Flutterwave vs Digital Purse
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Flutterwave
Transform your smartphone into a mobile point-of-sale system to accept diverse payment methods, including cards, bank transfers, and mobile money. Manage your online store, track orders, and monitor transactions conveniently from your device.
- Mobile POS functionality
- Accept card payments
- Multiple payment methods
- Create online stores
- Order management
- Transaction overview
- Customer details retrieval
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Flutterwave Mobile makes it super convenient for anyone to run their business anytime, anywhere. Flutterwave Mobile essentially turns any smartphone into a mobile POS. This is because Flutterwave Mobile allows you accept card payments from anyone- you only need to generate a payment link within the app for them to pay you using their card as they'd do with a physical POS. But Flutterwave Mobile goes even one better. Flutterwave Mobile accepts more payment types than any physical POS can accept. Card payments, bank transfers, Paga, Mobile Money, USSD, the possibilities are endless. Your delivery personnel with Flutterwave Mobile installed on their phone don't need a physical POS anymore. Your sales personnel at your branches no longer need physical POS machines. Again the possibilities are endless. Flutterwave Mobile allows you to run your online store from your phone only. You can create a new online store in minutes on the app. Fulfilled and pending orders are available at a glance; new products can be added on the go; new order alerts are received via push notifications; stock quantity is available at a glance. Whether you're in or out of town, whatever time of the day it is, you have your store with you. Flutterwave Mobile is not restricted to just the Flutterwave Store or the mobile POS use cases. Every Flutterwave merchant is able to efficiently manage their business; whether it's checking balance overview, seeing daily transactions, quickly retrieving a customer's details, your business will always be mobile (pun intended). The future of commerce will always be convenience. Flutterwave Mobile makes running your business more convenient than ever. Flutterwave Mobile is the future of commerce. Give it a spin.
Digital Purse
This platform offers virtual and digital gift cards for convenient online payments. Easily create virtual cards for shopping, subscriptions, and services, or send and redeem digital gift cards from popular brands. Manage your digital spending in one place.
- Create virtual cards instantly
- Use for online shopping and subscriptions
- Manage multiple cards for different purposes
- Purchase digital gift cards from popular brands
- Redeem gift cards on supported platforms
- Intuitive interface for easy management
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Digital Purse is a digital payment platform that provides easy access to virtual cards and digital gift cards for online use. It is built for individuals and businesses who need a simple way to pay for products and services on the internet without relying on traditional physical cards. With Digital Purse, users can instantly create virtual cards that work like regular cards and can be used on a wide range of websites and mobile applications. These virtual cards are suitable for online shopping, subscriptions, advertising platforms, software tools, travel bookings, and other digital services. Each card can be used immediately after creation, allowing users to make payments without delays. Digital Purse virtual cards are flexible and easy to manage. Users can create multiple cards for different purposes, making it easier to organize spending across subscriptions, business tools, or personal purchases. Cards can be used for both one-time payments and recurring charges, depending on the user’s needs. In addition to virtual cards, Digital Purse offers digital gift cards from popular global brands. These gift cards can be used to pay for apps, games, entertainment, digital content, and online shopping. Digital gift cards are delivered instantly and can be redeemed directly on supported platforms, making them convenient for personal use or as gifts for others. Digital Purse is designed to be simple and accessible. Users can manage their virtual cards and gift cards through an intuitive interface, making it easy to create cards, check balances, and complete purchases from anywhere. The platform supports fast setup and does not require complex processes to get started. Whether you are paying for online services, managing digital subscriptions, purchasing gift cards, or handling everyday online payments, Digital Purse provides practical tools that fit modern digital lifestyles. By offering both virtual cards and gift cards in one platform, Digital Purse helps users handle online spending in a more organized and convenient way. Digital Purse brings together essential digital payment products in one place, making it easier to pay, shop, and subscribe online.
Screenshots
Verdict
The clearest difference is review sentiment: Digital Purse at 86% against Flutterwave's 35%. Digital Purse also leads on update cadence (every 4 days vs every 6 weeks) and rating (4.7 vs 4.5). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Digital Purse holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 860 and 2.6K respectively. Written reviews point the same way: 35% of Flutterwave's written reviews are positive against 86% of Digital Purse's.
Flutterwave ships an update every 6 weeks, Digital Purse every 4 days. The most recent releases landed on September 23, 2026 and September 22, 2026 respectively.
| Parameter | Flutterwave | Digital Purse |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (860 ratings) | 4.7 (2.6K ratings) — better |
| Positive reviews | 35.0% of reviews | 85.6% of reviews — better |
| Number of ratings | 860 | 2.6K — better |
| Update frequency | Every 6 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 42 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | Flutterwave Inc. | Macroware multiservices Ltd. |
Customer experience
Flutterwave
Digital Purse
User reviews
Flutterwave
From 860 App Store ratingsWhat we love
- 🤍 Solid app
- 🤍 Simplifies payments
- 🤍 Reliable
- 🤍 Affordable and simple payment platform
- 🤍 Great user experience
Room to improve
- 🐛 App not opening/functioning
- 🐛 Unable to sign in/create account
- 🐛 Pending transactions issues
- 🐛 Restricted accounts
- 🐛 Poor customer service
Digital Purse
From 2.6K App Store ratingsWhat we love
- 👍 Excellent customer service
- 🚀 Fast and reliable
- 🔒 Secure transactions
- 👍 User-friendly interface
- 👍 Convenient for online payments
Room to improve
- 💰 High fees for some services
- 🐛 Occasional bugs or issues
Bugs and requests
Flutterwave
Reported bugs
3 issues- Login screen freezes
- Incompatible with older devices
- Verification issues with account details
Requested features
3 requests- Card payment option
- Dark mode
- Advanced analytics dashboard
Digital Purse
Reported bugs
2 issues- Issues with card purchase and activation
- Problems with certain payment methods
Requested features
3 requests- Add more payment options
- Improve card reloading functionality
- Reduce fees for certain services
In-app purchases
Flutterwave
No in-app purchases
Digital Purse
No in-app purchases







