Ltd. | CUBEX-NG INTEGRATED TECHNOLOGY SERVICES CO. LIMITED |
Customer experience
Digital Purse
Cubex
Bugs and requests
Digital Purse
Reported bugs
2 issues- Issues with card purchase and activation
- Problems with certain payment methods
Requested features
3 requests- Add more payment options
- Improve card reloading functionality
- Reduce fees for certain services
Cubex
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Digital Purse
No in-app purchases
Cubex
No in-app purchases









