Comparison

Flutterwave vs Grey

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Flutterwave

Transform your smartphone into a mobile POS to accept various card and digital payments. Manage your online store, track orders, and view transactions on the go. This app offers a convenient way for merchants to run their business from anywhere.

Highlights
  • Mobile POS functionality
  • Generate payment links
  • Accept multiple payment types
  • Create and manage online stores
  • Track orders and inventory
  • View transaction history
  • Business balance overview
Features
Read full description

Flutterwave Mobile makes it super convenient for anyone to run their business anytime, anywhere. Flutterwave Mobile essentially turns any smartphone into a mobile POS. This is because Flutterwave Mobile allows you accept card payments from anyone- you only need to generate a payment link within the app for them to pay you using their card as they'd do with a physical POS. But Flutterwave Mobile goes even one better. Flutterwave Mobile accepts more payment types than any physical POS can accept. Card payments, bank transfers, Paga, Mobile Money, USSD, the possibilities are endless. Your delivery personnel with Flutterwave Mobile installed on their phone don't need a physical POS anymore. Your sales personnel at your branches no longer need physical POS machines. Again the possibilities are endless. Flutterwave Mobile allows you to run your online store from your phone only. You can create a new online store in minutes on the app. Fulfilled and pending orders are available at a glance; new products can be added on the go; new order alerts are received via push notifications; stock quantity is available at a glance. Whether you're in or out of town, whatever time of the day it is, you have your store with you. Flutterwave Mobile is not restricted to just the Flutterwave Store or the mobile POS use cases. Every Flutterwave merchant is able to efficiently manage their business; whether it's checking balance overview, seeing daily transactions, quickly retrieving a customer's details, your business will always be mobile (pun intended). The future of commerce will always be convenience. Flutterwave Mobile makes running your business more convenient than ever. Flutterwave Mobile is the future of commerce. Give it a spin.

About

Grey

Open a multi-currency account with local details for USD, GBP, and EUR. Send money globally in over 170 currencies, exchange funds at competitive rates, and get a virtual USD card. Create invoices and pay bills easily.

Highlights
  • Multi-currency accounts (USD, GBP, EUR)
  • Global money transfers
  • Competitive currency exchange rates
  • Virtual USD card
  • Professional invoice creation
  • Bill payments
  • Stablecoin support
Features
Read full description

**Open a multi-currency account in minutes, for free.** Open a USD, GBP and EUR accounts, Send money in over 170 currencies, and get an International USD card. - Free USD, GBP and EUR accounts in one app - No monthly fees - Virtual USD card with Apple Pay and Google Pay support *(in supported regions*)* - Trusted by 3 million users - Multilingual support **Why Grey stands out** - Receive global payments with ease - Convert currencies at competitive rates - Send money to 160+ countries - Create and send professional invoices in minutes. **No limits to your money** When you open a multi-currency account with us, you get local account details for easy money transfer and payments. **Our Services** - Global Money Transfer - Get USD, EUR, GBP Accounts - Currency Exchange - Virtual USD Card **Global Money Transfer** With Grey, send money to freelancers, business associates and loved ones anywhere in the world. **Easy Foreign Exchange in Seconds** Exchange currencies at competitive rates with Grey. Track real-time exchange rates in the app and withdraw your converted funds directly to your local bank account. **Send & receive stablecoins** Send, receive and manage USDT and USDC transfers alongside your international payments **Bill payments, simplified** Pay your bills in just a few taps with Grey. From everyday utilities to unexpected expenses, stay on top of your payments easily. **Gift Cards** Buy and send gift cards from top global brands in just a few taps. Add a personal message to make your gift even more special, and we'll deliver it directly to the recipient. **Professional Invoices for Your Global Clients** Create and send professional invoices in minutes. Share them with clients around the world and get paid more easily. **Around-the-clock Support** Stay updated with real-time transaction notifications. If you need help, contact our support team through in-app messaging or by email at support@grey.co **Protected and Regulated** We are regulated by FinCEN and FINTrac, so your money is always safe. Grey Incorporated

Screenshots

Flutterwave4 screens
Grey4 screens

Verdict

The call

The clearest difference is update cadence: Grey at every 5 days against Flutterwave's every 6 weeks. Grey also leads on ratings volume (5.8K vs 864). Flutterwave's advantage is iOS requirement (15.1 vs 17.6). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for Flutterwave against 4.6 for Grey. That said, the two scores are not equally well evidenced: Grey has 5.8K ratings behind it against 864, so its average is the more settled of the two. Written reviews are what separate them: 35% of Flutterwave's written reviews are positive against 38% of Grey's.

UpkeepUpdate frequency

Flutterwave ships an update every 6 weeks, Grey every 5 days. The most recent releases landed on November 11, 2026 and November 12, 2026 respectively.

Scorecard3 real differences · 7 level
Flutterwave versus Grey: the parameters behind the verdict, then further details
ParameterFlutterwaveGrey
PriceFreeFree
Rating4.5 (864 ratings)4.6 (5.8K ratings) — better
Positive reviews35.0% of reviews38.0% of reviews — better
Number of ratings8645.8K — better
Update frequencyEvery 6 weeksEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better17.6
Further details — not scored
Size43 MB1.1 GB
Age rating4+17+
DeveloperFlutterwave Inc.Grey Incorporated

Customer experience

Flutterwave

All ratings866 ratings
Positive87.4%
Neutral4.5%
Negative8.1%
Written reviews60 reviews
Positive35.0%
Neutral6.7%
Negative58.3%

Grey

All ratings5,770 ratings
Positive89.1%
Neutral3.1%
Negative7.8%
Written reviews432 reviews
Positive38.0%
Neutral4.6%
Negative57.4%

User reviews

Flutterwave

From 864 App Store ratings

What we love

  • 🤍 Solid app
  • 🤍 Simplifies payments
  • 🤍 Reliable
  • 🤍 Affordable and simple payment platform
  • 🤍 Great user experience

Room to improve

  • 🐛 App not opening/functioning
  • 🐛 Unable to sign in/create account
  • 🐛 Pending transactions issues
  • 🐛 Restricted accounts
  • 🐛 Poor customer service

Grey

From 5.8K App Store ratings

What we love

  • 🚀 Fast and seamless transactions
  • 👍 User-friendly interface
  • 💡 Innovative features like virtual cards
  • 🚀 Reliable and efficient service

Room to improve

  • 🐛 Frequent app updates
  • 🤔 Unclear verification process
  • 💰 High fees and exchange rate issues
  • 🕰️ Slow response from customer support
  • 🔒 Privacy concerns with personal information requests

Bugs and requests

Flutterwave

Reported bugs

3 issues
  • Login screen freezes
  • Incompatible with older devices
  • Verification issues with account details

Requested features

3 requests
  • Card payment option
  • Dark mode
  • Advanced analytics dashboard

Grey

Reported bugs

3 issues
  • Transactions not showing up
  • Inability to access account or make transfers
  • Recurring app crashes and bugs

Requested features

4 requests
  • Increase monthly withdrawal limit
  • Add dark mode option
  • Improve virtual card functionality
  • Streamline verification process

In-app purchases

None

Flutterwave

No in-app purchases

None

Grey

No in-app purchases

Questions

Is Flutterwave free?
Flutterwave is free to download, with no in-app purchases.
Is Grey free?
Grey is free to download, with no in-app purchases.
Which has better reviews, Flutterwave or Grey?
Grey is rated higher. Flutterwave averages 4.5 out of 5 from 864 ratings, while Grey averages 4.6 from 5.8K ratings.
Do Flutterwave or Grey have ads?
Neither Flutterwave nor Grey shows ads.
Which is updated more often, Flutterwave or Grey?
Flutterwave ships an update every 6 weeks, and Grey every 5 days. Most recently, Flutterwave was updated on November 11, 2026 and Grey on November 12, 2026.

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