Flutterwave vs Grey
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Flutterwave
Transform your smartphone into a mobile point-of-sale system to accept diverse payment methods, including cards, bank transfers, and mobile money. Manage your online store, track orders, and monitor transactions conveniently from your device.
- Mobile POS functionality
- Accept card payments
- Multiple payment methods
- Create online stores
- Order management
- Transaction overview
- Customer details retrieval
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Flutterwave Mobile makes it super convenient for anyone to run their business anytime, anywhere. Flutterwave Mobile essentially turns any smartphone into a mobile POS. This is because Flutterwave Mobile allows you accept card payments from anyone- you only need to generate a payment link within the app for them to pay you using their card as they'd do with a physical POS. But Flutterwave Mobile goes even one better. Flutterwave Mobile accepts more payment types than any physical POS can accept. Card payments, bank transfers, Paga, Mobile Money, USSD, the possibilities are endless. Your delivery personnel with Flutterwave Mobile installed on their phone don't need a physical POS anymore. Your sales personnel at your branches no longer need physical POS machines. Again the possibilities are endless. Flutterwave Mobile allows you to run your online store from your phone only. You can create a new online store in minutes on the app. Fulfilled and pending orders are available at a glance; new products can be added on the go; new order alerts are received via push notifications; stock quantity is available at a glance. Whether you're in or out of town, whatever time of the day it is, you have your store with you. Flutterwave Mobile is not restricted to just the Flutterwave Store or the mobile POS use cases. Every Flutterwave merchant is able to efficiently manage their business; whether it's checking balance overview, seeing daily transactions, quickly retrieving a customer's details, your business will always be mobile (pun intended). The future of commerce will always be convenience. Flutterwave Mobile makes running your business more convenient than ever. Flutterwave Mobile is the future of commerce. Give it a spin.
Grey
Open a free global bank account in minutes to send, receive, exchange, and manage multiple currencies. Easily make international payments, generate invoices, and pay bills worldwide with competitive exchange rates and 24/7 support.
- Free global bank accounts
- Multi-currency management
- International money transfers
- Competitive currency exchange
- Virtual dollar card
- Professional invoice generation
- Bill payments
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**Open a multi-currency account in minutes, for free.** Open a USD, GBP and EUR accounts, Send money in over 170 currencies, and get an International USD card. - Free USD, GBP and EUR accounts in one app - No monthly fees - Virtual USD card with Apple Pay and Google Pay support *(in supported regions*)* - Trusted by 3 million users - Multilingual support **Why Grey stands out** - Receive global payments with ease - Convert currencies at competitive rates - Send money to 160+ countries - Create and send professional invoices in minutes. **No limits to your money** When you open a multi-currency account with us, you get local account details for easy money transfer and payments. **Our Services** - Global Money Transfer - Get USD, EUR, GBP Accounts - Currency Exchange - Virtual USD Card **Global Money Transfer** With Grey, send money to freelancers, business associates and loved ones anywhere in the world. **Easy Foreign Exchange in Seconds** Exchange currencies at competitive rates with Grey. Track real-time exchange rates in the app and withdraw your converted funds directly to your local bank account. **Send & receive stablecoins** Send, receive and manage USDT and USDC transfers alongside your international payments **Bill payments, simplified** Pay your bills in just a few taps with Grey. From everyday utilities to unexpected expenses, stay on top of your payments easily. **Gift Cards** Buy and send gift cards from top global brands in just a few taps. Add a personal message to make your gift even more special, and we'll deliver it directly to the recipient. **Professional Invoices for Your Global Clients** Create and send professional invoices in minutes. Share them with clients around the world and get paid more easily. **Around-the-clock Support** Stay updated with real-time transaction notifications. If you need help, contact our support team through in-app messaging or by email at support@grey.co **Protected and Regulated** We are regulated by FinCEN and FINTrac, so your money is always safe. Grey Incorporated
Screenshots
Verdict
The clearest difference is update cadence: Grey at every 3 days against Flutterwave's every 6 weeks. Grey also leads on ratings volume (5.8K vs 860). Flutterwave's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.1 vs 17.6). On price, rating, review sentiment and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.5 for Flutterwave against 4.6 for Grey. That said, the two scores are not equally well evidenced: Grey has 5.8K ratings behind it against 860, so its average is the more settled of the two. Written reviews are what separate them: 35% of Flutterwave's written reviews are positive against 38% of Grey's.
Flutterwave ships an update every 6 weeks, Grey every 3 days. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.
| Parameter | Flutterwave | Grey |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (860 ratings) | 4.6 (5.8K ratings) — better |
| Positive reviews | 35.0% of reviews | 37.7% of reviews — better |
| Number of ratings | 860 | 5.8K — better |
| Update frequency | Every 6 weeks | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.1 — better | 17.6 |
| Further details — not scored | ||
| Size | 42 MB | 1.0 GB |
| Age rating | 4+ | 17+ |
| Developer | Flutterwave Inc. | Grey Incorporated |
Customer experience
Flutterwave
Grey
User reviews
Flutterwave
From 860 App Store ratingsWhat we love
- 🤍 Solid app
- 🤍 Simplifies payments
- 🤍 Reliable
- 🤍 Affordable and simple payment platform
- 🤍 Great user experience
Room to improve
- 🐛 App not opening/functioning
- 🐛 Unable to sign in/create account
- 🐛 Pending transactions issues
- 🐛 Restricted accounts
- 🐛 Poor customer service
Grey
From 5.8K App Store ratingsWhat we love
- 🚀 Fast and seamless transactions
- 👍 User-friendly interface
- 💡 Innovative features like virtual cards
- 🚀 Reliable and efficient service
Room to improve
- 🐛 Frequent app updates
- 🤔 Unclear verification process
- 💰 High fees and exchange rate issues
- 🕰️ Slow response from customer support
- 🔒 Privacy concerns with personal information requests
Bugs and requests
Flutterwave
Reported bugs
3 issues- Login screen freezes
- Incompatible with older devices
- Verification issues with account details
Requested features
3 requests- Card payment option
- Dark mode
- Advanced analytics dashboard
Grey
Reported bugs
3 issues- Transactions not showing up
- Inability to access account or make transfers
- Recurring app crashes and bugs
Requested features
4 requests- Increase monthly withdrawal limit
- Add dark mode option
- Improve virtual card functionality
- Streamline verification process
In-app purchases
Flutterwave
No in-app purchases
Grey
No in-app purchases









