Flutterwave vs Cubex
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Flutterwave
Transform your smartphone into a mobile point-of-sale system to accept diverse payment methods, including cards, bank transfers, and mobile money. Manage your online store, track orders, and monitor transactions conveniently from your device.
- Mobile POS functionality
- Accept card payments
- Multiple payment methods
- Create online stores
- Order management
- Transaction overview
- Customer details retrieval
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Flutterwave Mobile makes it super convenient for anyone to run their business anytime, anywhere. Flutterwave Mobile essentially turns any smartphone into a mobile POS. This is because Flutterwave Mobile allows you accept card payments from anyone- you only need to generate a payment link within the app for them to pay you using their card as they'd do with a physical POS. But Flutterwave Mobile goes even one better. Flutterwave Mobile accepts more payment types than any physical POS can accept. Card payments, bank transfers, Paga, Mobile Money, USSD, the possibilities are endless. Your delivery personnel with Flutterwave Mobile installed on their phone don't need a physical POS anymore. Your sales personnel at your branches no longer need physical POS machines. Again the possibilities are endless. Flutterwave Mobile allows you to run your online store from your phone only. You can create a new online store in minutes on the app. Fulfilled and pending orders are available at a glance; new products can be added on the go; new order alerts are received via push notifications; stock quantity is available at a glance. Whether you're in or out of town, whatever time of the day it is, you have your store with you. Flutterwave Mobile is not restricted to just the Flutterwave Store or the mobile POS use cases. Every Flutterwave merchant is able to efficiently manage their business; whether it's checking balance overview, seeing daily transactions, quickly retrieving a customer's details, your business will always be mobile (pun intended). The future of commerce will always be convenience. Flutterwave Mobile makes running your business more convenient than ever. Flutterwave Mobile is the future of commerce. Give it a spin.
Cubex
This app facilitates quick money transfers to Nigerian banks and allows for seamless payment of various bills like electricity, airtime, and cable. It also offers instant cash withdrawals and a secure digital wallet for everyday transactions.
- Send money to Nigerian banks
- Pay electricity bills
- Pay airtime
- Pay cable bills
- Pay internet bills
- Instant cash withdrawal
- Secure digital wallet
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CubEx is Nigeria’s fastest app for sending money, paying bills, and managing your digital wallet. What You Can Do: - Send money to any Nigerian bank - Pay electricity, airtime, cable, and internet bills - Instantly withdraw cash from your balance - Secure wallet for easy everyday payments With CubEx, you get speed, security, and control — all in one app. Download CubEx today and experience Nigeria’s best send money and bill payment app.
Screenshots
Verdict
The clearest difference is review sentiment: Cubex at 100% against Flutterwave's 35%. Cubex also leads on rating (5.0 vs 4.5) and iOS requirement (13.0 vs 15.1). Flutterwave's advantage is ratings volume (860 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Cubex holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Flutterwave has 860 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 35% of Flutterwave's written reviews are positive against 100% of Cubex's.
Flutterwave ships an update every 6 weeks, Cubex every 3 weeks. The most recent releases landed on September 23, 2026 and June 4, 2026 respectively.
| Parameter | Flutterwave | Cubex |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (860 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 35.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 860 — better | 3 |
| Update frequency | Every 6 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 42 MB | 116 MB |
| Age rating | 4+ | 4+ |
| Developer | Flutterwave Inc. | CUBEX-NG INTEGRATED TECHNOLOGY SERVICES CO. LIMITED |
Customer experience
Flutterwave
Cubex
Bugs and requests
Flutterwave
Reported bugs
3 issues- Login screen freezes
- Incompatible with older devices
- Verification issues with account details
Requested features
3 requests- Card payment option
- Dark mode
- Advanced analytics dashboard
Cubex
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Flutterwave
No in-app purchases
Cubex
No in-app purchases
