Comparison

Flutterwave vs Divest

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Flutterwave

Transform your smartphone into a mobile POS to accept various card and digital payments. Manage your online store, track orders, and view transactions on the go. This app offers a convenient way for merchants to run their business from anywhere.

Highlights
  • Mobile POS functionality
  • Generate payment links
  • Accept multiple payment types
  • Create and manage online stores
  • Track orders and inventory
  • View transaction history
  • Business balance overview
Features
Read full description

Flutterwave Mobile makes it super convenient for anyone to run their business anytime, anywhere. Flutterwave Mobile essentially turns any smartphone into a mobile POS. This is because Flutterwave Mobile allows you accept card payments from anyone- you only need to generate a payment link within the app for them to pay you using their card as they'd do with a physical POS. But Flutterwave Mobile goes even one better. Flutterwave Mobile accepts more payment types than any physical POS can accept. Card payments, bank transfers, Paga, Mobile Money, USSD, the possibilities are endless. Your delivery personnel with Flutterwave Mobile installed on their phone don't need a physical POS anymore. Your sales personnel at your branches no longer need physical POS machines. Again the possibilities are endless. Flutterwave Mobile allows you to run your online store from your phone only. You can create a new online store in minutes on the app. Fulfilled and pending orders are available at a glance; new products can be added on the go; new order alerts are received via push notifications; stock quantity is available at a glance. Whether you're in or out of town, whatever time of the day it is, you have your store with you. Flutterwave Mobile is not restricted to just the Flutterwave Store or the mobile POS use cases. Every Flutterwave merchant is able to efficiently manage their business; whether it's checking balance overview, seeing daily transactions, quickly retrieving a customer's details, your business will always be mobile (pun intended). The future of commerce will always be convenience. Flutterwave Mobile makes running your business more convenient than ever. Flutterwave Mobile is the future of commerce. Give it a spin.

About

Divest

Facilitate international payments and currency exchanges with competitive rates and low fees. Receive funds in multiple currencies and send money across borders, including to various African markets. Supports withdrawals to bank accounts and mobile money services.

Highlights
  • Receive USD, GBP, EUR
  • Cross-border money transfers
  • Competitive exchange rates
  • Low transaction fees
  • Fast payouts
  • Withdraw to bank accounts and mobile money
Features
Read full description

Your Money. Beyond Borders. Receive USD, GBP, EUR and supported currencies. Exchange and payout to multiple currencies, receive international payments with Divest. From multi-currency accounts to seamless cross-border transfers, Divest brings both together in one app. Enjoy competitive exchange rates, low fees, fast payouts and convenient withdrawals to supported bank accounts or mobile money services. Whether you're a freelancer receiving international payments, a remote worker earning in foreign currencies, an entrepreneur managing global transactions, Divest gives you more ways to move your money. Receive Money From Abroad Get paid internationally through supported payment methods and platforms. Divest helps you access your money and move it into supported currencies and payout destinations. - Open a USD account to receive eligible payments from platforms like Upwork, PayPal, Payoneer, Wise and Amazon, plus US bank transfers. - Open a GBP account to receive eligible payments in British pounds. - Open a EUR account to receive eligible euro payments. - Convert currencies in seconds and pay out to supported bank accounts and mobile money services in Nigeria, Kenya, Ghana and South Africa. Move Your Money Across Africa Send and exchange money across supported African markets with Divest. Our supported local currencies include: - Nigeria: Nigerian naira (NGN) - South Africa: South African rand (ZAR) - Ghana: Ghanaian cedi (GHS) - Kenya: Kenyan shilling (KES) Send money across Africa, funding eligible transfers in NGN or supported foreign currencies and paying out to any of the listed currencies. Why Choose Divest? - Competitive exchange rates: Get competitive rates when exchanging supported currencies. - Low fees: Move money with low fees and transparent transaction details. - Fast payouts & quick setup: Enjoy quick account setups and fast payouts on supported transactions. - Convenient withdrawals: Send eligible funds to supported bank accounts or mobile money services. - 24/7 support: Get assistance whenever you need help. Built for People Who Move Money Globally - Freelancers and remote workers: Receive eligible international payments and manage earnings in supported currencies. - Digital professionals: Make cross-border money management simpler as you work with international clients. - Entrepreneurs and business owners: Exchange currencies and manage supported international money flows. - People living across borders: Manage supported currencies and move money between available destinations. Download Divest and move your money beyond borders.

Screenshots

Flutterwave4 screens
Divest3 screens

Verdict

The call

The clearest difference is review sentiment: Divest at 49% against Flutterwave's 35%. Divest also leads on rating (4.7 vs 4.5) and update cadence (every 3 weeks vs every 6 weeks). Flutterwave's advantage is iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Divest holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 866 and 3K respectively. Written reviews point the same way: 35% of Flutterwave's written reviews are positive against 49% of Divest's.

UpkeepUpdate frequency

Flutterwave ships an update every 6 weeks, Divest every 3 weeks. Both last shipped on November 7, 2026.

Scorecard5 real differences · 5 level
Flutterwave versus Divest: the parameters behind the verdict, then further details
ParameterFlutterwaveDivest
PriceFreeFree
Rating4.5 (866 ratings)4.7 (3K ratings) — better
Positive reviews35.0% of reviews49.4% of reviews — better
Number of ratings8663K — better
Update frequencyEvery 6 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better17.0
Further details — not scored
Size43 MB58 MB
Age rating4+4+
DeveloperFlutterwave Inc.Divest technologies LLC

Customer experience

Flutterwave

All ratings866 ratings
Positive87.4%
Neutral4.5%
Negative8.1%
Written reviews60 reviews
Positive35.0%
Neutral6.7%
Negative58.3%

Divest

All ratings3,042 ratings
Positive92.9%
Neutral2.6%
Negative4.5%
Written reviews83 reviews
Positive49.4%
Neutral4.8%
Negative45.8%

User reviews

Flutterwave

From 866 App Store ratings

What we love

  • 🤍 Solid app
  • 🤍 Simplifies payments
  • 🤍 Reliable
  • 🤍 Affordable and simple payment platform
  • 🤍 Great user experience

Room to improve

  • 🐛 App not opening/functioning
  • 🐛 Unable to sign in/create account
  • 🐛 Pending transactions issues
  • 🐛 Restricted accounts
  • 🐛 Poor customer service

Divest

From 3K App Store ratings

What we love

  • 🚀 Fast and reliable transactions
  • 👍 Easy to use and navigate
  • 💯 Best crypto trading wallet
  • 💰 Excellent exchange rates

Room to improve

  • 🐛 Payment processing issues
  • ⏱️ Delayed transactions
  • 🤔 Account verification problems
  • 💸 Funds being held or not received

Bugs and requests

Flutterwave

Reported bugs

3 issues
  • Login screen freezes
  • Incompatible with older devices
  • Verification issues with account details

Requested features

3 requests
  • Card payment option
  • Dark mode
  • Advanced analytics dashboard

Divest

Reported bugs

2 issues
  • Failed payouts
  • Inconsistent transaction tracking

Requested features

2 requests
  • Ability to store cryptocurrencies before trading
  • Improved customer support and communication

In-app purchases

None

Flutterwave

No in-app purchases

None

Divest

No in-app purchases

Questions

Is Flutterwave free?
Flutterwave is free to download, with no in-app purchases.
Is Divest free?
Divest is free to download, with no in-app purchases.
Which has better reviews, Flutterwave or Divest?
Divest is rated higher. Flutterwave averages 4.5 out of 5 from 866 ratings, while Divest averages 4.7 from 3K ratings.
Do Flutterwave or Divest have ads?
Neither Flutterwave nor Divest shows ads.
Which is updated more often, Flutterwave or Divest?
Flutterwave ships an update every 6 weeks, and Divest every 3 weeks. Most recently, Flutterwave was updated on November 7, 2026 and Divest on November 7, 2026.

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